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Winning at Life with Gregory Ricks episodes
- Episode 1103: The Daily Wrap: 02.18.21Todd asks Gregory some advice on how to pick the right financial advisor.
Marsha in Covington wants to set up a Roth IRA for her college-age kids. Is that a good idea?
Gregory gives you red flags for when you're dealing with an annuity salesman.
The Gamestop hearings are bringing up some scary stories about people who lost a fortune trying to score on the mania.
Norman in Garyville: Can I take out a loan against my military life insurance (SGLI)?
http://www.WinningAtLife.com36 min - Episode 1102: The Daily Wrap: 02.17.21Gregory goes into more detail about Roth IRA's 5 year rule. Taking a distribution from a Roth account that's less than 5 years old comes with a penalty.
How to tell when you're dealing with an annuity salesman, and not a true financial advisor.
http://www.WinningAtLife.com42 min - Episode 1101: The Daily Wrap: 02.16.21The price of oil is about double where it is last year, but where is it headed from here? The winter storm was a good excuse for prices to spike, but they didn't.
Good reasons to start Social Security early.
Dale in Long Beach started Social Security early, and just landed a great new job. Gregory explains why it might be time to pause Social Security.
Bad excuses to start Social Security early.
http://www.WinningAtLife.com35 min - Episode 1100: The Weekly Wrap: 02.13.21David in Elkhart: how much will my wife get from Social Security when I pass away?
David also asks Gregory about the tax implications for his VA benefits, Social Security, and other income streams.
Matthew in Houma has some comments to add for David's situation regarding VA benefits.
Steve in Cleveland makes too much income to contribute to a Roth IRA. Gregory explains how Steve can get one started using a backdoor Roth conversion.
Can a remarried widow draw a Social Security benefit from her first husbands record? James in Bogalusa asks Gregory about his wife's options between spoual and survivor benefits.
Mark in Columbia has trouble qualifying for a mortgage in retirement, even though he has $2 million in assets. Gregory explains how many lenders are restricted by their approval process, and they should call Dwayne Stein.
Wes Blanchard, Estate Planning Attorney, joins the show. Tom in Loranger asks him and Gregory about selling his house to his granddaughter at a low price to get around the Estate Tax. Gregory and Wes point out it's quite unlikely he will pass the $22+ million exemption. Let your will take care of that.
Brian in Hammond has a string of rental properties that may cross the threshold for the Estate Tax.
Wes Blanchard teaches you the main clauses to include in your will.
Joe in Harvey can't close her deceased mom's checking account. Wes and Gregory help her out.
John in Mandeville's wife inherited a trust with her siblings.
The Roth clock is forever.
Will your early Social Security haircut continue when she switches to the Spousal Benefit? Richard in Slidell asks about his wife's options.
Kirk in Petal is close to having 30 years of substantial earnings that paid into Social Security, and could be exempt from the Windfall Elimination Provision. He could get a full Social Security retirement benefit plus two full state pensions as a teacher!
Bad Excuses to Turn on Social Security Early.
http://www.WinningAtLife.com1 hr 47 min - Episode 1099: The Daily Wrap: 02.11.21We continue with the basics of Social Security, and the questions kept rolling in for the rest of the show.
Jack in Metairie wants to know if his ex-wife drawing a spousal benefit from his Social Security record will have any affect on his benefit. Gregory assures him he will have zero impact on his benefit based on what she does.
Gary in Marrero wants to wait 6 months past his Full Retirement Age and get the Social Security retro benefit lump sum. Does his wife have to wait until he turns his benefit on, or can she start her spousal benefit at his Full Retirement Age.
Rush in Mandeville asks if his ex-spouse could draw a spousal benefit from his Social Security record considering she is remarried.
Craig in Destrehan asks Gregory about his best options for Social Security spousal benefits.
http://www.WinningAtLife.com42 min - Episode 1098: The Daily Wrap: 02.10.21Gregory encourages generous tipping to help restaurant workers in hard times.
Gregory explains the basics of Social Security for new listeners, and a few callers ask about their specific Social Security options.
Joseph in Covington knows Social Security pays less if you take it early, but he doesn't want to miss years of checks.
Al in Gulfport asks about the Social Security options for his non-working spouse.
Chris in Springfield: is inheriting money from a life insurance policy a taxable event?
http://www.WinningAtLife.com34 min - Episode 1097: The Daily Wrap: 02.09.21Bitcoin is spiking again, but it is still not behaving like a currency. Oil is on the rise, and the industry is getting pulled in all directions.
Despite the persistent myth: Social Security is NOT going away! Gregory explains why this stubborn belief in Social Security's doom is overblown.
There are a few good reasons why you would want to turn on Social Security early, rather than waiting on your Full Retirement Age.
Dale on the Northshore has two 401ks from previous jobs, and asks Gregory if there's any downside to rolling them over to an IRA.
http://www.WinningAtLife.com35 min - Episode 1096: The Daily Wrap: 02.08.21The Superbowl was pretty amazing, and Tom Brady's performance bonuses clocked him almost $3 million extra last night.
What are some of your options for a 401k left from a previous job? Cashing it in to buy rental properties is an awfully big burden. Do not take it lightly.
Should you buy silver in your IRA? Gregory explains how the process works, but he's not a big fan of metals as an investment.
http://www.WinningAtLife.com43 min - Episode 1095: The Weekly Wrap: 02.06.21The jobs report shows a slowly improving economy. The numbers aren't anything to get excited about, but still good news. Netflix's rise to the top is a lesson in how monopolies are always a temporary economic mirage.
Steven in Gonzales asks how he can best use the proceeds from a life insurance policy to wash the taxes on an inherited IRA.
Is Social Security going away? Gregory thinks the better question is: how will Social Security change?
John in Metairie has some CDs coming due. The interest on CDs is dismal. Can he put that money somewhere else and do better while staying safe?
Charles in Mandeville asks if he can consider the Required Minimum Distributions from his IRA to be his emergency fund.
What going on in the oil industry will affect your money. Gregory invites those opposed to pipelines to go disconnect themselves from using fossil fuels.
Danny in Metairie is thinking about investing in Silver in his IRA.
Learn 10 mistakes to avoid when rolling over your 401k. There's a minefield of taxes, penalties, and fines. Gregory gives you the map.
http://www.WinningAtLife.com1 hr 50 min - Day 121: Meeting someone for the first time through a mutual friend∞ Get our digital/paperback book at https://inspirlang.com/lovemandoYoutube: https://youtube.com/c/inspirlangFacebook: https://facebook.com/inspirlangInstagram: https://instagram.com/inspirlangTwitter: https://twitter.com/inspirlang3 min
About Winning at Life with Gregory Ricks
From the publisher's feed
Join Gregory, CEO & Wealth Advisor of Gregory Ricks Total Wealth, as he discusses a wide range of financial topics, providing education, insights, and helpful information for your financial…
journey.
Whether you’re interested in retirement strategies, market trends, or general financial wellness, this show is designed to keep you in the know!
Subscribe to our YouTube Channel
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Insurance products are offered through the insurance business Gregory Ricks Total Wealth. Gregory Ricks Total Wealth is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Gregory Ricks Total Wealth are not subject to Investment Adviser requirements.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to protection, safety, or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.
This video is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.
Gregory Ricks Total Wealth is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks Total Wealth.
This podcast show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.
Whether you’re interested in retirement strategies, market trends, or general financial wellness, this show is designed to keep you in the know!
Subscribe to our YouTube Channel
------------------------------------------------------------------
Insurance products are offered through the insurance business Gregory Ricks Total Wealth. Gregory Ricks Total Wealth is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Gregory Ricks Total Wealth are not subject to Investment Adviser requirements.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to protection, safety, or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.
This video is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.
Gregory Ricks Total Wealth is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks Total Wealth.
This podcast show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.