Deciding when to take your Social Security benefits is a common question for most retirees. This decision can cause stress because there is never a perfect answer.

If you knew how long you were going to live, it would make this really easy, but that just isn't reality. So, making the most educated decision based on your specific situation is all you can do.

In this episode of Retirement Answers, I cover the following:

• The basics of how your Social Security benefits are calculated
• 3 questions to ask yourself when deciding when to take Social Security
• And 6 things to consider when making this decision

It's not always as easy as saying, "I'm going to take my benefits as soon as I can because I want to get something out of Social Security". Yes, your health, family history, and current financial situation might indicate that you should take your benefits as soon as possible.

But for others, this could be a mistake. I hope this episode helps give you some insights into what you should think about before taking Social Security.

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