In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Paul Foster, Director of Global Payment Partnerships at GoCardless, to explore the growing adoption of open banking payments with a specific focus on GoCardless’ recently published report on the topic - How To Take Open Banking Payments Mainstream.

The discussion covers the current trends and use cases driving the growth of open banking payments, the benefits of open banking payments for consumers and businesses, and the challenges of achieving widespread adoption and what practical steps are needed in order for open banking payments to hit the mainstream.

And finally, we find out what fintech buzzword Paul wants to throw into our Fintech Jail!

In this special episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures’ US correspondent Heather Sugg is joined by Ricardo Amper, founder and CEO of Incode Technologies, to discuss the evolution of identity fraud amid the rise of AI and deepfakes and how financial firms can utilise the latest technologies to tackle these fraud challenges.

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Clare Gambardella, Chief Customer Officer at Zopa Bank, to explore how Zopa has looked to approach its growth strategy amid the constantly evolving digital banking landscape in the UK.

Clare discusses how consumer demands have shifted in recent years amid a challenging economic environment and the arrival of new technologies, and what UK customers are currently looking for from their banking providers, as well as how to navigate the challenges of attracting and retaining customers in an increasingly competitive banking market and at a time when account switching numbers have been on the rise.

In the latest episode of the What the FinTech? podcast, we’re joined by Ravneet Shah, CTO of UK-based SME banking challenger Allica Bank, to explore the current business banking landscape and how Allica has looked to approach its technology and innovation strategy to meet the evolving needs of business customers.

Ravneet and FinTech Futures editor Paul Hindle dive into the work Allica has been doing to develop its tech stack and its collaborations with fintech partners as it looks to further expand its products and services and continue its growth trajectory, after the challenger secured its first full year of profitability over 2023.

And finally, we find out what fintech buzzword Ravneet wants to throw into our Fintech Jail!

Consumer adoption of buy now, pay later (BNPL) products is growing – but BNPL data is not included in credit reports… yet. With this shift finally on the horizon, what should lenders and consumers be thinking about and how can they prepare?

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Liz Pagel, SVP and Consumer Lending Business Leader at TransUnion, to explore the growing popularity of BNPL products and their future impact on credit reporting.

Liz shares insights on the potential benefits of BNPL for new-to-credit consumers, its growth in the market, and the role it could play in financial inclusion.

The discussion also covers the upcoming integration of BNPL data into credit reports, its potential effects on credit scores, and how lenders can continue to adapt to this significant shift in the credit landscape.

And finally, we find out what fintech buzzword Liz wants to free from our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by author and financial services executive Rita Martins to explore the growing role of Web3 technologies in the financial sector.

Rita and FinTech Futures editor Paul Hindle discuss the key takeaways from Rita’s recently published book on the subject, Web3 in Financial Services: How Blockchain, Digital Assets and Crypto are Disrupting Traditional Finance, including the key real-world use cases for Web3 tech in the space and how financial services players have been looking to deploy the technology, the current state of play with trending focus areas such as tokenisation, CBDCs and crypto, and some of the hurdles that exist when it comes to the wider adoption of emerging Web3 technologies globally.

And finally, we find out what fintech buzzword Rita wants to throw into our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by Anu Somani, Head of Global Payables and Embedded Payments at US Bank, to explore the growing adoption of real-time payments (RTP) in the US following the one-year anniversary of the launch of FedNow, the instant payment service developed by the Federal Reserve.

Anu and FinTech Futures editor Paul Hindle discuss the role both FedNow and the Clearing House’s RTP Network have played in driving this growth, the key use cases for RTP that have been helping to boost adoption among banks and businesses, and what’s next for RTP and the US payments space as a whole as technology and user demands continue to evolve at a rapid pace.

And finally, we find out what fintech buzzword Anu wants to free from our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by Janine Hirt, CEO of UK-based independent industry body Innovate Finance, to discuss global fintech funding trends over 2024 and what the future might hold for the UK’s fintech scene.

Janine and FinTech Futures editor Paul Hindle discuss some of the key takeaways from Innovate Finance’s H1 2024 FinTech Investment Landscape report, including which areas are seeing the most funding activity amid a global “economic slowdown” and whether sentiment in the space is looking positive moving forward.

We also discuss what the new Labour government in the UK can do to help fintech flourish, taking a closer look at Innovate Finance’s recently published Fintech Plan for Government, which lists a number of proposals that it says could add £328 billion to the UK economy.

And finally, we find out what fintech buzzwords Janine wants to free from our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by Sam Edge, Head of Industries and Emerging Technologies, Start-ups and VC at Amazon Web Services (AWS), to explore the current fintech start-up scene.

Sam and FinTech Futures editor Paul Hindle discuss some of the emerging technologies that start-ups and investors are most interested in, how the start-up landscape has evolved amid a wider slowdown in fintech investment globally, key advice for fintech founders looking to get started in the current economy and grow their business, and whether positive sentiment is returning in the VC investment space.

We also hear more about how AWS has been working with fintech start-ups to support them in their early stages, some of the company’s key fintech focus areas, and how the company has approached its fintech and financial services strategy in general.

And finally, we find out what fintech buzzword Sam wants to throw into our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by George Maddaloni, CTO of Operations at payments giant Mastercard, to discuss some of the key technology trends in the payments space and how Mastercard is looking to approach its tech and innovation strategy to make the most of emerging technologies such as generative AI and tokenisation.

George and FinTech Futures editor Paul Hindle also chat about the challenges of keeping one step ahead of fraudsters amid the emergence of new technologies and attack methods and how to keep customers safe from scams and fraud, as well as how consumers’ payment preferences have changed in recent years with the arrival of new digital payment methods.

And finally, we find out what fintech buzzword George wants to free from our Fintech Jail!