The divorce is final. The assets have been divided. Now what?

In this episode of Women, Wealth & What Matters, Tracy Byrnes takes on the financial decisions that begin after the settlement is signed.

Inspired by a conversation between entrepreneur Emma Grede and divorce attorney Laura Wasser, Tracy shares five things she would want to discuss with a woman sitting across the table from her after divorce: why you shouldn't rush to invest a settlement, why a $1 million house isn't the same as a $1 million portfolio, what to do with the investments you received, and how to rebuild the financial infrastructure of your life.

Most importantly: You can delegate the work. Don't abdicate the decisions.

Because getting control of your assets is one thing. Knowing what to do with them is another.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at [email protected]!

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Is AI a bubble? Are you more concentrated than you realize? Will the midterms shake up the market? And is a correction coming?

These are some of the top questions investors are asking right now, so Tracy Byrnes tackles them head-on.

Drawing on her experience as both a financial journalist and financial advisor, Tracy explains what a bubble actually is, why diversification may not be as diversified as you think, what history tells us about midterm elections and market corrections, and why the answers change as you get closer to retirement. 

Because the goal isn't to predict what the market will do next.

It's to have a plan for whatever it does.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at [email protected]!

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Your student-athlete just got an NIL deal. Now what?

NIL stands for Name, Image and Likeness, and it allows student-athletes to earn money from things like endorsements, social media posts, appearances, camps and sponsorships.

But with that opportunity comes taxes, contracts and some very real financial decisions.

In this episode of Women, Wealth & What Matters, we break down five things every student-athlete and parent should understand about NIL, including what to know before signing a contract, how to handle the money, and when it may be time to bring in professional help.

The NIL deal may be temporary, but the financial habits your child learns from it can last a lifetime.

Sources & Resources

• New York Life Investment Management, Unlocking Opportunity in the NIL Era
• NCAA, Name, Image and Likeness Resources
• IRS, Name, Image and Likeness Income
• Opendorse, Annual NIL Report
• New York Life Wealth Watch, survey on the financial impact of youth sports
• The Lebenthal Report, NIL discussion with Leda Zukowski of New York Life

Hosted by Tracy Byrnes, MBA, CDFA
Vice President, Women & Investing, Lebenthal Global Advisors

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at [email protected]!

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What's the best financial advice you've ever received... or wish you had? I recently asked my clients that question.

In this episode, I'm sharing five of the most memorable stories, along with the lessons behind them. From first paychecks and 401(k)s to raising children, making emotional money decisions, and building lasting financial habits, these are timeless reminders that can help all of us make smarter financial choices.

My hope is that one of these stories stays with you, so years from now, you won't find yourself saying, "I wish someone had told me."

Hosted by Tracy Byrnes, MBA, CDFA
Vice President, Women & Investing, Lebenthal Global Advisors

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at [email protected]!

Follow us on:

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Instagram: @TracyByrnesWealth

None of us like thinking about our parents getting older, but avoiding these conversations won't make them easier.

In this episode, Tracy shares five important questions every adult child should ask before a crisis. From legal documents and beneficiary designations to healthcare wishes and family expectations, these conversations can help your family avoid confusion, conflict, and unnecessary stress.

Start the conversation today, because the best financial plan in the world only works if the people you love know where to find it.

Hosted by Tracy Byrnes, MBA, CDFA
Vice President, Women & Investing, Lebenthal Global Advisors

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at [email protected]!

Follow us on:

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Instagram: @TracyByrnesWealth

Summer has a way of slowing us down -- just enough to have the conversations we avoid all year.

In this episode of Women, Wealth and What Matters, Tracy Byrnes shares five money conversations worth having before summer ends: Conversations with yourself, your partner, your parents, your adult children, and your financial advisor.

Do you actually know where everything is? What happens if one partner is suddenly alone? Do your parents have a plan? What do your adult children expect from you financially? And perhaps most importantly, are you actually on track?

And because Tracy is also WSET Level 3 certified, she sprinkles in a little Rosé knowledge along the way.

Whether you’re pouring Rosé, sparkling water, iced tea, or whatever feels like summer to you, the important part isn’t what’s in the glass.

It’s the conversation.

Listen now, and share this episode with someone you love. Better yet, grab something cold to drink and start one of these conversations.

Hosted by Tracy Byrnes, MBA, CDFA
Vice President, Women & Investing, Lebenthal Global Advisors

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at [email protected]!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

We're halfway through the year, and it's been anything but boring.

War headlines. Oil spikes. Inflation fears. A new Fed Chair. The SpaceX IPO. AI mania.

But what does any of it actually mean for your money?

In this episode of Women, Wealth & What Matters, Tracy Byrnes breaks down the biggest stories of the year so far and explains what investors should be paying attention to, what they can safely ignore, and how to navigate the second half of the year with confidence.

You'll learn:

·      Why markets often rise despite scary headlines

·      How oil prices impact your wallet

·      What the new Fed Chair Kevin Warsh and the Fed mean for interest rates

·      The real lesson behind the SpaceX IPO

·      Why investor behavior may be the biggest risk of all

Plus, a simple mid-year financial checklist to help you stay on track.

Because successful investing isn't about predicting the future.

It's about being prepared for it.

Hosted by Tracy Byrnes, MBA, CDFA
Vice President, Women & Investing, Lebenthal Global Advisors

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at [email protected]!

Follow us on:

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Instagram: @TracyByrnesWealth

You got the diploma. 

You got the job.

Now what?

In this episode of Women, Wealth & What Matters, Tracy Byrnes breaks down the financial lessons most graduates never learn in college, including:

·      How to fill out a W-4 and understand your paycheck

·      Why a 401(k) match is free money

·      Whether a Traditional or Roth 401(k) makes more sense

·      How an HSA can become a powerful long-term savings tool

·      Why every graduate needs an emergency fund and good credit

·      The investing habit that can potentially add hundreds of thousands of dollars to your future wealth

Whether you're a recent graduate or the parent of one, this episode is packed with practical advice explained in plain English.

Because financial success isn't about being perfect.

It's about getting started.

 One smart decision at a time.

Hosted by Tracy Byrnes, MBA, CDFA
Vice President, Women & Investing, Lebenthal Global Advisors

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at [email protected]!

Follow us on:

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Instagram: @TracyByrnesWealth

The Most Dangerous Words in Marriage: “He Handles It”

What happens when a smart, capable, educated woman slowly stops participating in her own financial life?

Inspired by the conversations surrounding Strangers by Belle Burden, this episode is not about fear, blame, or expecting the worst.

It is about awareness.

In this deeply personal and practical episode, Tracy Byrnes shares the five financial truths every woman should understand before she ever needs them, including:

·      Why every woman needs to know her numbers

·      The importance of maintaining your own financial identity

·      How titling assets can change ownership rights

·      Why couples need regular “money dates”

·      And why building your financial team before a crisis matters

This episode explores the emotional side of money, marriage, trust, independence, and participation -- without jargon, shame, or fear tactics.

Because financial independence is not about preparing for divorce.

It is about confidence.

It is about understanding your options.

And it is about making sure no woman ever feels lost in her own financial life again.

Hosted by Tracy Byrnes, MBA, CDFA
Vice President, Women & Investing, Lebenthal Global Advisors

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at [email protected]!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

Everyone talks about Roth IRAs like they’re magic — but few people explain what they actually are, who they’re best for, and when they make sense.

In this episode, we break down the Roth IRA in plain English: how it works, why it was created, who it benefits most, and the key rules you need to know before contributing.

We cover:

• What a Roth IRA is — and why it’s named after Senator William Roth
• 2026 Roth IRA contribution limits and income phaseouts
• Why earned income matters
• The difference between a Roth IRA, Traditional IRA, Roth 401(k), and Traditional 401(k)
• Why Roth 401(k)s can be useful for higher earners
• What a backdoor Roth is — and why it is not a DIY loophole
• Why Roth IRAs can be powerful for young earners, women with changing income paths, and long-term tax planning
• How Roths can help with retirement flexibility, estate planning, and tax diversification

A Roth IRA is not right for everyone — but understanding how it works can help you make smarter decisions about your future.

Because it’s not just about saving for retirement.

It’s about giving your future self options.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at [email protected]!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth