Winning at Life with Gregory Ricks

Winning at Life with Gregory Ricks

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Winning at Life with Gregory Ricks episodes

  • Episode 1085: The Daily Wrap: 01.20.21
    The Mega Millions and Powerball are both near record high jackpots. Gregory and James have fun musing about whether to take the cash options or the annual payouts, and what the tax hit would be like.

    Biden signs 17 executive orders on his first day in office. Learn the ones that will affect your money.

    Gregory shares a wine etiquette story featuring a new waiter at a local restaurant.

    Are you turning Social Security's Full Retirement Age this year? Learn the rules that apply only to the year you reach FRA.

    http://www.WinningAtLife.com
    21 min
  • Episode 1084: The Daily Wrap: 01.19.21
    Are you overlooking the bond world? Bonds have a solid history of making gains in good times and bad times. Gregory explains how they fit into his Invest 50-50 strategy.


    Gregory explains the math behind why timing the market is so difficult. Missing a handful of the good days has a huge affect.

    The one number you need to know when planning for retirement is: how long do you expect to be retired? Once you know your life expectancy, and date of retirement, you have an idea on how long your money needs to last.

    http://www.WinningAtLife.com
    28 min
  • Episode 1083: The Daily Wrap: 01.18.21
    Are you overlooking the bond world? Bonds have a solid history of making gains in good times and bad times. Gregory explains how they fit into his Invest 50-50 strategy.

    Shannon asks on the Winning at Life app: will she be able to collect a Social Security Survivor benefit at age 60 on her husbands record if she gets remarried?

    Gregory goes into a little more depth from a caller's question about the different fund options in a Thrift Savings Plan.

    Gregory reviews the call: Sean in Covington asks about the required distributions from his inherited IRA.

    You Can’t Even Begin to Plan for Retirement Without This Number.

    http://www.WinningAtLife.com
    39 min
  • Episode 1082: The Weekly Wrap: 01.16.21
    What is going to happen with the economy this year? Gregory shares his thoughts on the economic outlook overshadowed by shakey jobs numbers and a continuing pandemic.

    The IRS has pushed back the date by which you can file your taxes into the middle of February. The deadline remains the same so far.

    Frank in Baton Rouge wants to exit the stock market completely, but where can his money go and get a safe return?

    If you're worried about too much risk from stocks, maybe you should be paying more attention to bonds. Gregory explains how bond indexes can smooth out volatility.

    Taking distributions from your IRA before Required Minimum Distributions kick in can reduce your tax bill down the road.

    Jude Heath CPA talks about how your 2020 taxes will look different than years past.

    Ryan in New Orleans is 30 years old, and asks if he would be better off contributing to a regular IRA or a Roth IRA?

    Kevin in Gretna contributed too much to his Roth IRA last year. How can he fix that, and will he be penalized?

    Francis in Metairie asks about using a Whole Life Insurance policy to generate a tax-free stream of income.

    Greg in Pearl River asks about diversifying his TSP investments.

    Sean in Covington asks about the required distributions from his inherited IRA.

    Mary in Gonzales wants to know how to maximize her Spousal Social Security options.

    http://www.WinningAtLife.com
    1 hr 41 min
  • Episode 1081: The Daily Wrap: 01.13.21
    The monthly federal deficit for December was a record breaking high. Expect taxes to go up.

    New fronts are opening up on the Chicken Sandwich Wars as KFC and McDonalds launch their new Chicken Sandwiches to counter the mighty Popeye's and ChickFilA.

    Paul in Illinois asks: What happens with your Social Security checks when you die?

    Sam in Gretna is trying to track down his stimulus check.

    http://www.WinningAtLife.com
    36 min
  • Episode 1080: The Daily Wrap: 01.12.21
    Sheila in Bogalusa asks if she can receive a spousal benefit from her husband's Social Security record AND a check from her Social Security record at the same time.

    Mrs. Sims will be getting monthly check from her deceased husband's pension, and a lump sum for the last 15 years of missed payments.

    Can you retire if you only have $100,000 saved?

    Dustin in Houma has a great new job, so how does he go about fixing his disasterous credit history?

    http://www.WinningAtLife.com
    25 min
  • Episode 1079: The Daily Wrap: 01.11.21
    PPP is back, with some minor changes aimed at getting more of the money to smaller businesses.

    Terry in New Orleans wants to know if getting married will make his taxes go up.

    Three callers in a row ask about their options when it comes to Social Security spousal benefits.

    William on the Northshore may have gotten some bad advice on what to do with an inherited IRA, and it cost him on his taxes.

    Greg in Gretna wants to know if there's any way he can write of more than $3,000 per year going forward from his stock losses.

    http://www.WinningAtLife.com
    39 min
  • Episode 1078: The Weekly Wrap: 01.09.21
    Even though the news is painting a picture of daily chaos and disaster, Wall Street isn't buying the hype and keeps pushing to new record highs. If you're concerned the country is falling apart, Gregory gives you some perspective that should ease your economic fears.

    Despite the political and social turmoil happening in DC, Gregory assures you the market has a solid history of powering through all of our previous challenges. No matter how you shuffle which party controls the White House, House, and Senate, things have worked out pretty well in America.

    Scott in Biloxi wants to know what he should do with the funds in his TSP when he retires from the military.

    Sam in Gretna wants to know more about Exchange Traded Funds and how they work.

    Wes Blanchard addresses some interesting estate planning issues are seen in the Netflix show Peaky Blinders. If you have a dangerous job, some of these estate planning tip apply to you.

    Bud in Destrehan asks if he should cash out his 401k before taxes go up.

    John in New Orleans asks Gregory if he should do anything to prepare for the national debt going up to $50 trillion.

    Can you simply copy a friend's Will and make your own changes to it?

    Michael in Huntsville asks Gregory if he should buy his rentals with cash, or leverage them while rates are so low?

    Despite the political and social turmoil happening in DC, Gregory assures you the market has a solid history of powering through all of our previous challenges. No matter how you shuffle which party controls the White House, House, and Senate, things have worked out pretty well in America.

    The general expectation is that under the new President, House, and Senate, taxes are going up for someone somewhere, and raising income taxes, capital gains taxes, and payroll taxes is going to have huge consequences for economic growth.

    http://www.WinningAtLife.com
    1 hr 51 min
  • Episode 1077: The Daily Wrap: 01.07.21
    Despite the political and social turmoil happening in DC, all three stock indices notched a record high, it doesn't appear Wall St is concerned, either.

    Over the next few years your taxes are probably going up, and the federal government is going to spend money like crazy. Invest accordingly.

    Now is probably a good time to rebalance your portfolio. Should you put your gains back to work, or leave it in cash?

    Is Bitcoin the new Gold? No.

    Elon Musk is now the richest man in the world.

    Learn how the Invest 50-50 philosophy mixes indexing and fixed products to give you a relatively safe return compared to single stocks.

    Mortgage rates are at a new historic low.

    Do you REALLY need a good credit score in retirement?

    http://www.WinningAtLife.com
    41 min

About Winning at Life with Gregory Ricks

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Join Gregory, CEO & Wealth Advisor of Gregory Ricks Total Wealth, as he discusses a wide range of financial topics, providing education, insights, and helpful information for your financial…