Welcome to another episode of Bartelle's Money Talk, where we dive deep into the tools, strategies, and mindset needed to build lasting financial freedom.

In this episode, Johnny Bartelle sits down with Stoy Hall, Certified Financial Planner and founder of Black Mammoth, to have a powerful conversation on how African-American families can begin building generational wealth. This discussion covers historical barriers like redlining and systemic inequality, but also moves into practical steps, including:

✅ What is generational wealth really?
✅ Why life insurance may be your easiest starting point
✅ How to have the "money talk" with your family
✅ The difference between debt and leverage
✅ When renting is smarter than buying a home
✅ Steps young adults can take to build wealth from day one
✅ Why fun money in your budget is essential for success
✅ 3 Simple Nuggets to Start Your Wealth-Building Journey

🔥 BONUS: Stoy shares the #1 mindset shift that every family needs to build lasting legacy wealth.

👉 Connect with Stoy Hall: https://blackmammoth.com
📞 Bartelle's Financial Coaching: Call 830-252-0320