Your Financial Plan-It

When it comes to insurance, it’s best to think of planning as “ready, fire, aim”, vs. “ready, aim, fire”. 

In this episode, David Vallieres speaks with colleagues Mark Burns and Norton Stern about the moving parts of life insurance and long term care annuities. They break down the changing structure of insurance over the years and the planning it takes to find the right fit.

In this episode, you will learn:

• How the world of insurance and long term care has changed
• Why insurance companies are raising premiums as they gain experience
• How annuities are viewed through the lens of a financial planner
• How life insurance should fit into your plan
• And more!

Tune in now to hear the details of insurance planning and long term care annuities!

Resources:  Synergy Capital Solutions 

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

More and more investors are making decisions based on non-financial factors. These factors may have an even larger impact on your investments than the finances.

In this episode, David Vallieres is joined by Jeff Allen, director of planning solutions, and Eric Nahat, advisor and director of the investment committee at Synergy Capital Solutions. David, Jeff and Eric discuss why ESGs are becoming so popular, take a look into the history of ESGs, and discuss where they think they may be going in the future.

They also share why you may want to consider a company’s ESG files before investing.

David, Jeff, and Eric discuss:

●     The different aspects of ESG investing

●     Why investors are looking into company’s ESGs before deciding to invest

●     The history behind ESGs and where they may go in the future

●     And more!

Connect with David Vallieres:

●     LinkedIn: David Vallieres

●     Synergy Capital Solutions

●     Email: [email protected]

Connect with Jeff Allen

●     LinkedIn: Jeff Allen

●     Synergy Capital Solutions

Connect with Eric Nahat

●     LinkedIn: Eric Nahat

●     Synergy Capital Solutions

Hightower Advisors, LLC is an SEC registered Investment advisor. Securities are offered through Hightower Securities, LLC, Member FINRA/SPIC.

In addition to being the “right thing to do,” diversity, equity, and inclusion can actually help your organization become more profitable.

In this episode, David Vallieres and Jordann Andrusiak are joined by Leslie Davis, the CEO of National Association of Minority & Women Owned Law Firms (NAMWOLF). They discuss how Synergy Capital Solutions and NAMWOLF aim to achieve their common goal of helping women and other minorities thrive in the legal profession and beyond.

 Leslie discusses:

●     How you can tap into NAMWOLF’s country-wide network of first rate law firms

●     NAMWOLF’s comprehensive vetting process for its member law firms

●     How DEI drives efficiencies and leads to more creative solutions

●     And more!

Connect with David Vallieres:

●     [email protected]

●     Synergy Capital Solutions

●     LinkedIn: David Vallieres

Connect with Jordann Andrusiak:

●     LinkedIn: Jordann Andrusiak

About Our Guest:

Leslie Davis, the CEO of the National Association of Minority & Women Owned Law Firms (NAMWOLF), is reputed as a business strategist with deep legal knowledge and ability to align business, operations, and strategies to meet key objectives while supporting growth. She delivers significant financial impact to organizations by identifying opportunities to drive business forward. Leslie is a respected leader and trusted advisor with a strong business mindset and legal background providing a foundation for driving business objectives in competitive environments. The leadership she brings results in meeting goals while enjoying collaborative team dynamics and enhanced organizational engagement and culture.

Hightower Advisors, LLC is an SEC registered Investment advisor. Securities are offered through Hightower Securities, LLC, Member FINRA/SPIC.

Have you ever heard estate planning success stories?

In this episode, David Vallieres is joined again by Norton Stern to share stories of how estate planning has added value to family’s lives and addressed their biggest concerns. 

In this episode, you will learn:

• Reasons to work with a fiduciary advisor
• The pros and cons of having an institutional vs. known trustee 
• Stories of estate planning successes
• How often to review your trust

Tune in now to hear estate planning successes!

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

One of the more intricate aspects of estate planning is wealth transfer. But what really is wealth transfer and how does it work? 

In this episode of Your Financial-Plan It, David Vallieres is joined again by Mark and Alex Burns to take a deep dive into estate planning and a deeper dive into wealth transfer.

In this episode, you will learn:

• What estate planning is and the goals of wealth transfer
• The two key areas of focus for Synergy Capital Solutions when it comes to wealth transfer 
• Why it’s important to review estate plans regularly 
• How a wealth transfer plan can benefit business owners
• And more!

Tune in to do a deep dive on wealth transfer!

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

If you are curious about the latest economic trends and future market expectations (both for equities and fixed income), then this episode is for you!

In this episode, David Vallieres and Eric Nahat provide key performance statistics for the markets in the first 3 quarters of 2021 and share insights into what investors should expect in 2021-Q4 and beyond.

 David and Eric discuss:

●     How the Delta Variant and supply chain pressures are affecting the global economy

●     The potential impact of Federal Reserve's “tapering” on inflation

●     Why international investors should be careful of China’s highly leveraged housing sector

●     And more!

Connect with David Vallieres:

●     [email protected]

●     Synergy Capital Solutions

●     LinkedIn: David Vallieres

Connect with Eric Nahat:

●     LinkedIn: Eric Nahat

About Our Guest:

Eric holds dual roles working on implementation of client investment portfolios and managing client financial planning and asset-management relationships. As Director of the Synergy Investment Committee, Eric consults on the Synergy Strategy Portfolios with a focus on economic analysis and security selection. With a master’s degree in business administration from the University of Michigan, Eric also holds the Series 7, 63 and 65 licenses as well as Life, Health and Variable Annuities Insurance licenses.

Hightower Advisors, LLC is an SEC registered Investment advisor. Securities are offered through Hightower Securities, LLC, Member FINRA/SPIC.

At Synergy Capital Solutions, we strongly believe in diversity, equity and inclusion.

As a result, we’re proud to partner with the National Association of Minority & Women Owned Law Firms (NAMWOLF), which aims to promote DEI in the legal profession.

In this episode, David Vallieres and Jordann Andrusiak discuss what NAMWOLF is all about, the different benefits it offers to its members, and the synergy created for clients through their partnership with NAMWOLF.

David and Jordann discuss:

●     NAMWOLF’s core mission and vision

●     How you can easily become a member of NAMWOLF

●     The types of financial services provided specifically to NAMWOLF members

●     How small- and medium-sized business owners can promote DEI within their business

●     And more!

Resources:

●     The National Association of Minority & Women Owned Law Firms (NAMWOLF)

Connect With David Vallieres:

●     [email protected]

●     Synergy Capital Solutions

●     LinkedIn: David Vallieres

Connect With Jordann Andrusiak:

●     LinkedIn: Jordan Andrusiak

About Our Guest:

Jordann Andrusiak, CFP®, holds dual roles as an advisor and the director of business solutions. As an Advisor, Jordann works with individuals and families to help them achieve their financial goals. She works to enhance their client experience through relationship management, investment planning and asset-management strategies. She is also a part of the Synergy Investment Committee. As Director of Business Solutions, she strives to evolve and grow the practice through cultivation of the advisory team and overall firm best practices alongside the COO.

Hightower Advisors, LLC is an SEC registered Investment advisor. Securities are offered through Hightower Securities, LLC, Member FINRA/SPIC.

When it comes to your finances, it is inevitable that you will have questions. Likely, your questions are common, and we’ve got the answers you’re looking for. 

David Vallieres is joined by Jordann Andrusiak, Norton Stern, and Jeff Allen to answer your frequently asked questions about financial planning, 

In this episode, you will learn:

• Whether you should focus on investing or paying down debts
• Some tips for saving for retirement
• The difference between various education savings plans
• Why it’s important for your family to be involved in financial planning
• And more!

From short and long term investments, to retirement planning, wealth, and education, tune in as David, Jordann, Norton, and Jeff answer your questions!

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

When it comes to your investments, knowing the terms and phrases that your advisor is talking about can be very helpful.

David Vallieres is joined by Eric Nahat as they go back to basics with investment terms. Whether your investment knowledge is general or advanced, David and Eric are here to answer your questions. 

In this episode, you will learn:

• Key investing phrases and terms
• Many different kinds of stocks available 
• Various investment terms, what they mean and how they work
• And more!

Tune in to learn valuable information and language about investments!

Hightower Advisors, LLC is an SEC registered investment adviser. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC.

While preparing for retirement, it’s important to involve your heirs in the financial planning process.

In part four of the Women and Wealth series, David Vallieres and Jordann Andrusiak once again speak with Margie, Pat, and Marla, who share the steps they are taking to prepare their next generations for a healthy financial future. They also candidly discuss their biggest financial wins and how they achieved them.

The guests discuss:

●    Financial planning tips they wish they had known earlier in life

●    The financial freedom you achieve after working with an advisor

●     Biggest financial pitfalls of their lives and how they overcame them

●     The importance of having a secure document locator while planning your estate

●     And more!

Connect With David Vallieres:

●     [email protected]

●     Synergy Capital Solutions

●     LinkedIn: David Vallieres

Connect With Jordann Andrusiak:

●    LinkedIn: Jordann Andrusiak

Hightower Advisors, LLC is an SEC registered Investment advisor. Securities are offered through Hightower Securities, LLC, Member FINRA/SPIC.