President of Wealth and CIO Brian Andrew reflects back on 2023 and discusses key insights into investing for 2024. Reflecting on 2023, he notes the surprising resilience of the economy despite earlier concerns and anticipates a potential economic slowdown in 2024, possibly leading to a contraction. Brian suggests that the Federal Reserve's interest rate hikes, while impactful, are taking time to manifest due to the lingering effects of pandemic stimulus. As the conversation shifts to the 2024 presidential election, he emphasizes the potential market volatility associated with policy changes, particularly in areas like tax policy and defense spending. Looking at sectors, Brian highlights the significance of energy policy changes and the growing impact of artificial intelligence on productivity. Talking points for 2024 also include the real estate market, including commercial real estate sectors as well as advice for homebuyers. He also touches on the appreciation of cryptocurrencies and what to expect moving forward. If you’re looking for valuable insights on investing in 2024 make sure to tune into this episode of YMYM!

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Wondering how to build a strong foundation for financial success? In this episode of “Your Money. Your Mission.”, Kelly speaks with Dominic Ceci, Senior Vice President and Director of Portfolio Management & Trading at Johnson Financial Group, to shed light on some key insights to help new investors navigate the complex financial landscape. This episode dives into the difference between bull and bear markets, how investors should focus on their emotional state to make smart long term decisions, the difference between equities and fixed income, active vs passive investing strategies, and more! Tune in to mitigate financial risk and build a strong foundation for the future. 

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How do you leave a lasting legacy and set your family up for future success? In this episode of “Your Money. Your Mission.”, Kelly speaks with Joe Maier, an attorney and Wealth Strategy Director at Johnson Financial Group, to help guide you through the importance of legacy planning. They explore the pivotal difference between estate planning and legacy planning. Listeners will learn the pitfalls to avoid, including how to communicate with family members, the importance of the right estate planning documents, and separating asset ownership from decision-making. This episode provides the guidance you need for securing your family's financial future while leaving a meaningful legacy.

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Wondering how to navigate today’s housing market when it comes to buying your first home, next home or the potential benefits of investing in rental properties? In this episode we help answer your questions on the housing market with Loren Fellows, Vice President of Mortgage Production at Johnson Financial Group, bringing over two decades of expertise to the table. In a housing market with rising prices, low inventory, and increasing interest rates, Loren provides valuable insights on how to navigate the current landscape and still purchase your home/rental property. She emphasizes the importance of preparation, patience, working with a buyer's agent, and obtaining a fully underwritten pre-approval letter to enhance your competitiveness as a buyer. In addition, Loren discusses the option of building a new home if you can't find what you're looking for in the current market, offering valuable advice on the construction loan process. Finally, she delves into the world of investment properties, sharing tips on financing, occupancy, and building a solid real estate portfolio. Tune in to get the guidance you need to make informed decisions in today's housing market.

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Are you looking to generate safe returns in volatile times? In this episode of "Your Money, Your Mission.", financial experts Eric Bernal and Luke Kasten, both from Johnson Financial Group, provide valuable insights into cash strategies. The conversation revolves around various scenarios, including managing surplus cash for businesses, transitioning to safer investment options for retirement, and preparing for emergencies while seeking conservative yet lucrative options. They emphasize the importance of aligning cash strategies with financial goals and highlight the value of a comprehensive financial plan in optimizing returns. Tune in to learn practical advice for individuals and businesses seeking to make the most of their cash assets in uncertain times.

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What is private banking and is it right for you? How does it exactly work and what are the benefits? In this episode of “Your Money. Your Mission.”, Kelly speaks with Jackie Ruppel, Senior Vice President of Private Banking at Johnson Financial Group, to discuss benefits of private banking and how it can provide personalized financial solutions to clients. Jackie explains that while larger institutions are shifting resources to bigger areas, Johnson Financial Group maintains a personalized approach and emphasizes community-level service. Jackie highlights that private banking offers a single point of contact for clients, aligning short-term needs with long-term financial goals. They discuss the value of having experts on the team to provide actionable advice and customized solutions, whether it's for business owners, professionals, or those seeking assistance with various financial decisions like home purchases, credit management, and wealth growth. Tune in to learn more about the ins and outs of Private Banking and if it is a good fit for you!

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Wondering how to make good decisions when it comes to investing amidst the daily barrage of negative news affecting the market? In this episode of “Your Money. Your Mission.”, Kelly speaks with Joe Maier, Director of Wealth Strategy at Johnson Financial Group, to tackle the challenges of investing during turbulent market conditions. Joe highlights the three critical components of financial success: investment performance, tax minimization, and behavior. Surprisingly, behavior plays a more significant role in economic success than investment performance, which is often overemphasized by the media. Joe explains how human emotions and biases impact financial decisions and recommends a financial advisor who combines the roles of a biographer, analyst, and coach to navigate these emotions and develop a strategy focused on individual motivations and goals. The episode emphasizes the importance of understanding the role of emotions in financial decision-making and seeking professional advice to overcome emotional biases and achieve financial success.

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Wondering what is going on in today’s complex economic landscape? In this episode of "Your Money. Your Mission.", Kelly speaks with Brian Andrew, the Chief Investment Officer of Johnson Financial Group to discuss the current state of the economy and financial markets. Throughout the conversation, they address pressing topics such as the possibility of a recession, implications of student loan payments returning, the diverse real estate landscape, interest rate hikes, and evolving indicators in a changing landscape. As Brian shares his insights, he emphasizes the need for adaptability in navigating the current financial landscape. Listeners will gain valuable insight into monitoring economic growth indicators, understanding the nuances of different real estate sectors, appreciating the lagged effects of interest rate hikes, and recognizing the evolving nature of indicators. Join us for an enlightening discussion on the challenges and opportunities presented by the current economic climate.

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Are you concerned about receiving unknown calls and texts related to paying bills, despite paying your bills on time? In this episode, Kelly speaks with Anisa Dunn, Senior Vice President of Private Banking for Johnson Financial Group, about how to protect yourself from financial scams and fraud. With increasing fraudsters’ tactics to scam people, it's important to have a healthy dose of skepticism and caution when dealing with finances online. Anisa shares some practical tips to help prevent you from becoming a victim of financial fraud, including using longer passphrases, verifying messages with service providers, pulling annual credit reports, using credit cards instead of debit cards for online purchases, and being vigilant of suspicious messages.

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As a former student that's not ready to sacrifice your quality of life, it can be difficult to make an impact on your student debt--even if you're a high earner. In this episode, Attorney Jillian Scheidegger joins us to break down her financial situation and how she was able to pay off her “mountain of debt” in only five years–all without going on an extremely strict budget. She is now debt free, approaching her mid-30s, and feels “light as a feather”--slightly better than still paying off the student loan debt in her 50s.

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