Your Money, Your Rules | Financial Mastery, Wealth Mindset, Leadership Principles, Intuitive Decision-Making, Human Design

Your Money, Your Rules | Financial Mastery, Wealth Mindset, Leadership Principles, Intuitive Decision-Making, Human Design

By Erin Gray | Holistic Advisor for Entrepreneurs, Former CFP and CFOBusinessEntrepreneurshipHealth & FitnessMental HealthEducationSelf-Improvement
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Your Money, Your Rules | Financial Mastery, Wealth Mindset, Leadership Principles, Intuitive Decision-Making, Human Design episodes

  • 137 | The Money and Blessings Log: Rewiring Scarcity Thinking Using Neuroscience

    Have you ever noticed how your brain latches onto financial worries while completely overlooking the money and abundance already in your life? You’re not imagining it. Your Reticular Activating System (RAS) which is the part of your brain that filters information was designed to scan for threats. Helpful for survival, not so helpful when it comes to money and remembering your abundance.

    Your brain is incredibly adaptable. With practice, you can retrain it to see and feel the financial flow that’s already here. In this episode, I share a powerful practice that one of my clients found so helpful that she asked me to record an entire episode about it, something I call the Money and Blessings Log.

    What you’ll learn in this episode:

    • Why your Reticular Activating System (RAS) keeps you focused on scarcity
    • How to redirect your brain to notice abundance through neuroplasticity
    • My Money and Blessings Log practice
    • How to combine mental awareness with embodied feelings of wealth

    Resources mentioned in this episode:

    Hardwiring Happiness by Rick Hanson


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    14 min
  • 136 | 3 Things Your Mortgage Lender Should Do (with Jax Crider)

    Why do some mortgage experiences feel seamless while others turn into nightmares? It’s not just about interest rates; it’s about the lender guiding you through the process.

    In this episode, mortgage expert Jacqueline “Jax” Crider shares what most borrowers overlook: not all lenders are created equal. With 20+ years of experience and a law degree, Jax explains why the right mortgage partner should challenge your assumptions, uncover better options, and help you make decisions from confidence, not fear.

    We also dive into the emotional side of money — from shame and guilt to the hesitation women often feel about investing in themselves.

    You’ll learn:

    • Why interest rate isn’t the only factor that matters in a mortgage
    • How transparency with your lender can save you stress and money
    • The role of shame and fear in financial decision-making
    • Why calculated risks are essential for growth
    • How to align financial choices with your values and energy


    If you want to learn more about Jax, you can connect with her here: (https;//urals.co/jax-crider)


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    47 min
  • 135 | Does Your Money Feel Like Love or Fear? Raising Your Money Frequency for More Abundance

    What if money wasn’t something to chase, control, or fear and instead it is something that could feel like love?

    In this episode, I unpack the energetic truth that changed everything in my own financial journey and that is: money operates on the frequency of love, not fear. After years of relating to money through scarcity, stress, and performance, I began to explore what it meant to build wealth from emotional safety, self-trust, and alignment.

    When we relate to money as something outside of us, something to hoard, obsess over, or prove ourselves for, we perpetuate a nervous system state of lack. Money is energy, and energy responds to energy. 

    In this episode, we'll explore:

    • Why your nervous system may be in a pattern of a fear-based money loop
    • The spiritual truth of money as an extension of Source energy
    • The difference between wanting more from fear vs. desiring more from wholeness
    • How to treat your money like someone you love and why that changes everything
    • What happens when you release the belief that money is hard, corrupt, or dangerous
    • Why money responds to the vibration you’re holding and how to shift it
    • Practical ways to make decisions from expansion, not fear
    • How to align your financial choices with your future self and heart's desires


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    19 min
  • 134 | Why I Let Go of My CFP License: Trusting My Intuition Over Fear in Wealth Building

    I'm peeling back the layers in this episode on why I let my CFP go and how I use financial planning with clients now.

    This episode is for the woman who senses there's more to money than logic and spreadsheets. Who's done the planning, hit the milestones, and still feels disconnected. I invited you on my journey of choosing soul alignment over fear and how letting go of the traditional path allows me to serve clients at a more embodied, intuitive level.

    In this episode, we'll explore:

    • Why I walked away from the CFP designation
    • How traditional financial planning often ignores intuition, emotion, and energy
    • The moment I realized fear, not desire was keeping me tied to a system that no longer served me
    • The difference between building wealth from scarcity vs. alignment
    • What it means to embody prosperity consciousness
    • Trusting your own financial wisdom before outsourcing to others
    • Creating money structures rooted in self-trust, not formulas or fear
    • The deeper emotional and energetic work behind money decisions



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    21 min
  • 133 | Redefining Retirement: Discovering the Freedom Mindset for Wealth and Work You Love

    In this episode, I challenge the outdated narrative surrounding retirement and the concept of financial freedom.  Have you ever caught yourself thinking, “I’ll finally rest when I retire”?  I dive into how the traditional retirement model can feel restrictive, especially for women, and how it reinforces a scarcity mindset. 

    Traditional retirement models are built around the assumption that work is something to endure, not something that can nourish your soul. But what if the goal isn’t to escape work, and instead, to reimagine it?

    I'm sharing my own personal take on financial freedom, where wealth supports the life you actually want to live now, not decades from now. Especially for women and cyclical beings, this episode is an invitation to build wealth that honors your nervous system, your rhythms, and your soul’s seasons. 

    In this episode, we'll explore:

    • Why the traditional retirement story feels restrictive for so many women
    • The burnout loop created by the “grind now, rest later” approach to work
    • How to define wealth beyond numbers—and into freedom of choice
    • What it means to create soul-led work that evolves with you
    • How to build a business that allows rest along the way, not just at the end
    • My thoughts on mini-retirements and sabbaticals


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    14 min
  • 132 | Your Thoughts Are Your Most Powerful Currency—Are You Spending or Investing Them?

    What if your thoughts are sabotaging your money mindset and financial freedom? 

    In this episode, we explore the concept of mental wealth and how our thoughts either drain our energy and creativity or lead to an abundance mindset. Just like unconscious spending leads to financial debt, mental habits such as overthinking, worry, and self-doubt can create emotional debt that limits your capacity to grow and invest. 

    You will learn how to shift from a scarcity mindset to one of abundance, recognizing when you are 'spending' thoughts from fear and how to invest in thoughts that foster trust and clarity toward your next-level self.

    Key takeaways:

    • Why rumination, comparison, and negative self-talk act like energetic withdrawals in your life.  
    • How your thinking directly impacts your financial growth and emotional wellbeing. 
    • What it truly means to 'invest' your thoughts for lasting abundance. 
    • Practical mindset shifts to help rewire scarcity into a sense of safety and expansion.  


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    11 min
  • 131 | 3 Ways to Rewire Your Scarcity Mindset and Feel Safe Receiving More

    Are you in a cycle where you feel that there's just not enough—time, money, love, or energy? That if you let go or slow down, everything might fall apart?

    In this episode, I dive into the deeper roots of scarcity mindset—a survival pattern shaped by childhood experiences, generational money trauma, and cultural conditioning. 

    You’ll discover how scarcity shows up in everyday patterns like overworking, guilt around spending, and tying your worth to productivity. More importantly, you'll learn how to begin rewiring your nervous system to feel safe with receiving, rest, and sufficiency.

    In this episode, you'll learn:

    • Why scarcity is a nervous system response, not just a money problem
    • How early money stories and inherited beliefs shape your emotional blueprint
    • Sneaky scarcity habits like over-giving, people-pleasing, and resource hoarding
    • The importance of moving through sufficiency before reaching true abundance
    • Tools to shift out of fear-based thinking: thought awareness, inner child work, breathwork, etc
    • How to embody your abundant identity—one decision, one thought at a time


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    23 min
  • 130 | Why Selling Might Feel Uncomfortable and How to Shift It

    Ever feel that knot in your stomach when it’s time to talk about your prices or invite someone into your offer? 

    In this episode, I'm sharing my perspective on what it means to sell, especially for heart-centered women in business. Because selling isn’t about pressure or persuasion. It’s about helping someone say yes to themselves. When you shift your beliefs, perspective and energy around sales, they will stop feeling like a chore and start feeling like an extension of your purpose.

    Inside this conversation:

    • Why your discomfort around selling is rooted in past conditioning
    • How your energy—and your beliefs—impact every sales result
    • Reframing selling as sacred service
    • Why not offering your services is actually withholding transformation
    • How to bring more feminine energy into your sales conversations
    • A mindset shift that makes you magnetic 



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    16 min
  • 129 | How Hiding Behind Your Financial Security Can Sabotage Your Growth

    Ever feel like the more financially secure you become, the more cautious you get? This feeling is not about being “responsible.” It’s a subtle, sneaky way our nervous system tries to protect us from change, uncertainty, and deeper levels of visibility and growth.

    In this episode, I'm exploring how our own financial comfort can impede our growth.  When we’ve built something valuable, we can start playing smaller, saying no to aligned risks, or ignoring our intuition—not because we’re out of alignment, but because we’ve convinced ourselves there’s too much to lose.

    You didn’t come here to build security. You came here to express, create, and live a life that stretches you into your fullest potential.

    Inside this conversation I discuss:

    • How financial security can lead to fear-based decision-making
    • Why the nervous system resists expansion once we feel “comfortable”
    • Signs you might be hiding behind your wealth
    • The difference between protection and alignment
    • How to reframe your money as fuel—not a shield—for your next evolution
    • A powerful journal prompt to reconnect with your courage and clarity


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    11 min
  • 128 | Understanding Money Manifestation Through the Law of Gestation

    Are your money goals and business dreams not manifesting as quickly as you'd like? 

    In this episode, we explore the Law of Gestation—an essential principle for understanding manifestations. Everything has an incubation period, from seeds in the ground to the dreams you nurture. 

    Learn how impatience disrupts your financial progress and discover how your nervous system needs to recalibrate for more wealth.

    We'll discuss the transformative shift from wanting to believing to knowing—an essential step in money manifestation. You'll learn the importance of disciplining your mind towards prosperity and holding onto the frequency of abundance. 

    Trust that everything is in motion, even when it feels stagnant. 

    Tune in to ease into trust and align with the natural timing of your desires, allowing them to unfold beautifully.

    Resources mentioned in this episode:

    Power of Awareness by Neville Goddard

    Ep 120 How to Energetically Increase Your Capacity for More Wealth, Prosperity and Abundance



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    17 min

About Your Money, Your Rules | Financial Mastery, Wealth Mindset, Leadership Principles, Intuitive Decision-Making, Human Design

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