You’re working nonstop. Clients are coming in. But somehow… the profit isn’t showing up.

Why?

In this episode of Bartelle's Money Talk, we sit down with Marcia Riner, CEO of Infinite Profit and a seasoned business growth strategist, to uncover the real reasons business owners stay busy but struggle to stay profitable.

Marcia answers one powerful question: 👉 If she walked into your business for just 30 minutes, what would she look at first to increase profitability?

Her answers might surprise you.

In this conversation, we cover:

• Why most businesses misunderstand their offer
• How pricing and ideal clients silently kill profit
• The biggest mistake business owners make when tracking expenses
• The difference between revenue and real profit
• Where business owners are leaving money on the table
• How to “stack” offers and increase customer lifetime value
• Why planning your exit and retirement should start Day One
• How AI can save time, reduce costs, and multiply your impact
• One thing you can do in the next 24 hours to increase profitability

Marcia also explains how small, incremental changes—not massive overhauls—can dramatically shift the trajectory of your business in 2026.

If you’re a business owner, entrepreneur, or side-hustler who feels stuck, overwhelmed, or unsure where the money is going—this episode will give you clarity, strategy, and next steps.

🎧 Don’t just listen—pause, take notes, and apply what you hear.

🔗 Connect with Marcia Riner

🌐 Website: https://infiniteprofitconsulting.com

🎁 Free Resource Get Marcia’s AI Growth Map — a free tool that gives you 3 customized growth ideas for your business in minutes: 👉 https://profitbooster.biz

📞 Need Personal Financial Guidance?

Bartelle's Financial Coaching helps individuals and families overcome debt and build lasting financial peace.

📅 Free Consultation: 830-252-0320

👍 Like • Subscribe • Share If this episode helped you, comment below: 👉 What’s the biggest profit challenge in your business right now?

Bartelle's Money Talk — where strategy, money, and real growth meet.

You’ve got a website. You’re on social media. But your phone is still dead.

Why?

In this episode of Bartelle's Money Talk, we sit down with Wes, a website designer and SEO strategist with over 20 years of experience, to uncover the real reason good trade and service businesses struggle to generate calls—even when they’re visible online.

🚨 Here’s the truth: Being found online isn’t enough. You have to be trusted—and then chosen.

In this conversation, we break down:

• Why websites fail to convert visitors into calls
• The trust signals every business must have online
• The top website mistakes silently costing businesses thousands
• Why reviews, case studies, and proof matter more than design
• How SEO actually works for local businesses
• What AI is changing in search, content, and visibility
• How to fix broken contact forms, slow sites, and outdated messaging
• The 3 optimizations that move the needle fastest
• What metrics business owners should actually track
• How to turn a passion into profit—and build predictable income

Whether you’re a tradesperson, contractor, small business owner, or side-hustler, this episode will help you stop guessing and start building a website that works for you 24/7.

🎧 If your phone isn’t ringing, this episode explains why—and what to do next.

🔗 Connect with Wes

🌐 Website: https://uplift360.com.au (Clients served worldwide — trades, construction, and service businesses)

📞 Need Financial Clarity for Your Business or Household?

Bartelle's Financial Coaching helps individuals and families eliminate debt and build lasting financial peace.

📅 Free Consultation: 830-252-0320

👍 Like • Subscribe • Share If this episode helped you, leave a comment and tell us: 👉 What’s the biggest challenge you’re facing with your website or marketing right now?

Bartelle's Money Talk — where money, business, and real-world strategy meet.

What happens when success finally delivers everything you worked for… and it still doesn’t satisfy?

In this powerful episode of Bartelle's Money Talk, we sit down with Bryan Hancock, real estate developer, executive strategist, and co-host of the Executive Connect Podcast, to talk about the moment his definition of success completely changed.

After a painful divorce and years of chasing achievement, Bryan discovered a hard truth many leaders face but rarely admit: titles, money, and achievements don’t equal fulfillment.

In this conversation, we dive deep into:

• Why high achievers often feel stuck, burned out, or empty
• The science behind happiness, relationships, and well-being
• How success can quietly destroy your health, marriage, and presence
• Why relationships—not income—are the greatest predictor of happiness
• The danger of letting your employer design your life
• How leaders can use AI as leverage, not a threat
• Lifestyle design, freedom, legacy, and purpose beyond the paycheck
• The mindset shift every executive needs heading into 2026

Bryan also shares insights from his work with corporate leaders, entrepreneurs, and high earners—including how intentional financial tools, like tax-advantaged investing, can support freedom without sacrificing what matters most.

If you’re a leader, executive, entrepreneur, or high achiever who feels successful on the outside but restless on the inside—this episode is for you.

🎧 Listen all the way through. This conversation might change how you measure success forever.

🔗 Connect with Bryan

• Texas Freedom Fund: https://txfreedomfund.com
• Executive Connect Podcast: Available on all major platforms

📞 Need Financial Clarity or a Fresh Start?

Bartelle's Financial Coaching helps individuals and families break free from debt and move toward financial peace.

📅 Schedule a free consultation: 830-252-0320

👍 Like, Subscribe & Share If this episode encouraged you, please like, subscribe, and leave a review. It helps us reach more people ready to redefine success.

What does it really take to grow into your full potential?

In this powerful episode of Bartelle’s Money Talk, hosts Theresa and Johnny Bartelle sit down with real estate investor, business leader, and mentor Christine Valdez to unpack the inner work behind lasting success.

Christine shares her journey from minimum wage, food stamps, and survival mode to leadership, investing, and financial confidence—and explains why belief, identity, and mindset matter more than talent or opportunity.

🔥 In this episode, you’ll learn:

• Why most people never reach their potential
• How self-talk shapes belief and confidence
• Why imposter syndrome is normal—and how to push through it
• The power of affirmations and gratitude practices
• How to stay resourceful when money is tight
• Why titles and income are not your identity
• How humility and purpose unlock greater success
• How to think like your future self—today

💡 This episode is about becoming, not pretending.

📘 BONUS RESOURCE:

• FREE DOWNLOAD: Growing Into Your Full Potential – Starter Guide 👉 Link below

📞 Need support navigating debt, mindset, or financial direction? Schedule a free consultation with Bartelle’s Financial Coaching at 830-252-0320

👍 Like | 💬 Comment | 🔔 Subscribe 🎙️ Bartelle’s Money Talk — Financial freedom starts from the inside out.

Is poverty really a sin—or have we misunderstood what that means?

In this thought-provoking episode of Bartelle’s Money Talk, hosts Theresa and Johnny Bartelle sit down with entrepreneur, author, and prosperity teacher Randy Gage to unpack one of the most controversial ideas in modern spirituality and finance.

Randy explains that “sin” doesn’t mean moral failure—it means missing the mark. And when it comes to prosperity, many people are missing the mark because of unconscious programming, limiting beliefs, and poverty consciousness.

🔥 In this episode, you’ll discover:

• What “poverty is a sin” actually means (biblically and practically)
• How media, religion, and culture program people against abundance
• The most damaging myths about money that keep people stuck
• Why it’s often easier to earn large amounts of money than small ones
• The difference between poverty consciousness and prosperity consciousness
• How value creation—not struggle—creates wealth
• Why worthiness beliefs are the hidden barrier to abundance
• How failure and adversity can become fuel for transformation

💡 This episode is not about religion vs. money. It’s about awareness, mindset, and choosing prosperity intentionally.

📘 BONUS RESOURCES:

• Free PDF: The Seven Elements of an Abundant Life — available at randygage.com
• Prosperity Starter Guide (Episode Companion)

📞 Want guidance building a healthier financial mindset? Schedule a free consultation with Bartelle’s Financial Coaching at 830-252-0320

👍 Like | 💬 Comment | 🔔 Subscribe 🎙️ Bartelle’s Money Talk — Financial freedom starts with how you think.

Can you really buy real estate with no money, bad credit, and no traditional bank loan?

In this powerful episode of Bartelle’s Money Talk, hosts Theresa and Johnny Bartelle sit down with David — the “No Money Millionaire” to uncover how real estate wealth can be built without using a dollar of your own money.

David shares his personal journey—from growing up in Detroit, facing eviction over a dozen times, and struggling as a single parent—to building wealth through creative real estate strategies that most people are never taught.

🔥 In this episode, you’ll learn:

• How real estate can be purchased using other people’s money
• Why mindset—not money—is often the biggest obstacle
• How seller financing works (with real-life examples)
• How someone bought a triplex with no down payment, no credit, and no cash
• The 3 essential steps to get started in real estate from zero
• What financial freedom really means beyond money
• Why relationships, learning, and persistence matter more than capital

💡 This episode is about possibility, not hype. It’s about learning how the system works so you can participate—even if you think you can’t.

📘 BONUS: David is offering his book FREE to listeners: 👉 No Money Millionaire: How to Build Wealth Through Real Estate Without Using a Dime of Your Own Money Download it at nomoneymillionaire.com

📞 Want help building a financial strategy that fits your life? Schedule a free consultation with Bartelle’s Financial Coaching at 830-252-0320

👍 Like | 💬 Comment | 🔔 Subscribe 🎙️ Bartelle’s Money Talk — Financial freedom is closer than you think.

Do you have a bad credit score? Are you struggling with debt—or dreaming of starting or growing a business? Have you ever wondered if the credit system is actually stacked against you?

In this powerful episode of Bartelle’s Money Talk, hosts Theresa and Johnny Bartelle sit down with credit expert Samfor a no-fluff, eye-opening conversation about how credit really works—both personal and business credit.

🔥 In this episode, you’ll learn:

• Why your credit report matters more than you think
• The difference between personal credit and business credit
• What lenders actually look at (Dun & Bradstreet, Experian Business, UCC filings)
• How interest rates silently cost people hundreds of thousands of dollars
• Why paying off debt the “wrong way” can actually hurt your score
• The truth about charge-offs, settlements, and leverage
• Strategic insights into business credit, LLCs, and funding readiness
• Why credit is a game—and how knowledge changes the outcome

💡 This episode is not about shortcuts—it’s about education, strategy, and stewardship.

📞 Interested in personalized financial guidance? Schedule a free consultation with Bartelle’s Financial Coaching at 830-252-0320

👉 Like, Share, and Subscribe for more real conversations that help you take control of your financial future.

🎙️ Bartelle’s Money Talk — because financial freedom is closer than you think.

What if poverty isn’t noble, spiritual, or virtuous but a sign that we’re missing the mark of what we were created for? In this powerful episode of Bartelle’s Money Talk, we sit down with bestselling author and prosperity teacher Randy Gage to unpack one of his most controversial statements: “Poverty is a sin.”

Randy explains the original meaning of “sin” as missing the mark and challenges the religious, cultural, and societal programming that keeps people trapped in scarcity, guilt, and worthiness issues. We explore how media, government, education, and even organized religion subtly reinforce poverty consciousness and how intentional “counter-programming” is essential for building abundance.

You’ll also hear Randy’s remarkable personal story from being incarcerated at 15 years old to becoming a globally respected entrepreneur, author of 15 books, and teacher of holistic prosperity. Together, we discuss why it’s often easier to make large amounts of money than small amounts, how solving problems and adding value attracts wealth, and why prosperity must include health, relationships, spirituality, and purpose not just money.

This episode will challenge your thinking, stretch your beliefs, and invite you to ask a deeper question: Do I truly believe I’m worthy of health, happiness, and prosperity NOW not someday?

If this conversation challenged or encouraged you, please follow/subscribe, leave a review, and share this episode with someone who needs a mindset shift around money and abundance.

Join the Private Facebook Community: Financially Fearless Wives https://www.facebook.com/share/g/16296epAAS/

Download the 10-Minute Budget Reset Guide: https://hermoneywithreese.com/the-10-minute-budget-reset-322971

Many people believe retirement is simply about saving enough and paying off debt but what if the real danger is inflation quietly cutting your buying power in half? In this powerful conversation on Bartelle’s Money Talk, we sit down with Eric Mitchell, Chief Revenue Officer at NEXA Mortgage, to discuss why traditional “planned retirement” often fails and why cash flow may matter more than being debt-free.

Eric explains how inflation changes everything, why living longer can create unexpected financial pressure (especially with rising medical costs), and why relying only on a 401(k) may not be enough. We also dig into the difference between “bad debt” and strategic debt, how rental income can rise with inflation, and why owning assets can create stability in uncertain times.

Plus, Eric breaks down tax strategy in a simple way showing how taxes can destroy growth if you don’t understand the rules, and how tools like a Roth IRA and legal deductions can protect what you’re building.

If you’re approaching retirement (or you simply want to build wealth the smart way), this episode will challenge what you thought you knew—and help you start taking the right steps now.

If this episode helped you, please follow/subscribe, leave a review, and share it with a friend who wants to retire with peace and options not fear.

🔗 Join the Private Facebook Community: Financially Fearless Wives https://www.facebook.com/share/g/16296epAAS/📄 Grab the 10-Minute Budget Reset Guide: https://hermoneywithreese.com/the-10-minute-budget-reset-322971

Are you making every payment on time but still feel like your balances never move? In this episode, Andy Bennett explains how a “financial GPS” can shave 10–20 years and six figures of interest off your debt payoff plan without needing a higher income.

Most of us were taught to focus on the payment, not the total cost. Andy Bennett, an educator, tech entrepreneur, and man of faith, joins Bartelle’s Money Talk to expose how much families are really paying in interest and why the bank’s 30 year plan is not designed with your best interest in mind.

Andy breaks down:

• Why families are quietly losing hundreds of thousands of dollars to interest
• The difference between the bank’s plan and a Financial GPS that updates as life happens
• How traditional methods (like the debt snowball and avalanche) help but still leave money on the table
• What the Money Max/Financial GPS system actually is (hint: it’s not a spreadsheet)
• How this tool uses factorial math and strategic transfers to pay off debt in ½ to ⅓ of the time
• Why seeing a clear debt-free date can be the hope and motivation you need to stay on track
• Who this system is best for (married couples, homeowners, families with kids and singles drowning in debt too)

You’ll also hear Andy’s own story of cutting his mortgage from 30 years down to 15 and saving over $150,000 in “bank profit” (interest) without refinancing or getting a higher paying job just using math and a smarter plan.

If you’re drowning in debt, feeling choked by payments, and wondering if there’s any way to get ahead, this conversation will give you both hope and a practical path forward.

Want to see if a Financial GPS could work for you? Visit Andy at empowerwealth.solutions and click “Get Started” to book a quick 15-minute call and see if this system is a fit for your numbers and goals.

Support Bartelle’s Money Talk If this episode helped you, please follow, rate, and share the show with a friend who’s tired of being controlled by debt. Your reviews and shares help us reach more families who want to win with their money, retire with dignity, and build a lasting legacy.