Why do most OFWs struggle to experience financial freedom despite earning a lot of money?

I sit down with Singapore-based Executive Wealth Manager Rico Desengaño , who transformed years of overseas sacrifice into financial freedom. In this eye-opening conversation, we tackle the real retirement struggles facing Filipino overseas workers and practical strategies to overcome them.

Listen to the podcast on Spotify: https://open.spotify.com/show/4wHyOEe7WVoZm07GA1oDHG

Do you want to beat procrastination? Book a free productivity audit with me: https://meetings.hubspot.com/patrick-mabilog

Follow Rico on his socials:

Rico's Facebook: https://www.facebook.com/ricodesengano

Rico's Instagram: https://www.instagram.com/ricodesengano/

Rico's TikTok: https://www.tiktok.com/@ricodesengano

Check out Rico's website: https://ricodesengano.com/

Do you feel like you're living in back-to-back meetings with nothing to show for it?

In this episode, I break down my exact system for reducing meeting overload without missing important conversations or opportunities.

You'll discover:

• The hidden productivity cost of excessive meetings (hint: it's more than just the time spent in them)
• My 5-step meeting reduction framework that saved me 9+ hours every single week
• The "meeting tax" system that forces prioritization of your calendar
• How to implement the 15-minute default rule (and why it works so well)
• The exact scripts I use to decline meetings without burning bridges

Links: 

Get a FREE time freedom assessment with me: https://meetings.hubspot.com/patrick-mabilog

Join my free community: https://nas.io/freedom-formula-community

What do we really want out of life? More money, power, success? Or do we just want more freedom? 

I share my two cents on what true freedom looks like, the myths we believe about freedom, and the three types of freedom we should pursue if we want to live happier more meaningful lives. 

Let's dive in!

Links: 

Listen to the audio podcast version: https://open.spotify.com/show/4wHyOEe7WVoZm07GA1oDHG

Get a FREE time freedom assessment with me: https://meetings.hubspot.com/patrick-mabilog

Join my free community: https://nas.io/freedom-formula-community

In this video, we dive into the essential skills of setting boundaries, learning to say “no,” and managing toxic relationships.

If you're feeling overwhelmed by people who drain your energy or just want to create healthier dynamics in your life, this video is for you.

📞 Do you want to beat procrastination? Book a free productivity audit with me: https://meetings.hubspot.com/patrick-mabilog

👥 Join our free community on Nas.io (Freebies inside): https://nas.io/freedom-formula-community

Why do we procrastinate? We think it's because we don't have discipline or lack the right tools. As important as these are, they won't work if you don't address this one issue. In a 2013 study, Dr. Pychyl and Dr. Sirois found that procrastination can be understood as “the primacy of short-term mood repair … over the longer-term pursuit of intended actions.”

📞 Do you want to beat procrastination? Book a free productivity audit with me: https://meetings.hubspot.com/patrick-mabilog

👥 Join our free community on Nas.io (Freebies inside): https://nas.io/freedom-formula-community

Do you feel like you’re a slave of your work calendar?In this podcast, I’ll share 5 powerful hacks to help you reclaim your time and finally have the freedom to focus on what truly matters. These are the exact strategies top entrepreneurs and high-performers use to work smarter, not harder.

📞 Do you want to beat procrastination? Book a free productivity audit with me: https://meetings.hubspot.com/patrick-mabilog

👥 Join our free community on Nas.io (Freebies inside): https://nas.io/freedom-formula-community

Do you ever put off tasks—not because you're lazy? It's frustrating when we stop being committed to a goal.

You're not alone. There's one thing that's killing your accountability to your goals and holding you back from being more productive. Dive in to learn what that one thing is and how to overcome it.

Atomic Habits Summary: https://patrickmabilog.com/atomic-habits-summary/

📞 Do you want to beat procrastination? Book a free productivity audit with me: https://meetings.hubspot.com/patrick-mabilog

👥 Join our free community on Nas.io (Freebies inside): https://nas.io/freedom-formula-community

Why do New Year's resolutions fail? In this episode, we dismantle the myths of New Year's resolutions and reveal effective strategies for real and lasting change in 2025.

📞 Do you want to beat procrastination? Book a free productivity audit with me: https://meetings.hubspot.com/patrick-mabilog

👥 Join our free community on Nas.io (Freebies inside): https://nas.io/freedom-formula-community

Ever find yourself feeling uneasy the second you close your laptop for a quick break, or worse, wracked with guilt when you dare to plan a vacation?

In this episode, we dive into why it’s so hard to step away from work without second-guessing ourselves and share some important strategies to overcome this feeling.

📞 Do you want to become more productive? Book a free productivity audit with me: https://meetings.hubspot.com/patrick-mabilog

👥 Join our free community on Nas.io (Freebies inside): https://nas.io/freedom-formula-community

You’ll never know when a colleague could take credit for your work. When it happens, it can be quite stressful.

In this episode, we talk about credit takers, why they take credit, and how you should respond to them.

📞 Do you want to become more productive? Book a free productivity audit with me: https://meetings.hubspot.com/patrick-mabilog

👥 Join our free community on Nas.io (Freebies inside): https://nas.io/freedom-formula-community