Greetings. In episode 15, From Debt to Destiny™️, our cohosts go deep into how they personally dealt with the shame around debt and how they have helped others deal with it. Our destiny is evident in God’s promise to us, but debt can sometimes cripple us, keeping us from stepping into our destiny. Our cohosts, share what God thinks about debt through His Word. They also share some ways to start the process of getting out of debt. 

Join our co-hosts, Shay Cook & Vanessa McNelley, for more information and great tips on how to move From Debt to Destiny™️. Fun facts about Shay and Vanessa:

• Shay paid off $60K+ of student loans in less than 4 years
• Vanessa was Amy Schumer's stand-in for one of her movies

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Our podcast is proudly sponsored by Crusaders for Change, LLC (C4C) and hosted by our CEO and Founder, Mrs. Shay Cook. At C4C, we provide customized corporate financial wellness programs for businesses, government agencies, and nonprofit organizations. Our services are tailored to create happier, healthier, and more productive work environments. We also empower individuals and couples to overcome debt, improve their credit, boost savings, and more. Ready to learn more about how C4C can impact your life? Contact us today at https://www.crusaders4change.org/!

Schedule a Free 15-minute Clarity Call Today!

Comments, questions, or suggestions on topics? Email [email protected]

And, follow us on:
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Music by: Lamonte Silver - Owner of essentialmusicclub.com | Previously by ROA - roa-music.com

Greetings. In episode 14, we discuss “The Way to Wealth through Wise Counsel”. God wants to bless us abundantly, but do you believe God wants us to prosper in material wealth? What are some steps and principles for building wealth from the biblical perspective? Who should you turn to for wise counsel when you are ready to build wealth? We discuss all of this and more in this episode.

Our guest, Mr. Ryan Yarnell, is a friend and former employee/colleague of our cohost, Shay Cook. Ryan is a career advisor and an Accredited Financial Counselor® with 15+ years of experience assisting thousands of active duty and retired Service members, military spouses, and DoD civilian employees. He has a Bachelor’s degree in Marketing from Penn State University and a Master’s degree in Financial Planning from the University of Nebraska-Lincoln.

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Our podcast is proudly sponsored by Crusaders for Change, LLC (C4C) and hosted by our CEO and Founder, Mrs. Shay Cook. At C4C, we provide customized corporate financial wellness programs for businesses, government agencies, and nonprofit organizations. Our services are tailored to create happier, healthier, and more productive work environments. We also empower individuals and couples to overcome debt, improve their credit, boost savings, and more. Ready to learn more about how C4C can impact your life? Contact us today at https://www.crusaders4change.org/!

Schedule a Free 15-minute Clarity Call Today!

Comments, questions, or suggestions on topics? Email [email protected]

And, follow us on:
Facebook | Instagram | LinkedIn

Music by: Lamonte Silver - Owner of essentialmusicclub.com | Previously by ROA - roa-music.com

Good Day! Episode 13 is the 3rd and last of the 3-part series titled, Feelings of Failure in Finance. Facing your finances and/or YOURSELF, after a financial loss can be tough. In this episode, we discuss how to regain your confidence after a financial loss. Plus, we discuss changing the conversation around financial fears. Knowing feelings of shame and embarrassment can be attached to ALL of this, we discuss knowing when it is the right time to reach out for help. 🤲

Join our co-hosts, Shay Cook & Vanessa McNelley, for more information and great tips on how to move forward from Feelings of Failure in Finances. Fun Facts about Shay and Vanessa: 

• Shay has a 21-year-old daughter in college and an English Bulldog named Titan. 🐶
• Vanessa has traveled to 50 countries and has a Pug named Julia Child. 

Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those who are ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org.

Schedule a Free 15-minute Clarity Call Today!

If the transcript is not available in your podcast directory, please visit our podcast webpage to view it. 

Send us a text

💸⛪🕍📿💵

Our podcast is proudly sponsored by Crusaders for Change, LLC (C4C) and hosted by our CEO and Founder, Mrs. Shay Cook. At C4C, we provide customized corporate financial wellness programs for businesses, government agencies, and nonprofit organizations. Our services are tailored to create happier, healthier, and more productive work environments. We also empower individuals and couples to overcome debt, improve their credit, boost savings, and more. Ready to learn more about how C4C can impact your life? Contact us today at https://www.crusaders4change.org/!

Schedule a Free 15-minute Clarity Call Today!

Comments, questions, or suggestions on topics? Email [email protected]

And, follow us on:
Facebook | Instagram | LinkedIn

Music by: Lamonte Silver - Owner of essentialmusicclub.com | Previously by ROA - roa-music.com

Howdy! Episode 12 is the 2nd of a 3-part series titled, Feelings of Failure in Finances. We continue to dig deeper into a topic many keep to themselves and/or feel shame around - FAILURE IN FINANCES! During this episode, we talk about how setbacks are a part of life and how to separate our shortcomings from believing we are a failure. We also discuss how to overcome feelings of failure from outside influences. Lastly, we provide tips on how to bounce back from failure. 👏

Our amazing guest, Melissa Parsons, is a friend and former church women’s group leader of our cohost, Shay. As a podcaster herself, Melissa imparts her wisdom and knowledge to transform mindsets by teaching her audience how to choose and control their thoughts. She motivates her audience to take control of their thinking and make lasting changes in order to build a solid foundation of self-awareness, and healthy emotional balance. Check out her podcast, The Lounge Chair, today. 

Send us a text

💸⛪🕍📿💵

Our podcast is proudly sponsored by Crusaders for Change, LLC (C4C) and hosted by our CEO and Founder, Mrs. Shay Cook. At C4C, we provide customized corporate financial wellness programs for businesses, government agencies, and nonprofit organizations. Our services are tailored to create happier, healthier, and more productive work environments. We also empower individuals and couples to overcome debt, improve their credit, boost savings, and more. Ready to learn more about how C4C can impact your life? Contact us today at https://www.crusaders4change.org/!

Schedule a Free 15-minute Clarity Call Today!

Comments, questions, or suggestions on topics? Email [email protected]

And, follow us on:
Facebook | Instagram | LinkedIn

Music by: Lamonte Silver - Owner of essentialmusicclub.com | Previously by ROA - roa-music.com

Hello Beautiful People! Episode 11 is the first of a 3-part series titled, Feelings of Failure in Finances. We wanted to dig deeper into a topic many keeps to themselves and/or feel shame around - FAILURE IN FINANCES! During this episode, we discuss why you or I may have a hard time dealing with failure within finances. We also discuss how bad decisions around money can be valuable lessons. Furthermore, we talk about ways our Faith has helped us and can help you overcome or deal with feelings of failure in finances. 🙏

Join our co-hosts, Shay Cook & Vanessa McNelley, for more information and a great episode. Fun Facts about Shay and Vanessa: 

• Shay used to play the clarinet and loves to dance to Gospel, R&B, HipHop, Pop, and Alternative Rock. 
• Vanessa has traveled to 50 countries and has a Pug named Julia Child. 

Send us a text

💸⛪🕍📿💵

Our podcast is proudly sponsored by Crusaders for Change, LLC (C4C) and hosted by our CEO and Founder, Mrs. Shay Cook. At C4C, we provide customized corporate financial wellness programs for businesses, government agencies, and nonprofit organizations. Our services are tailored to create happier, healthier, and more productive work environments. We also empower individuals and couples to overcome debt, improve their credit, boost savings, and more. Ready to learn more about how C4C can impact your life? Contact us today at https://www.crusaders4change.org/!

Schedule a Free 15-minute Clarity Call Today!

Comments, questions, or suggestions on topics? Email [email protected]

And, follow us on:
Facebook | Instagram | LinkedIn

Music by: Lamonte Silver - Owner of essentialmusicclub.com | Previously by ROA - roa-music.com

Welcome Back! In Episode 10, Building Balance and a Budget, we discuss why balance should be a priority in our lives, how budgeting can be a part of our wellness, and what an imbalance in our finances can lead to. We also share what you can put into practice to change the scales of balance in your life. ⚖️

We are grateful to our wonderful guest, Dr. Juanita Warren, who provided wisdom, great insight, and solid advice during this episode. Dr. Warren is an Accredited Financial Counselor® and virtual financial coach dedicated to meeting singles, couples, and families where they are, helping them to establish a strong financial foundation, navigate their financial goals and perpetuate positive financial wellness.

A grateful wife and gracious daughter, Dr. Warren is the owner of Chaplaincy Services and Consulting, Inc. and the founder of Platinum Senior Concierge, Inc., a 501(c)(3) elderly advocacy organization. She and her family reside in Atlanta, GA.

Send us a text

💸⛪🕍📿💵

Our podcast is proudly sponsored by Crusaders for Change, LLC (C4C) and hosted by our CEO and Founder, Mrs. Shay Cook. At C4C, we provide customized corporate financial wellness programs for businesses, government agencies, and nonprofit organizations. Our services are tailored to create happier, healthier, and more productive work environments. We also empower individuals and couples to overcome debt, improve their credit, boost savings, and more. Ready to learn more about how C4C can impact your life? Contact us today at https://www.crusaders4change.org/!

Schedule a Free 15-minute Clarity Call Today!

Comments, questions, or suggestions on topics? Email [email protected]

And, follow us on:
Facebook | Instagram | LinkedIn

Music by: Lamonte Silver - Owner of essentialmusicclub.com | Previously by ROA - roa-music.com

Good Day! Episode 9, Goals to Get Going, it’s all about one of our favorite “G” words - GOALS. We talk about why financial goal-setting is important. Plus, we answer the question, should our efforts be for God’s purpose for us or for our own desire? Furthermore, we discuss how to overcome feelings of giving up, working on personal goals, AND seeking wise counsel to accomplish our goals. 

Our amazing guest is Andre (AJ) Torrez. He is a life coach, Soldier, mentor, fitness trainer, and owner & founder of Living Fully Fit. He holds a Bachelor of Divinity Degree in Youth Ministry from Colorado Christian University. Additionally, AJ is a certified Mental Resiliency Trainer with Comprehensive Soldier & Family Fitness and a certified personal trainer with National Strength and Conditioning Association. His passion is God, his kids, and helping others find their potential through balance and overall wellness. 

Send us a text

💸⛪🕍📿💵

Our podcast is proudly sponsored by Crusaders for Change, LLC (C4C) and hosted by our CEO and Founder, Mrs. Shay Cook. At C4C, we provide customized corporate financial wellness programs for businesses, government agencies, and nonprofit organizations. Our services are tailored to create happier, healthier, and more productive work environments. We also empower individuals and couples to overcome debt, improve their credit, boost savings, and more. Ready to learn more about how C4C can impact your life? Contact us today at https://www.crusaders4change.org/!

Schedule a Free 15-minute Clarity Call Today!

Comments, questions, or suggestions on topics? Email [email protected]

And, follow us on:
Facebook | Instagram | LinkedIn

Music by: Lamonte Silver - Owner of essentialmusicclub.com | Previously by ROA - roa-music.com

Welcome Back! In Episode 8, Discipline to Deal with Debt, we discuss how debt enslaves us as a people. We also discuss how all debt isn't bad. We go even deeper into how the stronghold of debt keeps us from serving God and what scripture says about all of this. With our wonderful guest, Dr. Anthony Morris, we share what we can put into daily practice to pay off our debt. 

Dr. Anthony Morris, like previous guests Ms. Berenstain and Dr. Muhammad, worked with our host, Shay, at the former Walter Reed Army Medical Center. Now, he is the Pastor and founder of Restoration Life Ministries. This ministry's focus is on restoring people back to God through His word. It is their belief that the only way to change the narrative of your life story is through the word of God.

Send us a text

💸⛪🕍📿💵

Our podcast is proudly sponsored by Crusaders for Change, LLC (C4C) and hosted by our CEO and Founder, Mrs. Shay Cook. At C4C, we provide customized corporate financial wellness programs for businesses, government agencies, and nonprofit organizations. Our services are tailored to create happier, healthier, and more productive work environments. We also empower individuals and couples to overcome debt, improve their credit, boost savings, and more. Ready to learn more about how C4C can impact your life? Contact us today at https://www.crusaders4change.org/!

Schedule a Free 15-minute Clarity Call Today!

Comments, questions, or suggestions on topics? Email [email protected]

And, follow us on:
Facebook | Instagram | LinkedIn

Music by: Lamonte Silver - Owner of essentialmusicclub.com | Previously by ROA - roa-music.com

Aloha! In Episode 7, Family Fears and Finances, we talk about how family dynamics influence feelings and beliefs, and affect your decisions around money. We also discuss how feelings of shame, guilt, and fear we experience in our childhood can carry into adulthood. Lastly, we discuss how to heal from this past family trauma and shame. 

Our guest in this episode is none other than Robin Berenstain. Back in the day our host, Shay Cook, met and worked with Robin at the former Walter Reed Army Medical Center. She has worked with children and families for 5 decades. For the last 30+ years, she’s been a Child and Family Therapist. One of the greatest joys of her life was raising her daughter. She resides in the beautiful state of Hawaii. 🌺

Send us a text

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Our podcast is proudly sponsored by Crusaders for Change, LLC (C4C) and hosted by our CEO and Founder, Mrs. Shay Cook. At C4C, we provide customized corporate financial wellness programs for businesses, government agencies, and nonprofit organizations. Our services are tailored to create happier, healthier, and more productive work environments. We also empower individuals and couples to overcome debt, improve their credit, boost savings, and more. Ready to learn more about how C4C can impact your life? Contact us today at https://www.crusaders4change.org/!

Schedule a Free 15-minute Clarity Call Today!

Comments, questions, or suggestions on topics? Email [email protected]

And, follow us on:
Facebook | Instagram | LinkedIn

Music by: Lamonte Silver - Owner of essentialmusicclub.com | Previously by ROA - roa-music.com

Howdy! In Episode 6, Self Control & Spending, we define self-control and how we can apply it to our lives. Is overspending a lack of self-control and how does it affect our relationship with God and our personal lives? Another great question our hosts and guests weigh in on during this episode. They also share some ways to resist the temptation of overspending.  

Our married guests, David & Clara Hinckley, have amazing backgrounds and experiences. They met in the fall of 1988 and were married 6 months later. In 1989, they were blessed with their first child, a boy, and had 2 girls later on. They have been married for 33 years. 

David was born in the state of Idaho. He graduated from Brigham Young University with a B.S. in Electronic Engineering. David was called to and served a mission for 2 years in New Zealand that he saved his own money to pay for. to serve a 2-year religious mission. David is currently working on his own business project/venture and has mostly worked in IT in software development as a Software Engineer.

Clara was born in Portugal and her childhood was mostly in Mozambique. Due to the revolution and civil war, in late 1978 she was sent to live with my maternal grandparents in the south of Portugal. She moved to the US at the age of 18 for college in Rexburg Idaho. She has B.S. in Psychology from the University of Utah, a Master's in Social Work from Brigham Young University, and also a Master's in Clinical Neuropsychology from the University of Salamanca. Currently, Clara works as a Military and Family Life Counselor. Her assignments are unaccompanied and are currently on assignment in the UK and her husband is currently in Portugal.  

Send us a text

💸⛪🕍📿💵

Our podcast is proudly sponsored by Crusaders for Change, LLC (C4C) and hosted by our CEO and Founder, Mrs. Shay Cook. At C4C, we provide customized corporate financial wellness programs for businesses, government agencies, and nonprofit organizations. Our services are tailored to create happier, healthier, and more productive work environments. We also empower individuals and couples to overcome debt, improve their credit, boost savings, and more. Ready to learn more about how C4C can impact your life? Contact us today at https://www.crusaders4change.org/!

Schedule a Free 15-minute Clarity Call Today!

Comments, questions, or suggestions on topics? Email [email protected]

And, follow us on:
Facebook | Instagram | LinkedIn

Music by: Lamonte Silver - Owner of essentialmusicclub.com | Previously by ROA - roa-music.com