In this episode of Bartelle's Money Talk, Johnny talks with John Knowlton—business leader, storyteller, and author of Thinking for Success. John’s mission? Help people think better every day. We dig into how storytelling transforms teams, why constraints unlock creativity (hello, Indiana Jones… and Audi at Le Mans!), and how families can practice shared governance to steward wealth across generations.

• Why mindset (not just info) drives results

• Storytelling > principles: how teams actually learn and change

• Turning constraints into advantages (two unforgettable stories)

• A purpose-first definition of success

• “Shared governance” for family money: the Nolten playbook

• Teaching kids about money at the dinner table (and why dinner is really about values)

• Putting money in its place: serve God, let money serve the mission

John Knowlton – Author, Thinking for Success
🌐 Free resource + 90-sec tool video: thinkingforsuccess.com (look for the pop-up)

👉 If this helped you, like, share, and subscribe for more practical conversations on mindset, money, and stewardship.

#Mindset #Storytelling #Leadership #PersonalFinance #FaithAndWork #FamilyLegacy #BartellesMoneyTalk

In this episode of Bartelle's Money Talk, Johnny sits down with Michael Newmann, Branch Manager & Senior Loan Officer at CMG Home Loans in Oregon, who has been in the mortgage industry for over 20 years.

👉 Topics we cover:

• Are today’s interest rates truly keeping buyers on the sidelines?

• Why psychological barriers matter just as much as the numbers.

• The truth about the 30-year mortgage model (and why it hasn’t changed since the 1930s).

• A revolutionary mortgage alternative called the All-In-One Loan that helps families pay off homes in half the time—or even less!

• Smart questions every homebuyer should ask their lender before signing.

Michael shares insider knowledge, practical advice, and a fresh perspective on how to think about homeownership, debt, and financial freedom.

📌 Guest Info
Michael Newmann – Branch Manager & Senior Loan Officer, CMG Home Loans
📞 541-227-2727
🔎 Google: Michael Newmann CMG Home Loans

💡 Don’t miss this eye-opening conversation! Like 👍, share ↗️, and subscribe 🔔 for more insights to build financial freedom.

#HomeBuying #MortgageTips #FinancialFreedom #BartellesMoneyTalk

Are you ready to rewrite your money story? 💡

In this powerful episode of Bartelle's Money Talk, Teresa sits down with Lillian Savoie, author, podcaster, and coach, to talk about women, money, divorce, debt, self-worth, and starting over. Lillian’s story of losing nearly half a million dollars in attorney fees, rebuilding her finances from scratch, and learning the deeper connection between money and self-worth will inspire you to take action.

📌 In this episode you’ll learn:

• Why money struggles are deeply tied to self-worth

• How divorce and debt can be a painful reset (but not the end)

• Why women must connect to their why before chasing a dollar amount

• How to recognize if your friendships and environment are holding you back

• Practical tips for living with joy, saving to live (not just to die), and starting over at any age

✨ Resources Mentioned:
🌐 Lillian’s Website: AwakenChange.com
🎙 Lillian’s Podcast: Awake and Change
📖 Book: Fill Your Soul the Feminine Way (Available now)

🔔 Subscribe to Bartelle's Money Talk for more encouragement and practical steps toward financial freedom.

#WomenAndMoney #MoneyTalk #FinancialFreedom #BartellesMoneyTalk

Do you manage your time well? And what if your time management is secretly costing you money?

In this episode of Bartelle's Money Talk, Johnny and Theresa sit down with productivity expert Mark Elwood (GetMoreDone.com), who has spent over 35 years studying how people use their time — collecting over 500,000 hours of workplace data.

📌 In this episode you’ll learn:

• Who manages time better: men or women (the data may surprise you!)

• Why time poverty is as serious as money problems

• The 4 key differences between how men and women work

• How wasted minutes in meetings translate into big money losses

• Practical tips to reclaim your time and focus on what really matters

💡 Bonus: Mark shares the #1 definition of priority that will change how you write your daily to-do list.

✨ Connect with Mark at: GetMoreDone.com
✨ Learn more at: BartelsCoaching.com

#TimeManagement #Productivity #MoneyTalk #BartellesMoneyTalk

Most couples avoid talking about money because it feels stressful and awkward. But what if the secret to financial peace is simply scheduling the conversation?

In this episode of Bartelle's Money Talk, Johnny sits down with Skyler Fleming, host of the Money Talk podcast, to discuss his Budget Meeting Guide—a step-by-step process to help couples (and individuals!) reduce stress, prevent money fights, and take control of their financial future.

📌 In this episode you’ll learn:

• Why monthly, quarterly, and annual money meetings can transform your finances

• The surprising truth about tracking income & expenses

• How to set up an agenda that keeps you focused (and prevents fights)

• Simple categories to organize your budget effectively

• Tips for both married couples and singles who want accountability

🔔 Subscribe to Bartelle's Money Talk for more faith-based financial empowerment and practical tools for your money journey.

#MoneyTalk #BartellesMoneyTalk #Budgeting #PersonalFinance #DebtFreeJourney

Do you feel behind in building wealth? Maybe you didn’t start investing in your 20s and now you’re in your 40s or 50s wondering if it’s too late.

In this episode of Bartelle's Money Talk, Johnny and Theresa sit down with Mario Sicari, wealth manager and author of The Art of Creating Wealth, to discuss how anyone — no matter their age — can take practical steps toward financial freedom.

📌 In this episode you’ll learn:

• Why it’s never too late to start investing wisely

• How small, consistent steps create long-term wealth

• Mario’s personal story of overcoming financial setbacks

• Why mindset and cutting out “noise” is key to financial success

• The danger of distractions (social media, consumerism) for Millennials & Gen Z

• Practical advice for parents guiding their kids financially

✨ Resources Mentioned:
📖 The Art of Creating Wealth by Mario Sicari – Amazon Bestseller
🌐 Mario’s website – BGSCapitalManage.com

#WealthBuilding #MoneyTalk #FinancialFreedom #BartellesMoneyTalk

Are you making good money but still feel stuck financially? In this episode of Bartelle's Money Talk, Johnny and Theresa sit down with Derek Kenney, bestselling author of Good Money Revolution and former financial advisor, to reveal a simple, proven system for breaking free from the middle class and building real wealth.

Derek shares:

• How to set powerful, achievable goals

• The truth about lifestyle creep (and how to stop it)

• Why you must see yourself as the CEO of your money

• The 5 Steps to the Millionaire Money Map

• How to ask for (and get) a real raise — plus side hustle ideas

• How to design a wealth strategy that actually works

• Why tying a cause to your cash fuels success

📌 Key Moments:
0:00 – Intro & Derek’s background
1:57 – Why middle-class earners still feel stuck
4:20 – Lifestyle creep explained
5:42 – The mindset shift: becoming a paid problem solver
8:32 – Finding your side hustle sweet spot
9:30 – Step 1: Set goals in all areas of life
10:58 – Step 2: Identify your income goal
11:27 – Step 3: Design a wealth strategy
11:57 – Step 4: Develop a giving strategy
12:54 – Step 5: Reward yourself for progress
15:11 – The #1 struggle people face with wealth building
19:56 – Example of a wealth strategy in action
23:12 – Inside Good Money Revolution
27:35 – Common money misconceptions
31:23 – Free resources & where to find Derek

What if you could go from unemployed and broke… to traveling the world as a U.S. diplomat, retiring early, and building generational wealth?

In this powerful episode of Bartelle's Money Talk, Theresa Bartelle sits down with Michael Dillard — a man whose journey from poverty to financial success will inspire you to dream bigger and take action.

You’ll discover:

• Michael’s remarkable “accidental diplomat” story

• Why financial literacy is the new currency

• The SAVER Principle — his 5-step blueprint to build wealth

• How to balance debt payoff with wealth-building

• Practical tips to reset your finances, even if you’re drowning in debt

• Why mindset and vision are as important as money itself

📌 Key Moments:
0:00 – Welcome & Michael’s background
1:26 – Growing up in poverty
3:21 – From internship to banking career
7:44 – The email that changed everything
8:13 – Becoming a U.S. diplomat
11:06 – The SAVER blueprint for building wealth
20:14 – Financial mindset shifts
24:58 – Words for burned-out leaders
28:18 – Three words of wisdom for success

📖 Michael’s Book: Build Generational Wealth, Retire Early – Available on Amazon

🌐 Free Resources & Booking: MichaelDillardSpeaks.com

💬 Drop your biggest takeaway from Michael’s story in the comments — we’d love to hear how you’re taking steps toward your own financial freedom!

In this episode of Bartelle's Money Talk, Theresa Bartelle sits down with certified financial planner Monica Kaufman to unpack the truth about money — and why it’s just a tool, not a master.

Monica shares powerful, real-life stories and strategies to help you:

• Break free from generational financial habits

• Build an emergency fund without sabotaging debt payoff

• Use money strategically to create the life you actually want

• Escape the pressure of impressing others and start building wealth

• Understand the difference between income and wealth

💡 You’ll learn how to reframe your mindset, create a plan that works for YOU, and take ownership of your financial future.

📌 Key Topics Covered:
0:00 – Welcome & Monica’s background
2:30 – Why 80% of people are financially illiterate
6:15 – The danger of living without an emergency fund
10:31 – The "fitness rubric" for financial health
14:55 – Wealth vs. income: why they’re not the same
20:00 – Breaking free from shame and status pressure
26:48 – The trap of luxury spending & status symbols
33:25 – Balancing debt payoff and emergency savings
38:43 – Money as a tool, not a master
41:07 – How to work with Monica Kaufman

💬 Drop a comment with your biggest takeaway from Monica’s advice.

What if everything you thought you knew about credit card debt was wrong?

In this episode of Bartelle's Money Talk, Johnny sits down with Tommy Kilpatrick, a retired teacher, author, and financial truth-teller, who reveals a legal and linguistic twist that could change how you see credit card debt forever.

Tommy explains:

• Why he calls it alleged credit card debt
• How banks operate without invoices or promissory notes
• The difference between a true credit card and a bank-issued “gift card”
• How one word could put the burden of proof back on the bank
• His step-by-step approach to closing accounts and removing debt from credit reports

This conversation will challenge your assumptions, open your eyes, and might just save you thousands.

📌 FREE Consultation with Tommy

Connect with Tommy A. Kilpatrick on Facebook and mention this podcast for a free 50-minute consultation and a copy of his book How to Nuke Your Credit Card Debt (regularly $69).

🎧 Listen, Share, Subscribe

If this episode challenged your thinking, share it with a friend and subscribe for more financial insights and strategies.