FinTech Futures

In the latest episode of the What the FinTech? podcast, we’re joined by Anu Somani, Head of Global Payables and Embedded Payments at US Bank, to explore the growing adoption of real-time payments (RTP) in the US following the one-year anniversary of the launch of FedNow, the instant payment service developed by the Federal Reserve.

Anu and FinTech Futures editor Paul Hindle discuss the role both FedNow and the Clearing House’s RTP Network have played in driving this growth, the key use cases for RTP that have been helping to boost adoption among banks and businesses, and what’s next for RTP and the US payments space as a whole as technology and user demands continue to evolve at a rapid pace.

And finally, we find out what fintech buzzword Anu wants to free from our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by Janine Hirt, CEO of UK-based independent industry body Innovate Finance, to discuss global fintech funding trends over 2024 and what the future might hold for the UK’s fintech scene.

Janine and FinTech Futures editor Paul Hindle discuss some of the key takeaways from Innovate Finance’s H1 2024 FinTech Investment Landscape report, including which areas are seeing the most funding activity amid a global “economic slowdown” and whether sentiment in the space is looking positive moving forward.

We also discuss what the new Labour government in the UK can do to help fintech flourish, taking a closer look at Innovate Finance’s recently published Fintech Plan for Government, which lists a number of proposals that it says could add £328 billion to the UK economy.

And finally, we find out what fintech buzzwords Janine wants to free from our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by Sam Edge, Head of Industries and Emerging Technologies, Start-ups and VC at Amazon Web Services (AWS), to explore the current fintech start-up scene.

Sam and FinTech Futures editor Paul Hindle discuss some of the emerging technologies that start-ups and investors are most interested in, how the start-up landscape has evolved amid a wider slowdown in fintech investment globally, key advice for fintech founders looking to get started in the current economy and grow their business, and whether positive sentiment is returning in the VC investment space.

We also hear more about how AWS has been working with fintech start-ups to support them in their early stages, some of the company’s key fintech focus areas, and how the company has approached its fintech and financial services strategy in general.

And finally, we find out what fintech buzzword Sam wants to throw into our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by George Maddaloni, CTO of Operations at payments giant Mastercard, to discuss some of the key technology trends in the payments space and how Mastercard is looking to approach its tech and innovation strategy to make the most of emerging technologies such as generative AI and tokenisation.

George and FinTech Futures editor Paul Hindle also chat about the challenges of keeping one step ahead of fraudsters amid the emergence of new technologies and attack methods and how to keep customers safe from scams and fraud, as well as how consumers’ payment preferences have changed in recent years with the arrival of new digital payment methods.

And finally, we find out what fintech buzzword George wants to free from our Fintech Jail!

In the latest episode of the What the Fintech? podcast, we’re joined by Sudip Dasgupta, Chief Technology Officer at UK digital bank Monument, to discuss the upcoming Banking Tech Awards ceremony, taking place on Wednesday 4 December at the Royal Lancaster Hotel in London.

Returning awards judge Sudip and FinTech Futures editor Paul Hindle discuss what to look forward to at the prestigious event, which this year is celebrating its 25th anniversary.

The pair also chat about Monument’s tech strategy amid a rapidly changing technological landscape in the financial services arena, as well as the recent launch of Monument Technology, the bank's new Banking-as-a-Service (BaaS) division.

The Banking Tech Awards is one of the most prestigious awards ceremonies in the industry and has been at the forefront of celebrating the marriage of banking and technology, recognising excellence and innovation in the use of IT in financial services worldwide and the people who make it happen.

Nominations are currently open for this year’s awards, so if you’d like to showcase and acknowledge your pioneering projects, technologies, and leadership initiatives that are shaping the future of finance, this is your chance to do so.

Click here to submit your nominations > https://informaconnect.com/banking-tech-awards/

We have 50 categories to choose from, including Banking Tech Project awards, Excellence in Tech awards, and Leadership awards. You can view the full list of categories here. Nominations close on 9 August.

If you’re interested in any sponsorship opportunities, contact Sam Hutton at [email protected] to learn more.

For more information about the upcoming PayTech Awards USA and to submit your nominations, click here > https://informaconnect.com/paytech-awards-usa/

To find out more about the winners of this year’s Banking Tech Awards USA ceremony, click here >https://informaconnect.com/banking-tech-awards-usa/

In the latest episode of the What the FinTech? podcast, we’re joined by Zac Maufe, Head of Regulated Industries at Google Cloud, to discuss cloud core modernisation and the challenges of migrating tech stacks to the cloud, as well as the impact generative AI is having in the financial services sector.

Zac and FinTech Futures editor Paul Hindle cover the key points banks need to consider when modernising tech stacks and migrating to the cloud, along with the best strategies to carry out a core transformation programme to limit the risks involved.

The pair also discuss the big use cases for generative AI in financial services and what the future might hold for the technology amid the evolving regulatory landscape and the emergence of new capabilities.

And finally, we find out what fintech buzzword Zac wants to free from our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by Andy Lowe, EMEA Head of Business Development for Technology at Bank of America, to discuss the key digital innovation and technology trends in the financial services sector and how the relationship between fintechs and banks has changed over the last decade.

In the latest episode of the What the FinTech? podcast, we’re joined by Bivu Das, UK Managing Director at cryptocurrency exchange Kraken, to discuss how the crypto landscape has evolved in the UK in the two years since the government laid out its vision for the country to become a global crypto asset technology hub.

Bivu and FinTech Futures editor Paul Hindle take a look at the progress the country has made so far and what more can be done to achieve this goal, the state of play of UK crypto regulation and how the country compares to other nations, the key use cases or focus areas for crypto and Web3 technology, and the potential role crypto can play in the UK’s financial system moving forward.

And finally, we find out what fintech buzzword Bivu wants to throw into our Fintech Jail!

Disclaimer: The information provided in this podcast is for editorial and journalistic purposes only and does not constitute financial advice, and should not be treated as such. Cryptocurrency is a volatile and high-risk asset and FinTech Futures does not recommend investments of any kind.

In the latest episode of the What the FinTech? podcast, we’re joined by Sonali Divilek, Head of Digital at Chase, to find out more about how consumer attitudes towards digital banking in the US have changed in recent years.

Sonali and FinTech Futures editor Paul Hindle take a look at some of the key consumer trends highlighted in Chase’s recent Digital Banking Attitudes Study and the factors behind these, as well as how banks can respond to shifting consumer demands and tap new technologies to boost areas such as personalisation to ensure their digital channels are meeting customers’ wants and needs.

We hear more about the work Chase has been doing in this area, as well as how the bank is looking to strike a balance between digital and physical banking with its branch strategy.

And finally, we find out what fintech buzzword Sonali wants to free from our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by Dirk Marzluf, Chief Operating and Technology Officer at Banco Santander, to learn more about the development and deployment of the bank’s self-built core banking solution Gravity.

Dirk and FinTech Futures editor Paul Hindle cover how the project came about, how the bank has gone about building Gravity and the steps involved in getting this project completed, the challenges involved in migrating to a new core, and the key benefits for both customers and the bank in having its own in-house core platform powering its operations.

And finally, we find out what fintech buzzword Dirk wants to cast into our Fintech Jail!