In this episode of The Punchlist, Jaden Robison and Jessie Demler dive into one of the most overlooked topics in the trades — financial responsibility. They discuss how lifestyle creep keeps even high earners broke, why saving early matters more than earning more, and how intentional spending builds real freedom. From living below your means to managing side jobs wisely, this conversation breaks down what it takes to build long-term stability in a blue-collar career.

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💰 Key Takeaways

• Making good money doesn't mean managing it well — discipline is everything.

• Lifestyle creep is the biggest threat to financial freedom in the trades.

• Save from every paycheck — no matter how small the amount.

• Avoid unnecessary debt and prioritize long-term stability.

• Be intentional with spending and family planning.

• Delayed gratification builds freedom and opportunity.

• Side jobs can help — if you don't spend it all.

• Financial education is the missing skill in most trades.

🎧 Chapters

(00:00) – Introduction and Seasonal Changes (02:37) – Planning for the Future (03:41) – Financial Management in the Trades (06:07) – Lifestyle Creep and Financial Awareness (09:37) – The Power of Delayed Gratification (11:57) – Building a Financial Foundation (24:43) – Emergency Funds and Financial Security (29:16) – Managing Financial Stress in Your 20s (32:04) – Early Financial Planning and Investing (33:36) – Preparing for Family and Financial Responsibility (36:26) – Intentional Spending and Budget Discipline (41:54) – Breaking Bad Money Habits (49:10) – Side Jobs and Financial Growth