Your Mortgage Matters

The Federal Reserve held a pivotal meeting in early November regarding their plan to begin reducing purchases of Treasury bonds and Agency mortgage backed securities. The Federal Reserve currently buys $80 billion worth of Treasury and $40 billion worth of mortgage backed securities each month to add liquidity and keep the economy healthy. This is the largest asset purchase in Fed history due to the severity of the pandemic induced recession. Michael Chabot discusses how they will start tapering these purchases and how it affects interest rates, homebuyers, Realtors, and the mortgage industry as a whole. This information is important to understand and Michael breaks it down for you. Watch now!

How does a Realtor stand out and beat the competition in today‘s fierce market? Watch the latest Your Mortgage Matters podcast hosted by Angel Oak‘s Michael Chabot. He is joined by veteran expert Licensed Branch Manager of Angel Oak Richard Staley and a highly accomplished Realtor Marybeth Henderson. Marybeth is a broker and owner of City Homes Realty in Atlanta as well as a leader in the real estate industry. This is a great episode for any seasoned Realtor looking to add volume or a new Realtor trying to differentiate themselves in a saturated market.

We have another exciting podcast this week dedicated to self-employed borrowers including 1099 earners. This market represents a huge underserved population of people. Why? Because those who take allowed deductions on tax returns can‘t qualify for a home loan under Agency guidelines. Homebuyers who work in the gig economy or with 1099 earning statements can also have a difficult time purchasing a home. What is the answer? A Bank Statement loan! Host Michael Chabot talks to SVP, Portfolio Training and Development Manager Liza Pevehouse with Angel Oak Home Loans. Watch now for details on how easy it can be for self-employed homebuyers to qualify and close on a home.

Angel Oak specializes in loan options for real estate investors. In fact, we provide many resources for real estate investors helping them to build their portfolios. This episode of Your Mortgage Matters is all about real estate investing today, the single family rental market, and how to beat the competition.

Michael Chabot, VP licensed area manager and podcast host talks to Angel Oak’s John Hsu, chief risk officer, head of treasury strategies about all of these details. Non-QM is here to stay and growing more crucial as the market brings forth more challenges for homebuyers to purchase and Realtors to protect their earnings.

Managing Partner of Angel Oak Lending Steven Schwalb tells you our story of how we revolutionized the mortgage industry and continue to do so today. Tune in to find out what we do and why we do it. Years ago we saw a huge population of credit-worthy deserving people shut out of getting a home loan – and our leaders set about to fix it. We accomplished that and MORE.

Your Mortgage Matters podcast is a must see for anyone interested or concerned about the mortgage industry today.