Winning at Life with Gregory Ricks

Winning at Life with Gregory Ricks

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Winning at Life with Gregory Ricks episodes

  • The Weekly Wrap: 10.31.20
    Election 2020: what result does Gregory expect, and how will that affect your money?

    Jack in Metairie wants to know if we have runaway inflation or a huge recession in our near future.

    Jerry in Baton Rouge is on Social Security. Can his wife, who receives a teacher's pension from the state, draw a spousal benefit from his Social Security record?

    Jim in Semmes has accumulated quite a bit in his savings account, and wants to get that money to work, but let's keep it simple and conservative.

    What happens with your money next year? Gregory responds to some comments from Larry Kudlow, gives you his financial forcast for 2021.

    Let's go through our end-of-year financial checklist.

    Jeanie in Slidell is having a hard time finding answers about the work around on the Windfall Elimination Provision.

    Is it a good idea for John in New Orleans to cash out his IRA and give it to his grandkids now rather than waiting until he passes away? How will the taxes be different?

    Angela in Poplarville asks about the options for an annuity in a company's retirement plan.

    Glenn in Metairie has a stack of old savings bonds his father had purchased long ago. He wants to know how they will be taxed if he cashes them in.

    http://www.WinningAtLife.com
    1 hr 54 min
  • The Daily Wrap: 10.27.20
    Is the cost of college a good investment? Only 59% of people who start college get a degree. Only 44% of those with a degree have a job in that field. Would you put money to an investment vehicle with a 74% failure rate?

    Donald asks Gregory about taking a loan against his house to buy rental properties.

    Garbiel asks how a Biden victory would impact our economy? Gregory says in the long term, not much.

    Bill in Slidell has a mix of pre-tax and after-tax dollars in his rollover IRA. Can he separate that money, and get those after tax contributions in a Roth IRA?

    Kaegan in Houma has an offer to buy the house he's currently renting, but his credit score is a problem, and wants to know if paying off some outstanding debt would help much.

    Harley stock rocketed up on their announcement of a new line of electric motorcycles and mopeds.

    http://www.WinningAtLife.com
    42 min
  • The Daily Wrap: 10.26.20
    Financial lessons from the NFL. One huge drag on a franchise is dead cap space. It's like the household equivalent of carrying too much debt.

    Learn some of the basics of Social Security. Gregory reviews a two recent calls covering the rules for Social Security retirement benefits.

    Are you looking to get your credit score up? Hear a couple of quick calls from Saturday's show with Dwayne Stein helping callers trying to increase their credit score.

    http://www.WinningAtLife.com
    32 min
  • The Weekly Wrap: 10.24.20
    To help you appreciate life in 2020, it's a good idea to remember what life was like in 1972. Dennis in Biloxi recalls Hurricane Camille.

    Greg in Gretna asks if he can roll over his DROP money into a Roth IRA when he retires.

    Dwayne Stein reviews a couple of caller trying to get their credit scores up to get a good deal on a mortgage.

    Gary in New Orleans asks Gregory to explain how the Required Minimum Distributions work for his 457b plan.

    Adele in Metairie has a friend who lost her husband, and asks if she qualifies for a widow's benefit.

    Kirk in Slidell wants to know when he should turn on his Social Security retirement benefit.

    Peter in New Orleans is turning age 65, and still has health coverage through his employer. Does he still need to sign up for Medicare?

    Benito in Slidell is in his 20s and wants to start saving for retirement. How much should he save?

    http://www.WinningAtLife.com
    1 hr 52 min
  • The Daily Wrap: 10.22.20
    Hear Gregory's thoughts on the final Presidential Debate of 2020.

    Anthony in Metairie is now eligible to retire from his current job, but he would like to start a new job doing something else.

    Ralph in Kenner wants to hold off on his Social Security until age 70, and wants to try and get his benefit as big as possible.

    Business is booming for companies that assist small businesses who go bankrupt by making deals with their creditors.

    Listen for these topics in tonight's debate to see what will affect your money.

    http://www.WinningAtLife.com
    38 min
  • The Daily Wrap: 10.21.20
    Gregory sees a strong chance your taxes will be going up in the future, and prefers to invest accordingly. Tax increases also means slower economic growth.

    Election 2020 is starting to look a little clearer, and Gregory expects a positive result for the investors. The Hunter Biden laptop only strengthens the bullish position.

    Gregory adds some more insight to a call from Saturday's show. Jay has a chance to participate in a pension AND a drop plan at his employer.

    Eric in New Orleans calls to update us on his situation with the family member who ran off with his inheritance.

    http://www.WinningAtLife.com
    42 min
  • The Daily Wrap: 10.20.20
    For those of you who think life is tough in 2020, perhaps you've forgotten how nice you have it compared to 1972. Gregory responds to a clip from Adam Carolla about appreciating modern luxuries.

    People have been paying down their credit card debt over the pandemic. The US has doubled the national debt since 2010.

    Ryan in Biloxi called for a friend who is self employed, and was denied a mortgage because her income was too low. Can she refile her previous years' taxes and maybe qualify?

    http://www.WinningAtLife.com
    36 min
  • The Daily Wrap: 10.19.20
    John in Gulfport is looking for ways to help his credit score so he can be in a better position to buy a house.

    New Hampshire is suing Massachusetts for taxing their residence for working at home if they are employed in Mass.

    Don't worry too much about the upcoming election. The market should be fine either way in the long term.

    Gregory reviews a couple of calls about Social Security from Saturday's show.

    http://www.WinningAtLife.com
    31 min
  • The Weekly Wrap: 10.17.20
    What's rules for SSI and Disability? Gregory explains the difference between Supplemental Security Income and Social Security's Disability programs.

    Bob in Biloxi is thinking about moving the money from his 401k into 2 fixed annuities. What does Gregory think?

    Bruce in Denham Springs was on Disability, and when he switched to Social Security retirement benefits at his Full Retirement Age, his taxes went up. Can he switch back?

    Craig in New Orleans asks Gregory's thoughts on investing in crypto. Gregory thinks it's too volatile to take seriously.

    Tim in New Orleans wants to know how the Required Minimum Distributions are figured for his IRA.

    Jude Heath joins the show and reviews some recent calls with tax issues.

    Cindy in Covington asks Gregory and Jude if she can use her own LLC to start a 401k.

    Pam in Slidell asks when you can start Social Security while still working, and she will also be affected by the Windfall Elimination Provision.

    Jay in New Orleans has a pension system at his job, and an employee DROP program, too. How can he maximize his options?

    Bill in Gonzales asks when his wife can turn on a Spousal Benefit from his Social Security record.

    Christopher in Baton Rouge asks Gregory about his work around to employ his retired mother so she can get money into a Roth IRA.

    http://www.WinningAtLife.com
    1 hr 50 min
  • The Daily Wrap: 10.15.20
    The way you listen to audio has changed dramatically. People are listening to more spoken word content than ever, and the AM/FM radio accounts for less than half of listening hours.

    How do SSI and Social Security Disability differ? What are the different rules for these programs, and how do you qualify for help from them?

    Ken in New Orleans calls back to the show to let us know his artwork has been selling well.

    Tommy in Folsom has questions about qualifying for SSI.

    Gregory reacts to audio clips of Trump talking about his economic record.

    http://www.WinningAtLife.com
    38 min

About Winning at Life with Gregory Ricks

From the publisher's feed

Join Gregory, CEO & Wealth Advisor of Gregory Ricks Total Wealth, as he discusses a wide range of financial topics, providing education, insights, and helpful information for your financial…