Your Mortgage Matters

Everyone loves a complicated story with a happy ending. That is what this podcast is about! Challenging loan scenarios that were saved at the last hour. Homebuyers that almost lost their dream home and thousands of dollars....but didn’t because we saved it.

VP Licensed Branch Manager Richard Staley and Licensed Mortgage Advisor Emily Franke talk about homebuyers who were turned away by other lenders and sent their way to save the deal. We’re talking people with declining income, non-warrantable condos, self-employed with tax write-offs and more. They detail simple solutions that work for even the most complex scenarios.

Financing is still easy!

This episode of Your Mortgage Matters dives into how it is absolutely possible to purchase a home in today’s market - especially if you have the right lender with the right loan products!

Licensed Sales Manager Rick Fantucci and Licensed Mortgage Advisor Chris Philmon each have 20 years of experience in mortgage lending. They use Angel Oak’s loan products to solve challenging loan circumstances and get homebuyers to the closing table. They detail actual scenarios where they have helped people close loans using particular loan types many lenders do not have.

The best reason to choose a mortgage lender (aside from their expertise in lending of course) is their reason for being a mortgage lender! In the words of our host SVP, Divisional Manager Mac Cregger, ”our job is about finding the best and most caring way to help position people to put their families in a home.” Realtor Amy Gretenstein, Licensed Branch Manager Jo Anna Walker and Area Manager Rick Dail talk about how it is a pleasure to walk alongside a homebuyer - whether they are buying now or planning to in the future - and see them through to their dream.

Listen to their most memorable loan scenarios and how they overcame challenges to get their homebuyers to the closing table. It will change the way you view mortgage lending and how you decide on the right mortgage lender that best suits your personal needs for a home loan.

Chief Marketing Officer Steven Winokur talks to Mac Cregger, host of Your Mortgage Matters, about why non-QM is here to stay. The demand is strong for it in the market and always will be. Steven has been invited to various events around the country speaking on the benefits and demand for non-QM. He shares his insights, why Realtors and loan officers can count on it to increase earnings, and the types of borrowers that need non-QM to get a home loan.

Non-QM is a game changer and this podcast explains why.

This episode of Your Mortgage Matters dives into why Angel Oak’s non-QM portfolio loans make a difference! They help our Realtors, our team, our customers and the industry thrive. Two of our mortgage experts here with Angel Oak Home Loans, Holly St. Germain and Amanda Callaghan, join host Mac Cregger and detail how it has improved their business and their clients’ business. They also explain the importance of customers to ”marry the house and date the rate” in today’s market.

When we say we are full-service, we are talking beyond the transaction. Customers come to us ready to buy and others approach us not sure if they can afford a home asking for guidance to help them get there. And we do. Sometimes it takes a few years, but we see them to the closing table.

Success for us means to getting to know you, your family and finding out how to make the loan process as smooth as possible. We end up with relationships past the closing table and meet again for future homes or refinances. Our Realtors, builders and other referral partners appreciate our way of doing business because it reflects well for all of us. And that is what we mean by full-service.

Angel Oak is comprised of an entire ecosystem supporting investors, loan officers, Realtors, builder developers and consumers. Adam Beeler, head of institutional sales at Angel Oak, explains how there is a direct line from our asset management team to our lending team. This symbiotic relationship results in more mortgage product solutions for more types of borrowers and differentiates us from any other mortgage company.

Efforts by the Federal Reserve to curb inflation will take time. Interest rates will likely continue to increase slightly for the near future. Your Mortgage Matters host Mac Cregger talks to Managing Director in Lending Capital Markets, Shayan Salahuddin, on how that affects the mortgage industry. As well, Shayan explains how Angel Oak’s business model helps with affordability and commits to surety of execution throughout the loan process.

Anyone planning to buy a home or those working in the mortgage and real estate industry will hear valuable market information in this podcast. Listen now!

We are excited to bring you a brand new series of our podcast Your Mortgage Matters hosted by Senior Vice President, Divisional Manager Mac Cregger!

The market is quite a challenge this year for everyone - Realtors, loan officers, builders and homebuyers. We are addressing these challenges in each episode that will include interest rates, inflation, inventory and how to buy a home easily in trying times. Realtors and builders can count on information to help them continue to sell homes and maximize their earning potential. Watch our kick-off episode now and tune in next Thursday, June 16th - we deep dive into the market and how Angel Oak is meeting the demand for solutions.

Today’s podcast is all about the great news in housing starts! Construction for new homes is looking very positive and there is more movement in labor and supply chains. Nicollette Chapman, VP, National Sales – Mortgage, with Zonda tells our host of Your Mortgage Matters Michael Chabot all about it.

Learn which markets are seeing the most new construction, what to expect from supply and labor issues this year, and how carefully builders vet their preferred lenders. This is a great show for Realtors, builders, homebuyers and lenders with valuable tips for everyone.