Riten Gohil, partner and co-founder at compliance and risk technology firm Sphonic joins us on this latest episode of the What the Fintech? podcast.

We cover a ranger of topics, including Mastercard acquiring Ekata in a $850 million deal, Robinhood's take on "elitist" regulators, and Santander's migration of its IT infrastructure to the cloud.

In our discussion section, we talk about whether fintech has grown "too cool for school" in its own opinion, and whether regulators need more support in terms of talent to better control a sector that can sometimes leave retail users behind.

Stay tuned for the end of the show, where we discover what buzzword Riten wants to lock away in our Fintech Jail!

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What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.