Young professionals making $100K… even $400K… but still living paycheck to paycheck? Johnny sits down with Steve Short and Mark Schlutman, authors of The Simple Road Toward Financial Freedom, to lay out a clear, doable path from stressed to set.

In this episode:

• The real culprits: inaction, lifestyle creep, and “it’s only $400/mo” traps

• A simple plan you can start today: 50–20–30 (needs–save–wants), the 3-bucket system, and auto-investing ($25+ is enough to begin)

• Beating fear of the market with history, habits, and risk-appropriate steps

• Late-in-the-game catch-up strategies (it’s not too late)

• How to find unclaimed money that might be yours

• Why their Amazon-bestselling book includes a foreword from Will Ferrell and supports Cancer for College

Why listen: You’ll walk away with a roadmap, not theory—budget moves, savings targets, and automation steps you can plug in this week.

Listen & support:

• Grab The Simple Road Toward Financial Freedom (print, eBook, audio) and leave a review to help others find it.

• Learn more/resources: simpleRoadBook.com • bartellescoaching.com

• Coaching: 830-252-0320

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