In the final episode of season five of the What the FinTech? podcast, we're joined by FinTech Futures columnists and fellow podcast hosts Dave Wallace and Dharmesh Mistry to take a look back at some of the biggest trends to come out of 2024 and discuss what the new year might bring for the sector.

The discussion covers topics including AI, quantum computing, cryptocurrency, the Digital Operational Resilience Act (DORA) and more.

And finally, in the spirit of the holidays, Dave and Dharmesh each release an incarcerated buzzword from our Fintech Jail!

The What the FinTech? podcast will return for season six in the new year. Stay tuned!

Disclaimer: The information provided in this podcast is for editorial and journalistic purposes only and does not constitute financial advice, and should not be treated as such. FinTech Futures does not recommend investments of any kind.

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Nelson Wootton, CEO and co-founder of SaaScada, to explore the latest trends around core banking modernisation and the growing need for banks still running legacy tech to upgrade to the latest technologies.

Nelson discusses the key benefits of modern core banking solutions, the challenges that banks face when it comes to upgrading their cores, and the best strategies to carry out a core transformation programme to limit the risks involved, as well as what’s next for core banking technology in the near-term future.

And finally, we find out what fintech buzzword Nelson wants to throw into our Fintech Jail!

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with George Sandilands, VP of Carbon Accounting at Sage, to explore the current state of play around green finance and how the financial services industry as a whole can help tackle climate change.

The discussion covers how demands from clients for green finance have shifted in recent years, the evolution of sustainability reporting and the data requirements involved, the key tech innovations and trends driving the future of green finance, and the role fintech can play in combatting climate change.

And finally, we find out what fintech buzzword George wants to throw into our Fintech Jail!

This episode of the What the FinTech? podcast is brought to you in partnership with FinTech Connect.

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Paul Foster, Director of Global Payment Partnerships at GoCardless, to explore the growing adoption of open banking payments with a specific focus on GoCardless’ recently published report on the topic - How To Take Open Banking Payments Mainstream.

The discussion covers the current trends and use cases driving the growth of open banking payments, the benefits of open banking payments for consumers and businesses, and the challenges of achieving widespread adoption and what practical steps are needed in order for open banking payments to hit the mainstream.

And finally, we find out what fintech buzzword Paul wants to throw into our Fintech Jail!

In this special episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures’ US correspondent Heather Sugg is joined by Ricardo Amper, founder and CEO of Incode Technologies, to discuss the evolution of identity fraud amid the rise of AI and deepfakes and how financial firms can utilise the latest technologies to tackle these fraud challenges.

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Clare Gambardella, Chief Customer Officer at Zopa Bank, to explore how Zopa has looked to approach its growth strategy amid the constantly evolving digital banking landscape in the UK.

Clare discusses how consumer demands have shifted in recent years amid a challenging economic environment and the arrival of new technologies, and what UK customers are currently looking for from their banking providers, as well as how to navigate the challenges of attracting and retaining customers in an increasingly competitive banking market and at a time when account switching numbers have been on the rise.

In the latest episode of the What the FinTech? podcast, we’re joined by Ravneet Shah, CTO of UK-based SME banking challenger Allica Bank, to explore the current business banking landscape and how Allica has looked to approach its technology and innovation strategy to meet the evolving needs of business customers.

Ravneet and FinTech Futures editor Paul Hindle dive into the work Allica has been doing to develop its tech stack and its collaborations with fintech partners as it looks to further expand its products and services and continue its growth trajectory, after the challenger secured its first full year of profitability over 2023.

And finally, we find out what fintech buzzword Ravneet wants to throw into our Fintech Jail!

Consumer adoption of buy now, pay later (BNPL) products is growing – but BNPL data is not included in credit reports… yet. With this shift finally on the horizon, what should lenders and consumers be thinking about and how can they prepare?

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Liz Pagel, SVP and Consumer Lending Business Leader at TransUnion, to explore the growing popularity of BNPL products and their future impact on credit reporting.

Liz shares insights on the potential benefits of BNPL for new-to-credit consumers, its growth in the market, and the role it could play in financial inclusion.

The discussion also covers the upcoming integration of BNPL data into credit reports, its potential effects on credit scores, and how lenders can continue to adapt to this significant shift in the credit landscape.

And finally, we find out what fintech buzzword Liz wants to free from our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by author and financial services executive Rita Martins to explore the growing role of Web3 technologies in the financial sector.

Rita and FinTech Futures editor Paul Hindle discuss the key takeaways from Rita’s recently published book on the subject, Web3 in Financial Services: How Blockchain, Digital Assets and Crypto are Disrupting Traditional Finance, including the key real-world use cases for Web3 tech in the space and how financial services players have been looking to deploy the technology, the current state of play with trending focus areas such as tokenisation, CBDCs and crypto, and some of the hurdles that exist when it comes to the wider adoption of emerging Web3 technologies globally.

And finally, we find out what fintech buzzword Rita wants to throw into our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by Anu Somani, Head of Global Payables and Embedded Payments at US Bank, to explore the growing adoption of real-time payments (RTP) in the US following the one-year anniversary of the launch of FedNow, the instant payment service developed by the Federal Reserve.

Anu and FinTech Futures editor Paul Hindle discuss the role both FedNow and the Clearing House’s RTP Network have played in driving this growth, the key use cases for RTP that have been helping to boost adoption among banks and businesses, and what’s next for RTP and the US payments space as a whole as technology and user demands continue to evolve at a rapid pace.

And finally, we find out what fintech buzzword Anu wants to free from our Fintech Jail!