Winning Isn't Easy: Social Security ®

Winning Isn't Easy: Social Security ®

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Winning Isn't Easy: Social Security ® episodes

  • The Under-50 vs. Over-50 Reality Check: How the “Grid Rules” Change the Game

    Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

    Welcome to Season 2, Episode 33 of Winning Isn't Easy: Social Security ®. In this episode, we'll dive into The Under-50 vs. Over-50 Reality Check: How the “Grid Rules” Change the Game.

    Turning 50 doesn’t automatically change the outcome of a Social Security Disability claim, but it can change how your case is evaluated. In this episode of Winning Isn’t Easy, attorney Krysti Monaco breaks down the medical-vocational guidelines, better known as the “Grid Rules,” and explains why age can become a critical factor in determining whether a claimant is disabled. She examines the shift from “younger individual” to “closely approaching advanced age,” the four key factors the SSA considers, and why two people with the same medical condition can receive very different decisions simply because of their age. This episode explores how age interacts with residual functional capacity, education, work experience, and how those factors affect the Grid Rules. Whether you’re approaching 50, filing a new claim, or helping someone navigate the disability process, this episode offers a practical look at how the Grid Rules work and what evidence matters when age becomes especially important in disability cases.

    In this episode, we'll cover the following topics:

    One - The Mechanics of Step 5: What is "The Grid"?

    Two - The Four Moving Columns of the Grid

    Three - The Age 50 vs. Age 55 Reality Check (Case Examples)

    Four - The Two Technical Traps That Break a Grid Defense and the Borderline Age Strategy 

    Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


    Listen to Our Sister Podcast:

    We have a sister podcast - Winning Isn't Easy: Long-Term Disability ®. Give it a listen: https://wiedisabilitypodcast.buzzsprout.com


    Resources Mentioned In This Episode:

    LINK TO YOUR RIGHTS TO SOCIAL SECURITY DISABILITY: https://mailchi.mp/caveylaw/your-rights-to-social-security-disability-benefits

    FREE CONSULT LINK: https://caveylaw.com/contact-us/


    Need Help Today?:

    Need help with your Social Security Disability claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

    Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

    Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

    17 min
  • Win, Lose, or Appeal: Understanding Social Security Disability Claims

    Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

    Welcome to Season 2, Episode 32 of Winning Isn't Easy: Social Security ®. In this episode, we'll dive into Win, Lose, or Appeal: Understanding Social Security Disability Claims.

    Winning a Social Security Disability claim isn’t always the end of the journey, and a denial doesn’t always mean it’s over. In this episode of Winning Isn’t Easy, attorney Krysti Monaco breaks down the different paths an SSD claim can take, from winning the initial case to challenging a denial on appeal and, when necessary, taking the fight to federal court. She examines the six critical elements that can make or break a disability claim, what attorneys look for when reviewing an unfavorable decision, and how legal errors can create grounds for an appeal. This episode explores what happens when a case moves beyond the administrative process and into federal court, where the focus shifts to whether the law was properly applied and whether a denial should be reversed or remanded. Whether you’re considering filing for benefits, facing a denial, or already navigating the appeals process, this episode offers a roadmap of what to expect, what can go wrong, and how a case can potentially be revived at every stage.

    In this episode, we'll cover the following topics:

    One - What Are the Six Things That Make a Winning Social Security Disability Case?

    Two - So, You’ve Lost Your Social Security Disability Case and Are Appealing. How Do the Appeals Council And / Or the Federal District Court Decide to Reverse a Decision Denying Social Security?

    Three - What Are the Big Issues for a Federal Judge and a Social Security Disability Feel That Can Result in a Reversal or Remand of Your Denied Social Security Claim?

    Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


    Listen to Our Sister Podcast:

    We have a sister podcast - Winning Isn't Easy: Long-Term Disability ®. Give it a listen: https://wiedisabilitypodcast.buzzsprout.com


    Resources Mentioned In This Episode:

    LINK TO YOUR RIGHTS TO SOCIAL SECURITY DISABILITY: https://mailchi.mp/caveylaw/your-rights-to-social-security-disability-benefits

    FREE CONSULT LINK: https://caveylaw.com/contact-us/


    Need Help Today?:

    Need help with your Social Security Disability claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

    Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

    Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

    18 min
  • The Hearing Room - Why You Shouldn’t Go Alone

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    Welcome to Season 2, Episode 31 of Winning Isn't Easy: Social Security ®. In this episode, we'll dive into The Hearing Room - Why You Shouldn’t Go Alone.

    Walking into a Social Security Disability hearing and simply “telling your story” can feel like enough, especially when you have years of medical records and a compelling account of your limitations. In this episode of Winning Isn’t Easy, attorney Krysti Monaco examines why the hearing process involves more than explaining how sick or injured you are. She explores the critical role of the vocational expert, how transferable skills can affect a claim, and why understanding the grid rules can make the difference for applicants approaching retirement age. This episode examines how an attorney can challenge vocational testimony, why certain abilities may not qualify as transferable skills, and how cross-examination can expose weaknesses in an expert’s conclusions. This episode offers insight into why the truth alone is not enough at a disability hearing, how legal strategy can translate an applicant’s limitations into the language of Social Security law, and why representation becomes important after repeated denials and before an Administrative Law Judge.

    In this episode, we'll cover the following topics:

    One - The Statistics of Success 

    Two - The Vocational Expert – The "Invisible" Adversary 

    Three - The "Zero Out-of-Pocket" Myth 

    Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


    Listen to Our Sister Podcast:

    We have a sister podcast - Winning Isn't Easy: Long-Term Disability ®. Give it a listen: https://wiedisabilitypodcast.buzzsprout.com


    Resources Mentioned In This Episode:

    LINK TO YOUR RIGHTS TO SOCIAL SECURITY DISABILITY: https://mailchi.mp/caveylaw/your-rights-to-social-security-disability-benefits

    FREE CONSULT LINK: https://caveylaw.com/contact-us/


    Need Help Today?:

    Need help with your Social Security Disability claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

    Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

    Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

    15 min
  • When Work Doesn’t Work: Understanding UWA and Your Benefits

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    Welcome to Season 2, Episode 30 of Winning Isn't Easy: Social Security ®. In this episode, we'll dive into When Work Doesn’t Work: Understanding UWA and Your Benefits.

    Trying to return to work while pursuing Social Security Disability benefits can feel risky, especially for applicants who fear that a failed attempt to work will prove they are capable of holding a job. In this episode of Winning Isn’t Easy, attorney Krysti Monaco examines the Unsuccessful Work Attempt (UWA). She explores why attempting to work does not necessarily undermine a disability claim, how the Social Security Administration evaluates unsuccessful work attempts, and why a short-lived job can actually provide evidence of an applicant’s limitations. This episode examines the specific rules that apply in 2026, what makes an attempt to work qualify as unsuccessful, and how the circumstances surrounding a failed return to work can affect a claim. This episode offers insight into how applicants can document unsuccessful work attempts, why trying and failing to work can strengthen credibility, and how a job that ends after only a few months could ultimately play a role in securing disability benefits and back pay.

    In this episode, we'll cover the following topics:

    One - The "6-Month Rule" and the 2026 Numbers 

    Two - Deep Dive – "Special Conditions" and Subsidies 

    Three - The "Evidence Hunt" – Documenting the Failure 

    Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


    Listen to Our Sister Podcast:

    We have a sister podcast - Winning Isn't Easy: Long-Term Disability ®. Give it a listen: https://wiedisabilitypodcast.buzzsprout.com


    Resources Mentioned In This Episode:

    LINK TO YOUR RIGHTS TO SOCIAL SECURITY DISABILITY: https://mailchi.mp/caveylaw/your-rights-to-social-security-disability-benefits

    FREE CONSULT LINK: https://caveylaw.com/contact-us/


    Need Help Today?:

    Need help with your Social Security Disability claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

    Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

    Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

    14 min
  • “My Doctor Says I’m Disabled”: Why Your Doctor’s Note Might Be Useless

    Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

    Welcome to Season 2, Episode 29 of Winning Isn't Easy: Social Security ®. In this episode, we'll dive into “My Doctor Says I’m Disabled”: Why Your Doctor’s Note Might Be Useless.

    A simple note from a doctor saying “you’re disabled” may seem like strong evidence in a Social Security Disability case, but it can carry far less weight than applicants expect. In this episode of Winning Isn’t Easy, attorney Krysti Monaco examines one of the most common misconceptions in the disability process: the belief that a doctor’s statement that someone cannot work is the golden ticket to benefits. Together, we explore why these notes fail to establish disability, what Social Security actually looks for when evaluating medical opinions, and how a vague statement can leave an otherwise strong claim unsupported. This episode examines what an effective medical opinion should contain and how treating physicians can provide meaningful evidence that connects medical conditions to specific functional limitations. This episode offers insight into how medical evidence is evaluated, why supportive doctors’ notes are not enough, and what can make a medical opinion truly persuasive in a Social Security Disability case.

    In this episode, we'll cover the following topics:

    One - The "Ultimate Issue" - A Legal Minefield

    Two - The Hall of Fame of Useless Notes

    Three - Building a Better Note - The Language of Function

    Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


    Listen to Our Sister Podcast:

    We have a sister podcast - Winning Isn't Easy: Long-Term Disability ®. Give it a listen: https://wiedisabilitypodcast.buzzsprout.com


    Resources Mentioned In This Episode:

    LINK TO YOUR RIGHTS TO SOCIAL SECURITY DISABILITY: https://mailchi.mp/caveylaw/your-rights-to-social-security-disability-benefits

    FREE CONSULT LINK: https://caveylaw.com/contact-us/


    Need Help Today?:

    Need help with your Social Security Disability claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

    Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

    Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

    13 min
  • When Communication Breaks Down: The Invisible Side of Disability (With Guest Erica Thomas)

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    Welcome to Season 2, Episode 28 of Winning Isn't Easy: Social Security ®. In this episode, we'll dive into When Communication Breaks Down: The Invisible Side of Disability (With Guest Erica Thomas).

    Communication shapes how we work, connect, and navigate the world, but when those abilities are affected by illness or injury, the resulting challenges may not always be immediately visible. In this episode of Winning Isn’t Easy, attorney Nancy Cavey is joined by Erica Thomas, a Speech-Language Pathologist whose work bridges healthcare and law, to examine how communication and cognitive impairments can intersect with disability and the legal system. Together, they discuss what these impairments can look like in everyday life, how they are evaluated in disability cases, and why they are misunderstood or overlooked. This episode offers insight into the challenges that can affect communication, the complexities of assessing them, and the important role these impairments can play when disability claims are evaluated.

    In this episode, we'll cover the following topics:

    One - The World of Forensic Speech-Language Pathology and Disability

    Two - Uncovering Hidden Communication Challenges

    Three - Navigating Disability Claims and Clearing Up Misconceptions

    Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


    Listen to Our Sister Podcast:

    We have a sister podcast - Winning Isn't Easy: Long-Term Disability ®. Give it a listen: https://wiedisabilitypodcast.buzzsprout.com


    Resources Mentioned In This Episode:

    LINK TO YOUR RIGHTS TO SOCIAL SECURITY DISABILITY: https://mailchi.mp/caveylaw/your-rights-to-social-security-disability-benefits

    FREE CONSULT LINK: https://caveylaw.com/contact-us/


    Need Help Today?:

    Need help with your Social Security Disability claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

    Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

    Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

    35 min
  • Medicare on Disability, Simplified (With Guest Danielle Kunkle Roberts)

    Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

    Welcome to Season 2, Episode 27 of Winning Isn't Easy: Social Security ®. In this episode, we'll dive into Medicare on Disability, Simplified (With Guest Danielle Kunkle Roberts).

    For individuals receiving Social Security Disability Insurance (SSDI), becoming eligible for Medicare is a significant milestone, but it can also introduce new questions and challenges. From understanding the mandatory waiting period to choosing the right coverage options, navigating Medicare while managing a disability can be overwhelming. In this episode of Winning Isn't Easy, attorney Nancy Cavey is joined by Medicare expert and Boomer Benefits co-founder Danielle Kunkle Roberts to explain how Medicare works for people who qualify through disability. Together, they discuss the timeline between SSDI approval and Medicare eligibility, the coverage decisions beneficiaries must make, common misconceptions and costly mistakes, and practical strategies for selecting coverage that best meets their healthcare and financial needs. This episode provides guidance for anyone seeking to better understand Medicare's role in disability planning.

    In this episode, we'll cover the following topics:

    One - Where Medicare Enters the Picture 

    Two - Making Sense of Your Options 

    Three - Making It All More Manageable 

    Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


    Listen to Our Sister Podcast:

    We have a sister podcast - Winning Isn't Easy: Long-Term Disability ®. Give it a listen: https://wiedisabilitypodcast.buzzsprout.com


    Resources Mentioned In This Episode:

    LINK TO YOUR RIGHTS TO SOCIAL SECURITY DISABILITY: https://mailchi.mp/caveylaw/your-rights-to-social-security-disability-benefits

    FREE CONSULT LINK: https://caveylaw.com/contact-us/


    Need Help Today?:

    Need help with your Social Security Disability claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

    Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

    Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

    1 hr 2 min
  • Knee Pain and Social Security Disability: What You Need to Know

    Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

    Welcome to Season 2, Episode 26 of Winning Isn't Easy: Social Security ®. In this episode, we'll dive into Knee Pain and Social Security Disability: What You Need to Know.

    Chronic knee pain can affect far more than mobility - it can make even routine daily activities difficult and, in some cases, prevent a person from maintaining full-time employment. For individuals pursuing Social Security Disability (SSD) benefits, proving the severity of a knee condition requires more than documenting a diagnosis or prior surgery. In this episode of Winning Isn't Easy, attorney Nancy Cavey explains how chronic knee conditions, including persistent pain following knee replacement surgery, may qualify for SSD benefits. She discusses the medical evidence Social Security looks for, the importance of documenting functional limitations, common reasons knee-related disability claims are denied, and the steps claimants can take to build a stronger case for benefits.

    In this episode, we'll cover the following topics:

    One - Can Chronic Knee Pain Qualify for Social Security Disability?

    Two - What Social Security Looks for in Your Medical Records

    Three - Common Reasons SSD Claims for Knee Pain Are Denied

    Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


    Listen to Our Sister Podcast:

    We have a sister podcast - Winning Isn't Easy: Long-Term Disability ®. Give it a listen: https://wiedisabilitypodcast.buzzsprout.com


    Resources Mentioned In This Episode:

    LINK TO YOUR RIGHTS TO SOCIAL SECURITY DISABILITY: https://mailchi.mp/caveylaw/your-rights-to-social-security-disability-benefits

    FREE CONSULT LINK: https://caveylaw.com/contact-us/


    Need Help Today?:

    Need help with your Social Security Disability claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

    Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

    Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

    25 min
  • Meet the Vocational Expert: The Person Who Can Kill Your Claim

    Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

    Welcome to Season 2, Episode 25 of Winning Isn't Easy: Social Security ®. In this episode, we'll dive into Meet the Vocational Expert: The Person Who Can Kill Your Claim.

    A Social Security Disability hearing involves more than testimony from the claimant, attorney, and Administrative Law Judge. In many cases, the testimony of a Vocational Expert (VE) (an independent witness who has never treated the claimant or reviewed their complete medical history) can significantly influence whether benefits are awarded or denied. In this episode of Winning Isn't Easy, attorney Krysti Monaco explains the critical role Vocational Experts play in disability hearings, such as how their testimony is used to evaluate a claimant's ability to perform work and why vocational evidence often becomes the deciding factor in a case. She also discusses how experienced disability attorneys prepare for vocational testimony, identify weaknesses in expert opinions, and use effective cross-examination to protect claimants' rights. 

    In this episode, we'll cover the following topics:

    One - Who Is This Person and Why Are They Here?

    Two - The Hypothetical Question - Where the Battle is Fought

    Three - The Attorney's Turn - Winning the Case in Cross-Examination

    Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


    Listen to Our Sister Podcast:

    We have a sister podcast - Winning Isn't Easy: Long-Term Disability ®. Give it a listen: https://wiedisabilitypodcast.buzzsprout.com


    Resources Mentioned In This Episode:

    LINK TO YOUR RIGHTS TO SOCIAL SECURITY DISABILITY: https://mailchi.mp/caveylaw/your-rights-to-social-security-disability-benefits

    FREE CONSULT LINK: https://caveylaw.com/contact-us/


    Need Help Today?:

    Need help with your Social Security Disability claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

    Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

    Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

    13 min
  • Loeys-Dietz Syndrome: From Daily Challenges to SSDI Benefits

    Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

    Welcome to Season 2, Episode 24 of Winning Isn't Easy: Social Security ®. In this episode, we'll dive into Loeys-Dietz Syndrome: From Daily Challenges to SSDI Benefits.

    Loeys-Dietz Syndrome (LDS) is a rare connective tissue disorder that can affect multiple body systems, creating significant medical complications and functional limitations that interfere with daily life and employment. Despite the seriousness of the condition, many Social Security Disability applicants face challenges because rare disorders like LDS are often poorly understood during the disability evaluation process. In this episode of Winning Isn't Easy, we examine how Loeys-Dietz Syndrome can support a Social Security Disability claim and how the Social Security Administration evaluates impairments that do not always fit neatly within its disability listings. We discuss the medical characteristics of LDS, the importance of documenting functional limitations across multiple organ systems, and the types of evidence that can strengthen a claim. We also explore common reasons these claims are denied and practical strategies for presenting medical records that accurately reflect the real-world impact of living with Loeys-Dietz Syndrome. Whether you are applying for benefits or appealing a denial, this episode provides valuable insight into how the SSA evaluates rare genetic disorders and what you can do to build a stronger disability claim.

    In this episode, we'll cover the following topics:

    One - What Is Loeys-Dietz Syndrome?

    Two - Social Security’s Five-Step Sequential Evaluation Test

    Three - Daily Life, Limitations, and Disability Considerations

    Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


    Listen to Our Sister Podcast:

    We have a sister podcast - Winning Isn't Easy: Long-Term Disability ®. Give it a listen: https://wiedisabilitypodcast.buzzsprout.com


    Resources Mentioned In This Episode:

    LINK TO YOUR RIGHTS TO SOCIAL SECURITY DISABILITY: https://mailchi.mp/caveylaw/your-rights-to-social-security-disability-benefits

    FREE CONSULT LINK: https://caveylaw.com/contact-us/


    Need Help Today?:

    Need help with your Social Security Disability claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

    Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

    Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

    20 min

About Winning Isn't Easy: Social Security ®

From the publisher's feed

Nancy L. Cavey, a seasoned attorney with over forty years of experience, explains the complex world of filing for Social Security Disability benefits. Filing for disability can be a confusing, life…