Wise and Shine

Are you leaving money on the table when it comes to your compensation? We tackle a challenge many Asians struggle with: negotiating your salary!

What you'll discover:

- The psychology behind why negotiating feels so difficult

- Strategic timing: when to ask for a raise (and when not to)

- How to document your achievements to build a bulletproof case

- Navigating difficult situations when your manager isn't your advocate

Featuring expert insights from:

- Souhila Keffi, Salary negotiation advisor and founder of the Pay Edge; a compensation specialist with 20 years of experience across various industries, most notably, US tech giant Amazon, Finance powerhouses like Franklin Templeton, AIA and Aomori Hewitt

- Nina Devouge, CEO & Founder of Elleuminate, and former HR professional who's been on the other side of the negotiation table

Don't miss these insider secrets from HR professionals who've been in the rooms where compensation decisions happen! Whether you're preparing for your annual review or considering a career move, this episode will equip you with practical strategies to confidently ask for what you deserve.

Tune in to transform your approach to salary conversations and take control of your financial future!

00:00 Intro

03:02 Why does salary negotiation feel uncomfortable for most people?

05:25 When should employees bring up salary negotiations?

11:14 What’s the best way to gather inside information on pay structures?

18:22 How do I negotiate a raise if my manager isn’t on my side?

24:28 How can I negotiate a pay raise outside of the annual review?

33:52 What’s the best way to handle a rejected pay raise request?

#negotiation #salary #career 

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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

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Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

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"Sometimes, life breaks you down to build you back stronger."

We sit down with Sylvia Chan, a remarkable woman who turned her darkest moments into a mission to inspire and empower others. From navigating a public divorce and professional setbacks to building a thriving travel content channel and coaching business, Sylvia’s journey is a testament to resilience, reinvention, and the power of community.

What to expect:

- How Sylvia transformed her pain into purpose after hitting rock bottom.

- The surprising lessons she learned from working with over 15 coaches (yes, 15!).

- Why she believes in the power of *abundance, collaboration, and community* for business growth.

- Her candid take on side hustles: Should they be profitable or just for fun?

- The importance of finding your tribe and building a support system that lifts you up.

"It’s not about how many times you fall—it’s about how you rise, rebuild, and thrive."

Whether you’re a jaded corporate professional, an aspiring entrepreneur, or someone searching for meaning in life’s chaos, Sylvia’s story will inspire you to take that leap of faith and create the life you deserve.

Available on all major podcast platforms. Don’t miss it!

00:00 Intro

01:53 How did you grow something part-time into something so big?

07:23 How did you find guidance during your transition?

11:04 How do I know if a coach is good?

14:50 What’s the price range for coaches?

16:09 What’s the key to choosing a profitable hustle?

21:55 What inspired you to make a community for people to launch their side hustle?

27:11 What would be your best advice for people who don't have time to start a side hustle?

35:52 Summary

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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

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Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists

Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

Hosted on Acast. See acast.com/privacy for more information.

Looking to level up your career in 2025?

Join us as we dive deep into the latest job market trends with two heavyweight guests:

- John Borneman - Country Manager of Hays Recruitment Singapore

- Natasha Wahap, Senior Manager, Employer Branding SAPMENA L'Oréal (South Asia Pacific, Middle East & North Africa)

Get insider perspectives from both sides of the hiring table as we explore:

- Which industries are actively hiring despite market uncertainties

- How the recruitment landscape has evolved in 2025

- Game-changing tips to make yourself more discoverable to recruiters

- The truth about job applications and what happens behind the scenes

Plus, our guests share surprising insights about CV length, salary negotiations, and a creative LinkedIn hack that could expand your network overnight.

Unpack these valuable insights to help you position yourself for success in today's job market. Tune in to discover why some traditional career advice might be outdated and what really catches a recruiter's eye in 2025.

Whether you're actively job hunting or planning your next career move, this episode is packed with practical strategies you won't want to miss.

00:00 Introduction

05:29 What skills do you need for change management roles?

07:59 How can mid-career professionals switch to change management?

10:08 Are there any non-negotiable traits employers want before skills?

12:48 What makes a candidate stand out to get headhunted?

14:45 How can you make your LinkedIn profile stand out?

20:13 Is it better to be a specialist or a generalist?

23:03 How do recruiters spot AI-generated resumes and identify real skills?

24:50 What’s the best way to negotiate a salary?

28:50 Does sharing your salary history hurt salary negotiations?

31:40 How do hiring managers decide who gets interviewed?

35:38 Is there really a shortage of talent or jobs?

---

Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

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Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists

Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

Hosted on Acast. See acast.com/privacy for more information.

Are you feeling stuck in your career? Wondering if it's time for a change but unsure where to start? Get ready for an unfiltered, no-sugarcoating conversation about navigating career switches that you absolutely cannot miss!

Dive into the real-world challenges of changing careers with two industry experts who've been in the trenches:

- John Borneman, Regional Director at Country Manager Hays Singapore

- Pierre Lim, Team Manager at Atomic Recruitment Singapore; a seasoned recruiter with 12 years of experience

We're talking about:

- The truth about career switches

- Navigating salary expectations

- Handling the competitive job market

- Strategies for upskilling

- Overcoming the fear of making a career move

From micro-learning to managing expectations, this episode is packed with practical advice that will challenge your thinking and inspire you to take action.

Think you know everything about career transitions? Think again. Tune in to hear the raw, honest insights that could change the trajectory of your professional life.

00:00 - Introduction

02:14 - How should I navigating a career switch in my early 30s, especially when the new industry's starting salary matches my current pay?

05:20 - What are the red flags I should avoid when switching careers? What recruiters consider as red flags?

08:00 - What should someone do if they want to switch to an AI-related job but don’t have the time to learn new skills?

11:40 - If someone has learned some skills for a career switch but isn’t fully qualified, should they still apply for jobs?

15:40 - What if someone successfully switches careers but then regrets the switch?

20:20 - Is there ever a good or bad time to make a career move, considering economic factors?

22:57 - Are there fewer jobs now compared to two to three years ago?

23:45 - Has AI significantly impacting job availability in Singapore?

25:55 - What would be the advise in a competitive market for switching and upscaling should they focus on?

27:35 - How can someone find time to interview for new jobs while still working full-time?

30:10 - What should someone do if they are stuck in a role with no career progression?

33:00 - How can I switch careers without upsetting my mentor or boss?

34:39 - Is it good to staying in same function but moving to bigger competitor?

35:30 - Does frequently moving to different competitors in the same industry make someone look disloyal?

---

Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

[Connect with us]

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Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists

Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

Hosted on Acast. See acast.com/privacy for more information.

Looking for a natural way to combat stress and burnout in your corporate life? We dive into the fascinating world of forest bathing with two special guests:

- Kevin Cottam, PCC, Leadership Coach, Author - A global nomad, professional speaker, and pioneer of the nomadic mindset

- Brenda Tan, Emotional & Mental Wellness Coach - An emotional and mental wellness coach bringing wellness to corporations and individuals

This episode explores:

- The surprising origins of forest bathing and its scientifically-proven benefits

- How this practice is helping busy professionals find calm in Singapore's urban jungle

- Why slowing down might actually be the key to moving faster in your career

- The unexpected connection between nature and leadership development

From remarkable success stories to practical tips, our guests share how this Japanese-inspired practice is transforming lives in unexpected ways. Whether you're a stressed executive, a curious nature lover, or someone looking for a new way to find balance, this episode offers valuable insights into an accessible practice that might just change how you view your relationship with nature and yourself.

Join us as we discover why some of Singapore's busiest professionals are choosing to unplug and step into the forest. The answers might surprise you.

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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

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[Connect with us]

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Newsletter: https://rebrand.ly/TFC-Newsletter

Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists

Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

Hosted on Acast. See acast.com/privacy for more information.

Curious about how the National Trades Union Congress (NTUC) stays relevant in today's evolving workforce? Join us on Wise & Shine as we explore the modern labour movement with special guest Miss Yeo Wan Ling, Member of Parliament and Assistant Secretary-General, NTUC.

Episode Highlight:

- How the National Trades Union Congress (NTUC) has evolved beyond its traditional blue-collar roots

- The changing landscape for PMEs (Professionals, Managers, and Executives)

- Support systems and protections you might not know about

- Navigating career transitions in today's dynamic job market

- New initiatives for platform workers and freelancers

Whether you're a fresh graduate, mid-career professional, or considering a career switch, this episode offers valuable insights into how Singapore's largest labour movement is adapting to support today's workforce.

Tune in as we unpack these topics with MP Yeo Wan Ling, and discover why NTUC might be more relevant to your career than you think.

01:25 - How is NTUC relevant to today’s workforce compared to previous generations?

09:43 - How does the union support individual members when their employer isn’t unionised?

12:34 - How can employees facing ageism seek NTUC’s support for issues like unfair termination?

16:50 - How does NTUC assist employees impacted by layoffs, especially caregivers with dependents?

18:45 - What are your thoughts on young workers struggling with callbacks and shifting industries?

25:35 - Elaborate on NTUC’s support for platform workers transitioning from traditional careers?

29:28 - Does representation cover local platform workers or also freelancers on sites like Fiverr?

33:43 - Is NTUC a safety net for PMEs and platform workers amid rising costs of living?

36:06 - Should non-unionised white-collar workers join NTUC, and what are the benefits?

---

Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

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Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists

Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

Hosted on Acast. See acast.com/privacy for more information.

We dive deep into mastering leadership and workplace dynamics with our distinguished guest who brings unique insights from both public service and corporate leadership roles:

- MP Yip Hon Weng, Member of Parliament, Yio Chu Kang SMC and current leader in human capital strategies at Temasek

Key discussion points:

• The art of setting and communicating KPIs effectively

• Managing work-life priorities in today's evolving workplace

• Leadership strategies that actually work

• The future of flexible work arrangements

• Practical insights from someone who's led teams across multiple sectors

Whether you're a new manager trying to find your footing or an experienced leader looking to adapt to changing workplace dynamics, this episode offers valuable perspectives on modern leadership challenges.

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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

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Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists

Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

Hosted on Acast. See acast.com/privacy for more information.

Curious about why your office job seems to be expanding more than just your career? We dive into shocking statistics about weight gain among Singapore's corporate warriors. Join us and Dr Arun Jayaraj as we explore:

- The surprising connection between your desk job and your waistline

- Why your university weight might be more than just a nostalgic number

- How your daily commute could be sabotaging your health goals

- The truth about workplace habits that are silently adding kilos

Featuring expert insights on corporate wellness and practical solutions for busy professionals, this episode reveals why 60% of Singaporean workers are experiencing significant weight changes in their early career years.

Whether you're a fresh graduate or a seasoned professional, this conversation about workplace wellness, nutrition decisions, and the science behind corporate weight gain is one you can't afford to miss.

Tune in to discover how to take control of your health while building your career – your future self will thank you.

What to expect;

02:48 - Why do many of us start gaining weight after entering the workforce?

07:04 - How do you help clients overcome habits like stress and comfort eating?

09:29 - How do you help clients prioritize long-term health over cravings?

10:50 - What are reliable sources for learning about building healthy habits?

15:48 - What’s your take on most Singaporeans gaining 3kg annually in their first 8 working years?

24:52 - Can you explain the science behind protein intake and its effect without exercise?

26:23 - How does protein convert to glycogen or fat despite being a different macronutrient?

27:41 - How can professionals use a calorie deficit to address weight gain?

34:17 - What’s your view on intermittent fasting versus a calorie deficit, is IF necessary or overhyped?

39:05 - What encouragement would you offer to help people overcome barriers to health screening?

---

Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

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Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

Hosted on Acast. See acast.com/privacy for more information.

Join us as we dive into the art of making a great impression at work, especially with your new boss (or as a new boss!).

Highlights:

• Why first impressions matter and common pitfalls to avoid
• The delicate balance between standing out and fitting in
• Cultural nuances that can make or break your success

Special Guests:

• Stanley - Partnership Director @ Seconds Media, Business Advisory @ Socialjet & DANAMIC Currently juggling 4 jobs and multiple client relationships
• Henry Suryawirawan – Host of Tech Lead Journal Podcast, the biggest tech podcasts

Tune in to discover insider perspectives from both managers and employees on what actually works (and what definitely doesn't) when it comes to impressing the right people at work. Whether you're starting a new role or welcoming a new boss, this episode gives you practical strategies to navigate these critical professional relationships successfully.

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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

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Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

Hosted on Acast. See acast.com/privacy for more information.

Behind closed doors: What REALLY happens during performance reviews? From formal auditorium presentations to 360-degree feedback systems, industry leaders spill the tea on how different companies handle performance evaluations.

Key Highlights:

- Learn what exactly are bosses looking for during a performance review and how can you prepare to ensure you receive constructive feedback

- Get the most out of your performance review

- Handle feedback effectively

- Strategies for both introverts and extroverts

- The role of managers and HR systems

- Real workplace examples and experiences

Special Guests:

• Nurul Jihadah Hussain - Career coach at nuruljihadah.com and Founder of The Codette Project

• Judson Teo - Group Head of Marketing, BLOCK71

Whether you're a manager conducting reviews or an employee preparing for one, this episode offers valuable insights to help you succeed in your next performance evaluation.

Tune in to hear candid discussions, workplace stories, and practical tips from both sides of the review table! 🎧

4:52 What tone works best for effective performance reviews?

13:35 How can introverts prepare for performance evaluations?

26:18 What helps align personal and organizational priorities?

31:03 How can women balance caregiving and career during reviews?

42:50 What’s the best way to handle bad reviews constructively?

---

Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

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Newsletter: https://rebrand.ly/TFC-Newsletter

Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

Hosted on Acast. See acast.com/privacy for more information.