Your Financial Plan-It

Are you or someone you know at the beginning of your financial journey?

At Synergy, we recognize that you may need different services at different stages of your life and career. We match your financial needs through the various chapters of your life by offering support at the Build, Grow, Enjoy and Give stages of life.

Firstly, we start with the build stage which Synergy advisors Jordann Andrusiak, CFP® and Brennan Ifkovits will be discussing within this latest podcast episode:

Topics of discussion include:

-What is the build stage of life?

-How do we begin to build out a plan?

-Identifying S.M.A.R.T goals

-Developing your plan further with actionable steps

- Importance of a team to monitor and develop your plan over time

-Adapting to change and navigating life’s events

The Synergy Capital Solutions team is interested in serving as your partner, working alongside you to transform your goals and vision into a solid financial plan that helps you realize your dreams. Call us today at 888-363-4546. We’re ready to get started.

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

Join Synergy Capital Solutions Director of Investments Eric Nahat as he talks through the 2Q 2024 Recap & 3Q 2024 Outlook.

Some topics of discussion include:

Market Recap – Key Headlines From the Past Six Months

Stock Market – How Company Size is Shaping 2025 Returns

U.S. Sector Trends – 7 of 11 Sectors Posted Gains in 1Q 2025

Performance Drivers – Earnings Remain Strong, But Valuations Moderate

Interest Rates – Why Have Bond Yields Declined This Year?

Market Turbulence – Policy Uncertainty Has Increased Market Volatility

Sentiment Insights – Trends in Consumer and CEO Survey Data

Economic Dashboard – Takeaways from Four Key Metrics

Long Term Perspective – Market Volatility is a Normal Part of Investing

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

The Importance of Women Leading Their Financial Journey | Women in Financial Planning

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

Join Synergy Capital Solutions Director of Investments, Eric Nahat, as he talks through the 3Q 2024 Recap & 4Q 2024 Outlook. Some topics of discussion include:

• Market Recap – 2024 Asset Class Performance

• Stock Market – What to Expect in the Third Year of the Bull Market

• Performance Drivers – Expectations for Earnings Growth in 2025

• Interest Rates – Comparing the Market’s & Fed’s Forecasts

• Inflation Update – Progress Stalls as Goods Deflation Slows

• Economic Trends – What’s Driving U.S. Economic Growth?

• Historical Perspective – Comparing the Economy in 2016 & 2024

• What to watch

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

In this episode of Your Financial Plan-It, Synergy Capital Solutions Advisors Alex Burns, CFP®, and Brennan M. Ifkovits share their tips for year-end planning and share how to prepare for 2025.

The end of the year can be a busy time for many, but it's important to take a moment to reset and realign your financial plan while planning ahead for the new year.

Topics of discussion include:

-Specific areas to look at within your plan before the year ends

-Planning for 2025 and what to prepare for

-Looking at how your goals translate to your plan

For personalized guidance tailored to your specific financial circumstances and goals, speak to one of our advisors at Synergy Capital Solutions to help you develop a comprehensive budgeting strategy aligned with your objectives.

synergycapitalsolutions.com

[email protected]

(888) 363-4546

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

The holiday season often leads to increased spending, which can significantly impact your bank balance, especially if you haven’t saved or planned for it. While you might think a January financial hangover is inevitable, it doesn’t have to be that way. Advance planning can help you avoid financial stress and fully enjoy this joyful time of year.

In this episode of Your Financial Plan-It, Synergy Capital Solutions Advisors Jordann M. Andrusiak, CFP®, and Kevin R. Keith, CRPC®, CRPS® share their tips for planning your spending and navigating your financial plan during the holiday season.

Topics of discussion include:

-The temptations of sales and ‘special offers’

-Exploring gift options – physical gifts, experiences or memories

-Planning and making lists for gifting, gatherings and holiday activities.

-Avoid the last-minute stress and panic buying

For personalized guidance tailored to your specific financial circumstances and goals, speak to one of our advisors at Synergy Capital Solutions to help you develop a comprehensive budgeting strategy aligned with your objectives.

synergycapitalsolutions.com

[email protected]

(888) 363-4546

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

Join Synergy Capital Solutions Director of Investments Eric Nahat as he talks through the 3Q 2024 Recap & 4Q 2024 Outlook. Some topics of discussion include:

• Market Recap – Timeline of Key Events in 2024
• Interest Rates – Federal Reserve Cuts Rates by -0.50%
• Path Forward – How much could rates be cut by?
• Economic Trends – Watching Interest Rate Sensitive Industries
• Historical Perspective – How Does the S&P 500 Perform During Rate Cuts?
• Labor Markets – Weakening, but Not Weak by Historical Standards
• What We’re Monitoring – Number of Companies Mentioning “Recession”
• Presidential Election – Staying Invested vs. Choosing Sides

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

Join Synergy Capital Solutions advisors Eric Nahat and Alex Burns, CFP® as they discuss investing through election years.

Topics of discussion include:

• Why its important to stay invested during election years
• Historical data which shows that it is much more impactful to stay invested than to try and time the markets
• How we approach election years in our plans looking at the long-term solutions

The Synergy Capital Solutions team provides a full suite of wealth management solutions that can help individuals and families reach their financial goals. Call us today at 888-363-4546 or email us at [email protected]. We’re ready to get started.

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

Join Synergy Capital Solutions advisors M. Alex Burns, CFP® and Caryn Fields, CFP® as they discuss planning for your legacy.

Topics of discussion include:

• The 2017 Tax Cuts and Jobs Act

• What the upcoming changes mean for our clients

• Importance of your plan and selecting which professionals to work with

• Three things you can do now to define your legacy

• The importance of working with your professionals to have all your pieces in place

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.