Your Financial Plan-It

Join Synergy Capital Solutions team member Eric Nahat as he talks through the 3Q 2023 market recap and 4Q 2023 outlook. Some topics of discussion include:

• Google search trends
• Historic market events
• Time in the market
• Interest rates
• Bond market

To read more on the 3Q market recap and 4Q recap, read the latest blog post on our website or reach our to the Synergy Capital Solutions team.

Join Synergy Capital Solutions advisors Sarah Zvekan and Alex Burns as they discuss their certified financial planner certification experience.

For 50 years, CERTIFIED FINANCIAL PLANNER™ certification has been the standard of excellence for financial planners. CFP® professionals have met extensive training and experience requirements and commit to CFP Board's ethical standards that require them to put their clients' interests first.

Congratulations to Sarah who recently passed her CFP exam!

During this podcase they will discuss:

• Their journey during the CFP® process

• What the CFP® process is

• How the certification impacts the service we deliver to our clients.

- Advice for anyone who is going through the CFP® process.

In this episode, Mark Burns, our CEO, and Alex Burns, an advisor and Director of Digital Solutions, will be discussing the multigenerational firm we have at Synergy Capital Solutions.

Topics of discussion include:

·  When Mark knew having a second generation in the team was an important asset to have.

·  Alex Burns' journey into Synergy Capital Solutions and working with the generation one advisors.

·  The benefits of a multiple generational firm for our clients.

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

Summary:

When it comes to short term investing, there are a number of uncertainties that come along with it that may allow for more issues to pop up versus if you take a long-term strategic approach. Sometimes, when going through turmoil, a heads up as well as a solid financial plan to fall back on just might be your saving grace to not jump at the chance to pull out based on your fears in the market.

In this episode, David Vallieres is joined by Eric Nahat to uncover the changes in the market since the beginning of the year, what that means for your portfolio and how you can go about understanding these changes while looking forward into the third quarter.

David Vallieres discusses,

●     How we approach investing through understanding the logic and the long-term benefits

●     Proactive versus reactive investing and how it can benefit your portfolio

●     How the market can currently be compared to prior shifts in history and how we can use that to determine the onset of where the market is headed

●     And more

Connect With David Vallieres:

●     David Vallieres

●     Synergy Capital Solutions

●     Email at: [email protected]

Connect With Eric Nahat:

●     LinkedIn: Eric Nahat

About Our Guest:

Eric Nahat holds dual roles working on implementation of client investment portfolios and managing client financial planning and asset-management relationships. As Director of the Synergy Investment Committee, Eric consults on the Synergy Strategy Portfolios with a focus on economic analysis and security selection.

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

Women now control about a third of the world's wealth and over half of the wealth in the United States. A lot has changed over the years and we want to take the time to recognize the work from generations of women.

In this episode, David Vallieres chats with Sarah Zvekan financial advisor at Synergy Capital Solutions about the importance of women in the financial industry, and the impacts that they have had. Sarah also talks about planning your taxes for charitable giving.

David and Sarah discuss:

●    Her observations as a woman in finance

●    Women in philanthropy

●    Tax planning for philanthropic and charitable giving

●    And more

Connect with David Vallieres:

●    David Vallieres

●    Synergy Capital Solutions

●    Email at: [email protected]

Connect With Sarah Zvekan:

●    LinkedIn: Sarah Zvekan

About Our Guest:

Sarah Zvekan delights in working hand in hand with clients in developing their goals that drive their long-term financial plan. Sarah enjoys helping clients organize their financial life to lessen their burden and stress. She has a high level of proficiency in the financial planning platforms that are used to serve clients and is consistently willing to leverage specialized tools to empower clients to accomplish their goals.

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

Tax season is on the horizon once again but, if you think about taxes all year round it doesn’t have to be such a burden at this particular time of year.

In this episode, David Vallieres speaks with Mark Burns, CFP®, CIMA®, chief executive officer and investment officer and Sarah Zvekan financial advisor at Synergy Capital Solutions. They discuss how to prepare for tax season, creating retirement plans that clients can be excited about, and the importance of investment planning.

Mark and Sarah discuss:

●     Building a stable cash flow plan for after retirement to mitigate risk

●     Creating retirement plans that are client oriented and help clients visualize an end goal

●     Investment planning and the importance in creating a diverse portfolio of well managed assets

●     Passing down your values and your wealth to your family through wealth transfer planning

●     And more

Connect with Mark Burns:

●     LinkedIn: Mark Burns

Connect With Sarah Zvekan:

●     LinkedIn: Sarah Zvekan

Connect with David Vallieres:

●     David Vallieres

●     Synergy Capital Solutions

●     Email at: [email protected]

About Our Guests:

Mark Burns began his financial services career in 1982 and quickly became a widely recognized advisor for Wells Fargo Advisors and its predecessor firms. Mark focuses on investment planning and consulting, in addition to overseeing the asset management process. He spearheads the Synergy Investment Committee which manages client portfolios on discretion using Synergy Strategy Portfolios. Mark believes continuing education enhances Synergy’s advisory services and investment strategies.

Sarah Zvekan delights in working hand in hand with clients in developing their goals that drive their long-term financial plan. Sarah enjoys helping clients organize their financial life to lessen their burden and stress. She has a high level of proficiency in the financial planning platforms that are used to serve clients and is consistently willing to leverage specialized tools to empower clients to accomplish their goals.

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

Summary:

The Secure Act 2.0 is a 1.7 trillion dollar package, some of the features of the plan are very confusing, complex and broad, which is why it is recommended you talk with your advisor.

In this episode, David Vallieres talks with Dr. Jeff Allen, CFP®, to dissect the features of the Secure Act 2.0 on a high level and how it can benefit you.

Dr. Jeff Allen discusses:

●      Potentially significant changes with charitable distributions

●      The larger catch up for retirement contributions

●      Student loan payment matches beginning in 2024

●      And more

Connect With David Vallieres:

●     David Vallieres

●     Synergy Capital Solutions

●      Email at: [email protected]

Connect With Dr. Jeff Allen:

●      LinkedIn: Jeff Allen

About Our Guest:

Dr. Jeff Allen is a retired physician working as a financial advisor for Physicians, Dentists and other successful professionals with an understanding of their unique objectives. He focuses on helping clients create financial freedom by creating a spending and investment plan to reach retirement goals. Additionally, he helps clients with college planning, investment management, insurance needs analysis and retirement planning.

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

Summary:

2022 threw just about every financial disruption it could at us. At this point, nothing should surprise us.

In this episode, David talks to Eric Nahat, Advisor & Director of the Investment Committee at Synergy Capital Solutions. Together they go over the events of the past year and look forward to 2023. They discuss the state of the markets along with what they think the markets will hold in the new year.

David and Eric discuss:

• How 2022’s markets differ from the financial crisis of 2008
• Strategies for making smart financial decisions going into 2023
• The importance of not letting your emotions cloud your judgment
• And more!

Connect with David Vallieres:

• David Vallieres
• Synergy Capital Solutions
• Email at: [email protected]

Connect with Eric Nahat:

• LinkedIn: Eric Nahat

About our guest:

Eric holds dual roles working on implementation of client investment portfolios and managing client financial planning and asset-management relationships. As Director of the Synergy Investment Committee, Eric consults on the Synergy Strategy Portfolios with a focus on economic analysis and security selection.

Previously, Eric worked for J.P. Morgan Private Bank where he assisted with high-net-worth families and institutions to monitor investment portfolios, model wealth projections, and provide investment solutions for their clients. He holds the Series 7, 63 and 65 licenses as well as Life, Health and Variable Annuities Insurance licenses. He has a master's degree in business administration from the University of Michigan, where he also earned a bachelor's degree in economics.

Eric lives in Ann Arbor, Michigan. He enjoys being involved in the community and spends his free time traveling the world, tasting the newest local cuisine and playing various sports, most notably hockey and golf.

Summary:

The holidays are an exciting time of the year. Maybe you enjoy; spending time with friends and family, enjoying delicious food, or shopping for those best gifts.

In this episode, the team at Synergy Capital Solutions share some of their family traditions during the holidays and what they think about as they go through the holidays. Members of Synergy Capital Solutions discuss:

●       The must-haves during the holidays

●       Favorite holiday foods to have with guests

●       The best gifts to be received or given

●       Where they shop for the best deals

●       How to spend an appropriate amount on gifts

●       And more

Connect With David Vallieres:

●       David Vallieres

●       Synergy Capital Solutions

●       [email protected]

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.