Wild Financial Stories

💬 Don't forget to comment or vote and tell me what your budgeting preference are:

• Option A: On Paper
• Option B: On Laptop
• Option C: On Phone

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Links to #WildFinancialStories in this episode referenced here:

• Story 1 https://vt.tiktok.com/ZSVuoRBHy/
• Story 2 https://vt.tiktok.com/ZSVuETgXS/
• Story 3 https://vt.tiktok.com/ZSVuEcdfj/
• Story 4 https://vt.tiktok.com/ZSVuoYJNw/
• Story 5 https://vt.tiktok.com/ZSVuEvJSE/
• Story 6 https://x.com/nokuhle_chamoto/status/2059946234274566206?s=46
• Story 7 https://x.com/nokuhle_chamoto/status/2077380979585392658?s=46
• Story 8 https://x.com/nokuhle_chamoto/status/2079894841878618399?s=46
• Story 9 https://x.com/nokuhle_chamoto/status/2085250845914824796?s=46

💌 to contribute, just tag us (IG: @wildfinancialstories ) (Tiktok: @wildfinancialstories_lmk) or use the hashtag #WildFinancialStories on Twitter / X and we will feature your contributions.#Lomaku #Budgeting #Finance _DISCLAIMER & TRANSPARENCY NOTICE:This video is for general educational and informational purposes only and does not constitute formal tax, accounting or investment advice. Watching this video does not create a professional client relationship with Lomaku (Pty) Ltd or Nokuhle. IMPORTANT: We NEVER accept investment funds, trade crypto on behalf of others or request deposits via social media. Beware of impersonators!AFFILIATE DISCLOSURE: Some links in this description box may be referral or affiliate links. If you sign up using our link or referral code, we may earn a small commission at no extra cost to you. Read our full Master Public Media Statement and Disclaimer on our website https://lomaku.co.za/pages/master-public-media-statement-legal-disclaimer_MY BOOKS📔GRWM: Work Edition → designed for students and young professionals https://lomaku.co.za/products/grwm-work-edition-book-get-ready-with-me-navigating-corporate-as-an-adult 📕Boss Your Money → helping you understand how to create wealth in South Africa https://linktr.ee/BossYourMoneyBook ABOUT MY BUSINESS (LOMAKU)🌱Browse our website for a list of goods and services and important updates https://www.lomaku.co.za/ 💌 Join the Lomaku Newsletter, a monthly email, where I share personal financial highlights, my thoughts and a ‘financial lesson of the month’ https://share-eu1.hsforms.com/2GncztuIoQKeYrO-NsbTuuQ2f7bfm 📧 Send us an email to work with us mailto:[email protected] 📸Business Instagram: https://www.instagram.com/lomaku_lmk Business TikTok: https://www.tiktok.com/@lomaku_lmk AFFILIATE LINK(S) 💳Looking to join Investec’s Young Professionals accounts? Use this link https://referrals.investec.com/apply/9BJdRN (Note: this is an affiliate link - meaning I receive points for each successful referral).MY OTHER YOUTUBE CHANNELS🥰My Personal Diary https://www.youtube.com/@nokuhle_kumalo ♥️My Couple’s Channel that I share with my husband (incl. our wedding series) https://www.youtube.com/@TheChamPs STAY IN TOUCH📸 Instagram: https://www.instagram.com/nokuhle_chamoto 📱TikTok: https://www.tiktok.com/@nokuhle_chamoto 👩🏽‍💻LinkedIn: https://www.linkedin.com/in/nokuhle-kumalo-chamoto/ 🌍Personal website: https://www.nokuhle.com/ _TIMESTAMPS00:00 Intro00:52 Disclaimer02:03 Story 1 (Debt greater than Income)04:42 Checkpoint / Quiz05:37 Story 2 (Uber Passenger Requesting with No Money)08:04 Story 3 (Being declared dead by mistake)10:31 Story 4 (Paying for boyfriends/exes)12:12 Story 5 (Tiktok Trend #AKONDLI)16:37 Story 6 (Nhloko)17:09 Story 7 (FSCA reports R8.33billion in Unpaid pension contributions by employers)20:26 Story 8 (Car Wash Accident)22:14 Story 9 (Loaning your boyfriend/girlfriend)24:07 Conclusion

Watch on YouTube to see the full video with graphics and be part of the conversation (channel : youtube.com/channel/UCeRUdQBuR1zX7uhVIV6oRkQ/)

Watch or read the budget speech here and access to 'People's Guide' here: https://www.treasury.gov.za/documents/National%20Budget/2026/default.aspx

Grab your copy of 'Boss Your Money' by Nokuhle Kumalo 🌱.Now available at these outlets:- Exclusive Books https://exclusivebooks.co.za/products/9781770109698- Readers Warehouse https://www.readerswarehouse.co.za/products/9781770109698- Wordsworth- Loot- Takealot https://www.takealot.com/boss-your-money/PLID99858565This book is suitable for everyone wanting to understand, grow and keep their money 💰.

Published by Pan Macmillan SA @panmacmillansa7348 (2026).

Try out this Train App (CPT & JHB): https://v0-metrolinkrsa.vercel.app/ 

Join the newsletter: https://share-eu1.hsforms.com/2GncztuIoQKeYrO-NsbTuuQ2f7bfm

🌱For Collabs, PR and partnerships 📧: [email protected]

Real Stories. Real People. Welcome to #WildFinancialStories 🌱 I hope you enjoy this video and learn from it.❗️LEGAL DISCLAIMER:The information, stories, and opinions presented in the "Wild Financial Stories" podcast are for informational and entertainment purposes only. The content provided is not intended to be, and should not be construed as, financial, investment, legal, or tax advice.________________________________________RESOURCES:01:36 🟠 Story 1: House Calls for sexual exploitation booked under the guise of booking Make Up Services / Hair Installations (Link: https://vm.tiktok.com/ZMA6XLBuT/ )06:34 🟠 Story 2: Fake estate agents - making you pay a deposit and rental fee for a property they don’t control. (Link: https://vm.tiktok.com/ZMA6XkQaN/ )11:09 🔴 Story 3: Ghost employees and people being charged R25K to secure employment (Link: https://www.news24.com/southafrica/education/r25k-to-buy-a-teaching-job-probe-to-flush-out-ghost-teachers-and-those-selling-posts-20250818-1295)Follow the stories by searching #WildFinancialStories on Twitter, TikTok and Instagram. Tag me when you see funny stories sow e can share with the rest of the community.________________________________________Subscriber count: 142 465 ✅ #RoadTo150K ________________________________________ENGAGE WITH MY OTHER WORK 📘 Buy The Book: https://lomaku.myshopify.com/products/grwm-work-edition-book-get-ready-with-me-navigating-corporate-as-an-adult 🌱 Browse my work: https://lomaku.myshopify.com/ 📰 Join the newsletter: https://omniform1.com/forms/v1/landingPage/682f15b1d272896efea8f4df/68376e324c91cc8c48b681dc ________________________________________ WORK WITH ME 🌱For Collabs, PR and partnerships 📧: [email protected] 🌱Book a FREE Customer Interview (help me with my research)🔗 https://calendar.app.google/YLLQo1ZDvvhygbP87 ________________________________________ Follow me on social media: Instagram 📸: @nokuhle_kumalo @lomaku_lmk @wildfinancialstories Twitter 🐦: @nokuhle_kumalo TikTok: @nokuhle_diary & @lomaku_lmk ________________________________________ ❤️Other YouTube Channels: Couples Channel  @TheChamPs  Personal diary  @nokuhle_kumalo  ________________________________________

Save effortlessly with Absa Savings Coach - start here: https://www.absa.co.za/offers/absa-savings-coach/ #Ad -----------------------------------Looking for ways to make extra money while studying? 🇿🇦 In this video, I share 12 side hustles perfect for students in South Africa — no degree required! These jobs offer flexible hours so you can balance your studies and still make some bank. (Note: even if you don't need the money - the work experience is great for you AND these jobs may bridge you over post-university whilst job searching 💼💰).🔔 Don’t forget to like, comment, and subscribe for more money tips, student hacks, and career advice!#SideHustles #MakeMoneySA #StudentJobs #SouthAfrica #HowToMakeMoney #NokuhleKumalo ________________________________________🔴 Extra Resources Related to the Video:Tutoring Companies - TeachMe2 https://www.teachme2.com - BrightSparkz Tutors https://brightsparkz.co.za/tutoring-jobs/ - SmartPrep https://smartprep.co.za ________________________________________📘 Buy The Book: https://lomaku.myshopify.com/products/grwm-work-edition-book-get-ready-with-me-navigating-corporate-as-an-adult🌱 Browse my work: http://www.lomaku.co.za/ 📰 Join the newsletter: https://omniform1.com/forms/v1/landingPage/682f15b1d272896efea8f4df/68376e324c91cc8c48b681dc❤️ Join the Community of YouTube Subscribers: 137 501 #roadto150k ________________________________________Work with me:🌱For Collabs, PR and partnerships 📧: [email protected]🌱Book a FREE Customer Interview (help me with my research)🔗 https://calendar.app.google/oYHFVEoFfLUN4GEg6 ________________________________________Follow me on social media:@nokuhle_kumalo ✨ Instagram 📸: / nokuhle_kumalo Twitter 🐦: / nokuhle_kumalo

00:00 - 03:56 My Feedback on the comments10:40 What’s happening in South Africa (Jobs)13:45 Who you should actually be angry at18:14 The REAL Problem (Vicious Cycle)20:50 What I Am Doing About It23:13 What You Can Do About It (Tips)27:57 Final Comment ❤️________________________________________📘 Buy The Book: https://lomaku.myshopify.com/products...🌱 Browse my work: http://www.lomaku.co.za/ 📰 Join the newsletter: https://omniform1.com/forms/v1/landin...❤️ Join the Community of YouTube Subscribers: 137 270 #roadto150k ________________________________________Work with me:🌱For Collabs, PR and partnerships 📧: [email protected]🌱Book a FREE Customer Interview (help me with my research)🔗 https://calendar.app.google/oYHFVEoFf... ________________________________________Follow me on social media:@nokuhle_kumalo ✨ Instagram 📸: / nokuhle_kumalo Twitter 🐦: / nokuhle_kumalo

Save effortlessly with Absa Savings Coach - start here: https://www.absa.co.za/offers/absa-savings-coach/ #Ad Ready for some hot takes? 🔥 Today, I'm counting down 10 careers I would never, ever consider, and here's why! This isn't about skill or passion, but more about the landscape of the job itself. We're talking about everything from roles that feel 🔴oversubscribed and fiercely competitive 🔴 generic they lack a unique identity.🔴 lack clear structure, making it tough to navigate🔴 too easy to enter by 'raw' talent without much formal training💬What careers would YOU avoid, and why? Share your thoughts in the comments below!#CareerAdvice #JobMarket #CareerPaths #WorkLife #JobTrends #CareerInsights #FutureOfWork #SaturatedMarkets #GenericJobs #RawTalent 👍🏾If you enjoyed this, make sure to like and subscribe for more career insights (and maybe a few more rants!).________________________________________Subscriber count: 136 484 ✅ #roadto150k ________________________________________Work with me:🌱For Collabs, PR and partnerships 📧: [email protected]🌱Book a FREE Customer Interview (help me with my research)🔗 https://calendar.app.google/oYHFVEoFfLUN4GEg6 ________________________________________Follow me on social media:@nokuhle_kumalo ✨ Instagram 📸: / nokuhle_kumalo Twitter 🐦: / nokuhle_kumalo

Save effortlessly with Absa Savings Coach - start here: https://www.absa.co.za/offers/absa-savings-coach/ #Ad Real Stories. Real People. Welcome to #WildFinancialStories 🌱 I hope you enjoy this video and learn from it.❗️LEGAL DISCLAIMER:The information, stories, and opinions presented in the "Wild Financial Stories" podcast are for informational and entertainment purposes only. The content provided is not intended to be, and should not be construed as, financial, investment, legal, or tax advice.________________________________________RESOURCES:03:06 🔴 Story 1: Nissan leaving South Africa https://iol.co.za/motoring/industry-news/2025-05-19-nissan-considering-closing-its-south-african-plant-japanese-source-says/07:08 🔴 Story 2: Clubbing in LIV / Sandton is not for 9-5 Salaries https://vm.tiktok.com/ZMSkD4PPB/12:12 🔴 Story 3: Weddings are expensive (#2025Bride going through it)16:50 🔴 Story 4: Donald Trump vs Cyril Ramaphosa Discussion at The Oval (So rude??) https://youtu.be/6ot-aUMLDt4?si=afkZf3Mq4Frj1GtV 26:29 🟢 Conclusion: Book a Customer Interview with Me 🌱https://calendar.google.com/calendar/u/0/appointments/schedules/AcZssZ0zJN_fqATPM4irh93XI0IM7Hi826NjJBbjwNeAwxIitCLFmyMFigcQrGH4xn01XzLOKFiDP653 Follow the stories by searching #WildFinancialStories on Twitter, TikTok and Instagram. Tag me when you see funny stories sow e can share with the rest of the community.________________________________________Subscriber count: 128 146 ✅ ________________________________________Work with me:🌱For Collabs, PR and partnerships 📧: [email protected]🌱Book a FREE Customer Interview (help me with my research)🔗https://calendar.google.com/calendar/u/0/appointments/schedules/AcZssZ0zJN_fqATPM4irh93XI0IM7Hi826NjJBbjwNeAwxIitCLFmyMFigcQrGH4xn01XzLOKFiDP653 ________________________________________Follow me on social media:@nokuhle_kumalo ✨ Instagram 📸: https://www.instagram.com/nokuhle_kumalo/Twitter 🐦: https://mobile.twitter.com/nokuhle_kumalo

📘 How to Pass Your Learner’s Licence Test in South Africa | Booking Process, Eye Test and more explained! 🇿🇦Are you preparing for your South African learner’s licence? In this video, I break down everything you need to know about the Learner's Licence Booking Process. ✨ PART 2 DROPS THURSDAY!In Part 2, I’ll be sharing my top tips, study techniques and how to avoid common mistakes to help you pass the learner’s licence test the first time. Don’t forget to subscribe and turn on notifications so you don’t miss it.🔑 What You’ll Learn in This Video:00:00 – Introduction00:43 – Video Pathway00:57– Roll Call [Answer the question]02:03– Definition of a 'Learner's Licence'03:20– Criteria to apply (Motorcycle vs Code 8/B vs Code 10)04:44 - What to Expect05:21- Documents required06:38 - On The Booking Day07:00 - Eye Test (Explained - with visuals)09:19 - Choosing a Test Date💬 Have questions? Drop them in the comments — I reply to as many as I can!🔔 Subscribe for weekly videos on how to adult smarter – covering money, careers, and real-life skills.—————————————————————Follow me on social media:@nokuhle_kumalo ✨ Instagram 📸: https://www.instagram.com/nokuhle_kumalo/Twitter 🐦: https://mobile.twitter.com/nokuhle_kumaloEmail for collaborations 📧: [email protected]📰 Join my newsletter: https://forms.gle/seRSWZSKiVa8vxnB8 ________________________________________________________________________________Subscriber count: 135 519✨ #RoadTo150K ________________________________________________________________________________

Emergency funds or savings = money put away in an accessible account that you can use in the event of life-threatening emergencies, job loss or other sensitive matters.I use a combination of both my bank savings & the Franc app for my emergency savings.📲 If you’d like to download Franc (Investing Platform FSP no. 49998) please use my referral code ✨ Nokuhle1 ✨#Ad #Franc #SharedGoals #InvestingMadeSimple #NokuhleKumalo #Investing ________________________________________⏱️ TIMESTAMPS00:00 when I needed to use my emergency funds02:47 roll call question (drop a comment 💬)04:03 Where to keep emergency savings07:18 How to calculate what your emergency goal should be 08:16 For business owners / entrepreneurs / freelancers 09:11 Be careful of this ⚠️10:07 Practical steps ________________________________________ℹ️EXTRA RESOURCES 🔸 Background of Franc (1st video) : https://youtu.be/L8VLm02e1Nc 🔸Franc vs The Bank (Saving vs Investing) : https://youtu.be/vWUqzjRDQXY 🔸 Tutorial of App (how to set a goal, deposit and withdraw): https://youtu.be/XD5HJRFNofY 🔶 Franc Pro Account | Investing in South Africa - Simple and Affordable | Save for Emergency Funds: https://youtu.be/FhzFgU4nzeI🔗 Franc Website: https://www.franc.app 🔹 The Investing Series : https://youtube.com/playlist?list=PLkI6TcpnXR6yQF0BFCFARrndenz2tVC4W&si=p02QRsrZ2a11dfub________________________________________Subscriber count: 132 936 ✅ #RoadTo150K ________________________________________Follow me on social media:@nokuhle_kumalo ✨ Instagram 📸: https://www.instagram.com/nokuhle_kumalo/Twitter 🐦: https://mobile.twitter.com/nokuhle_kumalo

happy new year 🥳 time to zone in on those goals!