HUD is finally allowing DACA recipients to use FHA loans!

 

FHA release → https://www.hud.gov/sites/dfiles/SFH/documents/SFH_FHA_INFO_21-04.pdf

 

GET A RATE QUOTE:

✅ Purchase: https://www.credible.com/mortgage?utm_source=winthehouseyoulove&utm_medium=referral&utm_campaign=mortgage

✅ Refinance: https://www.credible.com/mortgage-refinance?utm_source=winthehouseyoulove&utm_medium=referral&utm_campaign=mortgage_refi&utm_content

*Advertisement from Credible Operations, Inc. NMLS ID# 1681276 

 

FREEBIES:

✅ Max Purchase Price Calculator: https://winthehouseyoulove.com/max-mortgage-payment-download

✅ 7 Proven Ways To Save Thousands On Your Home: https://winthehouseyoulove.com/free 

✅ Listen To The Podcast: https://plinkhq.com/i/1493715474

 

AFFILIATES:

✅ Online real estate school with 30% discount: https://trk.realestateexpress.com/?a=14740&c=158&p=r&s1

✅ The recording gear I use: https://www.amazon.com/shop/winthehouseyoulove

 

LEGAL:

As an Amazon Associate, I earn a commission from qualifying purchases.

*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit https://www.credible.com/a/state-licenses for important information about Credible’s licenses.

Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.

Kyle Seagraves

NMLS# 1701021

Motto Mortgage Alliance

8900 N. Dixie Dr.

Dayton, OH 45414

Equal Housing Opportunity

Can you get a Conventional loan in 2021? Here's everything you need to know to find out!

 

GET A RATE QUOTE:

✅ Purchase: https://www.credible.com/mortgage?utm_source=winthehouseyoulove&utm_medium=referral&utm_campaign=mortgage

✅ Refinance: https://www.credible.com/mortgage-refinance?utm_source=winthehouseyoulove&utm_medium=referral&utm_campaign=mortgage_refi&utm_content

*Advertisement from Credible Operations, Inc. NMLS ID# 1681276 

 

FREEBIES:

✅ Max Purchase Price Calculator: https://winthehouseyoulove.com/max-mortgage-payment-download

✅ 7 Proven Ways To Save Thousands On Your Home: https://winthehouseyoulove.com/free 

✅ Listen To The Podcast: https://plinkhq.com/i/1493715474

 

AFFILIATES:

✅ Online real estate school with 30% discount: https://trk.realestateexpress.com/?a=14740&c=158&p=r&s1

✅ The recording gear I use: https://www.amazon.com/shop/winthehouseyoulove

 

LEGAL:

As an Amazon Associate, I earn a commission from qualifying purchases.

*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit https://www.credible.com/a/state-licenses for important information about Credible’s licenses.

Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.

Kyle Seagraves

NMLS# 1701021

Motto Mortgage Alliance

8900 N. Dixie Dr.

Dayton, OH 45414

Equal Housing Opportunity

What's new with FHA loans in 2021? This full guide will walk you through the new, old, and surprising details of FHA loans you probably didn't know about.

 

FHA Loan Limit lookup → https://entp.hud.gov/idapp/html/hicostlook.cfm

 

GET A RATE QUOTE:

✅ Purchase: https://www.credible.com/mortgage?utm_source=winthehouseyoulove&utm_medium=referral&utm_campaign=mortgage

✅ Refinance: https://www.credible.com/mortgage-refinance?utm_source=winthehouseyoulove&utm_medium=referral&utm_campaign=mortgage_refi&utm_content

*Advertisement from Credible Operations, Inc. NMLS ID# 1681276 

 

FREEBIES:

✅ Max Purchase Price Calculator: https://winthehouseyoulove.com/max-mortgage-payment-download

✅ 7 Proven Ways To Save Thousands On Your Home: https://winthehouseyoulove.com/free 

✅ Listen To The Podcast: https://plinkhq.com/i/1493715474

 

AFFILIATES:

✅ Online real estate school with 30% discount: https://trk.realestateexpress.com/?a=14740&c=158&p=r&s1

✅ The recording gear I use: https://www.amazon.com/shop/winthehouseyoulove

 

0:00 FHA Overview

3:06 COVID Changes

4:19 Down Payment/Closing Costs

5:43 Credit Requirements

7:08 Credit Events

8:16 Rates

9:41 Mortgage Insurance

12:01 Property Requirements

15:16 Example Homes

16:09 Loan Limits

17:45 Appraisal Requirements

19:03 Employment

20:13 Debt-To-Income Ratio

23:28 Manual Underwriting

25:37 Seller Credits

26:10 Special Requirements/Features

28:22 Refinancing

29:37 Cost Comparison

32:15 Seller Perception

33:04 How To Apply

33:48 4 Main Types Of Loans

 

LEGAL:

As an Amazon Associate, I earn a commission from qualifying purchases.

*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit https://www.credible.com/a/state-licenses for important information about Credible’s licenses.

Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.

Kyle Seagraves

NMLS# 1701021

Motto Mortgage Alliance

8900 N. Dixie Dr.

Dayton, OH 45414

Equal Housing Opportunity

Are 2021 housing market predictions even helpful anymore? ... maybe not

 

GET A RATE QUOTE:

✅ Purchase: https://www.credible.com/mortgage?utm_source=winthehouseyoulove&utm_medium=referral&utm_campaign=mortgage

✅ Refinance: https://www.credible.com/mortgage-refinance?utm_source=winthehouseyoulove&utm_medium=referral&utm_campaign=mortgage_refi&utm_content

*Advertisement from Credible Operations, Inc. NMLS ID# 1681276 

 

FREEBIES:

✅ Max Purchase Price Calculator: https://winthehouseyoulove.com/max-mortgage-payment-download

✅ 7 Proven Ways To Save Thousands On Your Home: https://winthehouseyoulove.com/free 

✅ Listen To The Podcast: https://plinkhq.com/i/1493715474

 

AFFILIATES:

✅ Online real estate school with 30% discount: https://trk.realestateexpress.com/?a=14740&c=158&p=r&s1

✅ The recording gear I use: https://www.amazon.com/shop/winthehouseyoulove

 

0:00 Housing market hell

0:33 What's all the buzz about?

2:35 The big problem

5:42 The harm

9:08 What to do instead?

12:09 Get started

 

LEGAL:

As an Amazon Associate, I earn a commission from qualifying purchases.

*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit https://www.credible.com/a/state-licenses for important information about Credible’s licenses.

Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.

Kyle Seagraves

NMLS# 1701021

Motto Mortgage Alliance

8900 N. Dixie Dr.

Dayton, OH 45414

Equal Housing Opportunity

Will Congress pass a $600 stimulus check? Who knows! But, at least we can use it to talk about how loans works and 3 ways you can buy a home with $600 cash or less.

 

GET A RATE QUOTE:

✅ Purchase: https://www.winthehouseyoulove.com/purchasequote 

✅ Refinance: https://www.winthehouseyoulove.com/refinancequote 

*Advertisement from Credible Operations, Inc. NMLS ID# 1681276 

 

FREEBIES:

✅ Max Purchase Price Calculator: https://www.winthehouseyoulove.com/max-mortgage-payment-download 

✅ 7 Proven Ways To Save Thousands On Your Home: https://www.winthehouseyoulove.com/free 

✅ Listen To The Podcast: https://plinkhq.com/i/1493715474

 

AFFILIATES:

✅ Online real estate school with 30% discount: http://winthehouseyoulove.com/realestatecourse 

✅ The recording gear I use: https://www.amazon.com/shop/winthehouseyoulove

 

0:00 Intro

0:34 HGTV

0:57 Overview

1:52 Arrested Development

2:10 Home #1

3:52 Jeans

4:10 CalmMoment

7:36 Home #2

9:20 Tiger King

9:38 Home #3

10:46 Reminder

11:34 Low down payment loans

 

LEGAL:

As an Amazon Associate, I earn a commission from qualifying purchases.

*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit https://www.credible.com/a/state-licenses for important information about Credible’s licenses.

Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.

Kyle Seagraves

NMLS# 1701021

Motto Mortgage Alliance

8900 N. Dixie Dr.

Dayton, OH 45414

Equal Housing Opportunity

USDA loans are the underdog of the mortgage world. So many people either don't know about them or are afraid of them. In this video, we'll break down the 2021 USDA loan so you can learn how you can get a solid mortgage with 0% down.

 

Applicant Orientation...

English: https://www.rd.usda.gov/files/RD-SFH-Form3550-23ApplicationOrientationGuide.pdf

Spanish: https://www.rd.usda.gov/files/RD-SFH-Form3550-23ApplicantOrientationGuideSpanish.pdf

 

Map and Income Website: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

 

GET A RATE QUOTE:

✅ Purchase: https://www.winthehouseyoulove.com/purchasequote 

✅ Refinance: https://www.winthehouseyoulove.com/refinancequote 

*Advertisement from Credible Operations, Inc. NMLS ID# 1681276 

 

FREEBIES:

✅ Max Purchase Price Calculator: https://www.winthehouseyoulove.com/max-mortgage-payment-download 

✅ 7 Proven Ways To Save Thousands On Your Home: https://www.winthehouseyoulove.com/free 

✅ Listen To The Podcast: https://plinkhq.com/i/1493715474

 

AFFILIATES:

✅ Online real estate school with 30% discount: http://winthehouseyoulove.com/realestatecourse 

✅ The recording gear I use: https://www.amazon.com/shop/winthehouseyoulove

 

0:00 How USDA can help

0:41 Overview

2:34 USDA experience

4:02 Credit Requirements

5:40 Credit Events

6:30 Rates

7:25 Mortgage Insurance

8:35 Property Requirements

10:10 Example homes

11:12 Loan Limits

12:47 Appraisal

14:55 Employment

16:28 Debt-To-Income Ratio

18:38 Down Payment/Closing Costs

20:57 Seller Credits

21:42 Special Requirements/Features

23:54 Seller Perception

25:21 How To Apply

26:14 4 Main Types Of Loans

 

LEGAL:

As an Amazon Associate, I earn a commission from qualifying purchases.

*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit https://www.credible.com/a/state-licenses for important information about Credible’s licenses.

Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.

Kyle Seagraves

NMLS# 1701021

Motto Mortgage Alliance

8900 N. Dixie Dr.

Dayton, OH 45414

Equal Housing Opportunity

As Congress is working on deciding whether or not they're going to issue 2nd stimulus checks, what's going to happen with interest rates?

 

Here's a quick stimulus update that can help you see the impact of a second stimulus check and plan.

 

GET A RATE QUOTE:

✅ Purchase: https://www.winthehouseyoulove.com/purchasequote 

✅ Refinance: https://www.winthehouseyoulove.com/refinancequote 

*Advertisement from Credible Operations, Inc. NMLS ID# 1681276 

 

FREEBIES:

✅ Max Purchase Price Calculator: https://www.winthehouseyoulove.com/max-mortgage-payment-download 

✅ 7 Proven Ways To Save Thousands On Your Home: https://www.winthehouseyoulove.com/free 

✅ Listen To The Podcast: https://plinkhq.com/i/1493715474

 

AFFILIATES:

✅ Online real estate school with 30% discount: http://winthehouseyoulove.com/realestatecourse 

✅ The recording gear I use: https://www.amazon.com/shop/winthehouseyoulove

 

0:00 Congress's plan

0:13 What the Fed is doing

1:33 Fed funds chart

2:16 Effect on mortgage rates

3:36 Mortgage rate chart

4:32 Biden's housing market

 

LEGAL:

As an Amazon Associate, I earn a commission from qualifying purchases.

*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit https://www.credible.com/a/state-licenses for important information about Credible’s licenses.

Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.

Kyle Seagraves

NMLS# 1701021

Motto Mortgage Alliance

8900 N. Dixie Dr.

Dayton, OH 45414

Equal Housing Opportunity

How do you get your offer accepted in this housing market? Buying a house can be difficult, so, here's how first time home buyers can win the offer when competing against so many others who want the same home.

 

GET A RATE QUOTE:

✅ Purchase: https://www.winthehouseyoulove.com/purchasequote 

✅ Refinance: https://www.winthehouseyoulove.com/refinancequote 

*Advertisement from Credible Operations, Inc. NMLS ID# 1681276 

 

FREEBIES:

✅ Max Purchase Price Calculator: https://www.winthehouseyoulove.com/max-mortgage-payment-download 

✅ 7 Proven Ways To Save Thousands On Your Home: https://www.winthehouseyoulove.com/free 

✅ Listen To The Podcast: https://plinkhq.com/i/1493715474

 

AFFILIATES:

✅ Online real estate school with 30% discount: http://winthehouseyoulove.com/realestatecourse 

✅ The recording gear I use: https://www.amazon.com/shop/winthehouseyoulove

 

0:00 The offer mess

0:25 What they shouldn't do

1:22 Why this helps

2:00 What your lender should say

4:30 How to get started

5:47 How to beat a cash offer

 

LEGAL:

As an Amazon Associate, I earn a commission from qualifying purchases.

*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit https://www.credible.com/a/state-licenses for important information about Credible’s licenses.

Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.

Kyle Seagraves

NMLS# 1701021

Motto Mortgage Alliance

8900 N. Dixie Dr.

Dayton, OH 45414

Equal Housing Opportunity

So you're waiting out the 2021 housing market, huh? Here are 6 things you can do to make sure you're ready to buy when the time is right.

 

Dispute Credit Errors: https://www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-an-error-on-my-credit-report-en-314/

 

GET A RATE QUOTE:

✅ Purchase: https://www.winthehouseyoulove.com/purchasequote 

✅ Refinance: https://www.winthehouseyoulove.com/refinancequote 

*Advertisement from Credible Operations, Inc. NMLS ID# 1681276 

 

FREEBIES:

✅ Max Purchase Price Calculator: https://www.winthehouseyoulove.com/max-mortgage-payment-download 

✅ 7 Proven Ways To Save Thousands On Your Home: https://www.winthehouseyoulove.com/free 

✅ Listen To The Podcast: https://plinkhq.com/i/1493715474

 

AFFILIATES:

✅ Online real estate school with 30% discount: http://winthehouseyoulove.com/realestatecourse 

✅ The recording gear I use: https://www.amazon.com/shop/winthehouseyoulove

 

0:00 What you'll learn

0:40 Validate why you're waiting

1:46 1) Research Homes

2:37 My dating woes

2:54 2) Watch Your Credit

3:44 CalmMoment

5:35 3) Figure Out Savings

6:37 4) Paying Off High Interest Debt

7:04 5) Start A Budget

7:52 Sponsor

8:23 6) Practice Payments

9:29 Will there be a 2021 crash?

 

LEGAL:

As an Amazon Associate, I earn a commission from qualifying purchases.

*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit https://www.credible.com/a/state-licenses for important information about Credible’s licenses.

Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.

Kyle Seagraves

NMLS# 1701021

Motto Mortgage Alliance

8900 N. Dixie Dr.

Dayton, OH 45414

Equal Housing Opportunity

What's the difference between an FHA loan and a USDA loan? We'll break down all of the aspects so you can choose the best mortgage to buy your home.

 

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

USDA Property Limits: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp

USDA Income Limit Quiz: https://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do?pageAction=state

 

GET A RATE QUOTE:

✅ Purchase: https://www.winthehouseyoulove.com/purchasequote 

✅ Refinance: https://www.winthehouseyoulove.com/refinancequote 

*Advertisement from Credible Operations, Inc. NMLS ID# 1681276 

 

FREEBIES:

✅ Max Purchase Price Calculator: https://www.winthehouseyoulove.com/max-mortgage-payment-download 

✅ 7 Proven Ways To Save Thousands On Your Home: https://www.winthehouseyoulove.com/free 

✅ Listen To The Podcast: https://plinkhq.com/i/1493715474

 

AFFILIATES:

✅ Online real estate school with 30% discount: http://winthehouseyoulove.com/realestatecourse 

✅ The recording gear I use: https://www.amazon.com/shop/winthehouseyoulove

 

0:00 What you'll learn

0:35 Overview

2:48 Credit score requirements

4:14 Rates

5:16 Sponsor

5:55 Credit events

7:06 Debt-to-income ratios

8:21 Loan limits

8:52 Down payment and closing costs

10:41 Seller credits

11:09 Special requirements/features

16:00 Appraisal

17:23 Mortgage insurance

19:25 Seller perception

21:12 Monthly cost comparison

22:40 Total cost comparison

24:08 What I would choose

24:30 FHA vs Conventional

 

LEGAL:

As an Amazon Associate, I earn a commission from qualifying purchases.

*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit https://www.credible.com/a/state-licenses for important information about Credible’s licenses.

Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.

Kyle Seagraves

NMLS# 1701021

Motto Mortgage Alliance

8900 N. Dixie Dr.

Dayton, OH 45414

Equal Housing Opportunity