Your RADIANT Money Show

This is the year to take action towards the life your heart is tugging you towards.
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Whether you know exactly what it is you want to do, or you have an idea of in what field interests you or you have no idea at all. In every scenario, you can take action and even financial action.
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Starting something new and being confident about your finances will put your mind and psyche at ease. It's going to give space for creativity and not fear; space for ideas, to follow your intuition, and to have fun.
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I know how it feels to be crippled with financial fear. It sucks! It blocks all solutions, so it's really backfiring.
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BUT
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There is a silver lining, it puts your butt in overdrive to figure it out, to be resourceful.
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And the most beautiful thing that comes out of it, is how proud you'll be of yourself because you were so freaking resilient and didn't give up.
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This is a time for planning. If you don't know what you're planning for, let's do a 6-Month Journey with the help of your intuition and Guides to create inspired steps.
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Let's look at your finances and plan how you can feel more confident when you take the next step.
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Reach out to people that are your cheerleader and ONLY those people.  DO NOT share your ideas, inspirations, and dreams with people who have a response that squishes what your heart is calling you towards, or are wanting you to stay small because of their own issues.
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Let's get goings!  Let's get Planning!  And let's start living authentically to who we really are!

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Want more information about RADIANT Wealth Planning?  Schedule an introductory meeting with Randa @  https://go.oncehub.com/MeetGreet

https://www.RADIANTWealthPlanning.com

[email protected]

Instagram  @radiantranda
Facebook  @ /RadiantWealthPlanning
LinkedIn  @ randa-hoffman-ca
YouTube @ RADIANT Wealth Planning, LLC

The way a person defines spirituality comes in so many ways.  What does it mean to be spiritual is so personal and is based on the journey the person has been on and where they're at, at that time.
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I see being spiritual as having two components;  dropping the ego, and consciousness awareness.
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What exactly is the ego that we need to drop?  It's when we feel superior, or proving something (like knowledge and self-worth)
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What looks like ego but isn't? Self-love and self-worth.
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When I talk about consciousness awareness it's taking a step back from our human-ness (which is a micro view of looking at things) and see things from a macro view.  We are so much more than what we're doing, and there is so much more going on that we aren't aware of, but what if we become aware of our consciousness. The bigness and wholeness of who we are (the Universe).
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That to me is spirituality!
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Want more information about RADIANT Wealth Planning?  Schedule an introductory meeting with Randa @  https://go.oncehub.com/MeetGreet

https://www.RADIANTWealthPlanning.com

[email protected]

Instagram  @radiantranda
Facebook  @ /RadiantWealthPlanning
LinkedIn  @ randa-hoffman-ca
YouTube @ RADIANT Wealth Planning, LLC

Happy February Love 💓 Because I love humanity so much I'm offering a FREE one-on-one Guided Visualization and Journey Map session 😍 As long as there is time on the calendar in February
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Who's part of your session? You, me, your Elder Self, and my Spirit Team (working with your Spirit Team) 🎆
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The Magic happens with the synergy of . . .
1️⃣ the Guided Visualization (your Elder Self is the 🌟 here)
AND
2️⃣ creating the Journey Map with the help from my Spirit Team (I'm the "middle-woman" between Spirit and Human)
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What is the Guided Visualization❓
It's 5 minutes where I guide you to visualize visiting your Elder Self. This is the YOU (Self) that is 97 / 98+ years old AND has lived the life following their heart's calling and fulfilling their soul's mission.
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The ✨ is in what the Elder Self will share with us and the guidance from my Spirit Team working with your Spirit Team
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➡️ SCHEDULE HERE ⬅️
https://go.oncehub.com/FebruaryLoveGuidedVisualization

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Want more information about RADIANT Wealth Planning?  Schedule an introductory meeting with Randa @  https://go.oncehub.com/MeetGreet

https://www.RADIANTWealthPlanning.com

[email protected]

Instagram  @radiantranda
Facebook  @ /RadiantWealthPlanning
LinkedIn  @ randa-hoffman-ca
YouTube @ RADIANT Wealth Planning, LLC

When you read the title what do you think?
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Do you feel a tightness in your chest?  Or any feeling or thought against that statement? I'm not talking about worshipping money or putting it on a pedestal, or any kind of egoic kind of love.
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Think about something you love whether it be your pet or child and notice how your heart opens up and the barriers come down.  You can just feel your heart opening up, now say to yourself out loud "I love money," do the barriers come up? Does your mind say "no you don't."
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Today's show includes a short little meditation and how to see money in a different way; in a way that you can love it and give it gratitude.

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Want more information about RADIANT Wealth Planning?  Schedule an introductory meeting with Randa @  https://go.oncehub.com/MeetGreet

https://www.RADIANTWealthPlanning.com

[email protected]

Instagram  @radiantranda
Facebook  @ /RadiantWealthPlanning
LinkedIn  @ randa-hoffman-ca
YouTube @ RADIANT Wealth Planning, LLC

I've mentioned a guided visualization before and shared it in Episode 3.  If you've done it,  you're probably wondering what's next.

It's great to have this deep insight given to you by your Elder Self,  the you that is 97 /98+ years old.  The You that has lived a life following his/her heart's calling and soul's mission.  So what do you do with that information?

1.  Write it all down!  This was a gift that we must honor by writing everything down.  This includes how you felt,  how your Elder Self felt,  the surroundings, etc.

2.  Next, write down the obstacles you feel you have to accomplish this life that your Elder Self lived.   Please remember, that you're Elder Self had so many years to accomplish this and you're not going to do it in a few short years.

3. The third category to write down is what keeps you up at night.  This seems like an oddball to add but you'll start seeing patterns.

4. Go back to the list where you wrote down the life your Elder Self lived and pick one thing that stands out. And ask yourself questions you would like an answer to by starting with the phrase "Did my Elder Self share..."  For example "Did my Elder Self share how many employees were working at this company she built?",  "Did my Elder Self share in what career he was involved in?"

5.  If an answer doesn't come to mind then you're Elder Self didn't share an answer to that question,  and that's ok!  The more you visit your Elder Self the more information will be shared, and different information as well.   Your Elder Self only shares what you're ready for, and sometimes won't share anything at all because it's something you need to experience on your own.

6. See you if you can group common themes.  These could be themes of what you're desiring for your life to look like or themes of emotions or beliefs that are holding you back.

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Want more information about RADIANT Wealth Planning?  Schedule an introductory meeting with Randa @  https://go.oncehub.com/MeetGreet

https://www.RADIANTWealthPlanning.com

[email protected]

Instagram  @radiantranda
Facebook  @ /RadiantWealthPlanning
LinkedIn  @ randa-hoffman-ca
YouTube @ RADIANT Wealth Planning, LLC

Looking back at the episodes that have been released, Ep 2 -  Merging spirituality and financial planning, has been the top show listened to and viewed on YouTube.  So there's something there, there's a curiosity about the coming of these two.  So let's expand on it a little more.
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If you've worked with a financial advisor before the first question you've probably been asked is "when do you want to retire?" And then "what goals would you like to accomplish?"
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Have we all been born to have the same goals?!?! To retire at 65, and then start living the "dream life", and maybe along the way buy or renovate a home, buy a car, send the kids to college, and go on vacation.
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This is what Spiritual Financial Planning is . . . it's finding out the theme for your existence (your soul's purpose) by doing the visualization that I guide you on (see episode #3), and then creating a Journey Map with financial and non-financial steps to get there.
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Let me make it real. . .  let's say Sally met with a traditional financial advisor and the first thing she's asked: "when do you want to retire, Sally?" This is a retirement planner.

Now let's say Sally and I met, we start with the Guided Visualization and we find out that she wants to make work optional in 5 years (not 25!) and has a heart's calling to set up a non-profit for injured guineapigs. 
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Very different approach to financial planning! Once is the cookie-cutter, and the second is living a life that will fill your heart with joy when you're 97, 98, or older.

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Want more information about RADIANT Wealth Planning?  Schedule an introductory meeting with Randa @  https://go.oncehub.com/MeetGreet

https://www.RADIANTWealthPlanning.com

[email protected]

Instagram  @radiantranda
Facebook  @ /RadiantWealthPlanning
LinkedIn  @ randa-hoffman-ca
YouTube @ RADIANT Wealth Planning, LLC

I want this year to be the year that changed your life. 
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Why do I care so much about you? Someone I never met? Because the better you are the better humanity is.  I care about your heart and the light that shines from there. The more your light shines the more it helps humanity. 
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You could be intentional in how you help others with your light, and your divine light will help people without you knowing of it.
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So what is this like I speak of? haha   Imagine light in the middle of your chest and how you feel it is unique to you.  Mine feels expansive, bright, love, and joy. 
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How do you make your light shine bright?  Here are a few tips and tricks. 

1. Think of 1-3 fun things that you say you want to do every year but it never happens.  Is there a road trip in your state you always talk about? 
2. Then think of 1 thing you think about frequently that's heavy on your heart and you know should get done, like talk to a financial advisor haha
3. For the fun thing, I want you to visualize it playing out.  This is not supposed to be a big task, do it in the shower or sitting down on the couch while you're having your coffee. Imagine yourself packing the car,  people coming together and getting ready, reaching your first destination and getting out of the car and stretching your legs. 
4. Next, write down one micro-step to be done no later than a week. A micro-step for the road trip example would be an idea of where the first stop would be. This is not making a decision! It's just thinking about ideas.
5. I want you to do the same thing for the topic that's heavy on your heart.  A micro-step for reaching out to a financial advisor would be thinking if you want somebody in your town or anywhere in the nation.  It's not making a decision it's just posing the question to yourself and thinking of that.

Do this every week and by the end of 3 months, you would have accomplished so many micro-steps that make your heart smile and shine.

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Want more information about RADIANT Wealth Planning?  Schedule an introductory meeting with Randa @  https://go.oncehub.com/MeetGreet

https://www.RADIANTWealthPlanning.com

[email protected]

Instagram  @radiantranda
Facebook  @ /RadiantWealthPlanning
LinkedIn  @ randa-hoffman-ca
YouTube @ RADIANT Wealth Planning, LLC

Happy New Year!
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Here we are, about to start another new year,  and if you're anything like me I always feel like a new year is a fresh start for something amazing.
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Are you ready to make 2022 the year that changed your life?  In a good way that is haha.
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Your energy creates life,  so if you don't like the life you have, or you're wanting to make it a tad better,  then it's your energy you need to work on to start.  How is your life, is how your energy is.
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What makes up our energy, well it's our thoughts, beliefs (conscious and unconscious), and feelings.  A great way to learn your subconscious unconscious beliefs is to journal.  Before you roll your eyes hear me out...
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Find one day a week where you can journal and can be consistent, for me it's Sunday mornings. Journal as long or short you want,  with only thinking what has gone on in the past week.  You can write about anything, what happened during the week, how you felt about it, what bummed you out, or what amazed you.  It doesn't matter, as long as you write once a week and it's only for the past week.
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Then once a year read all the journal entries and write a synopsis entry. I do this from Christmas to New Year.
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What about this is so powerful?  When you read the journal entries at the end of the year you'll notice the tone of your energy,  even when you write an uplifting note, you might still be able to identify underlining insecurities or beliefs that you didn't even know were there.
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The most beautiful thing that comes out of this is seeing the growth you have gone through.   I promise you, when you recognize the growth you'll feel so proud of yourself!
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Here's another part to having a fulfilled life, it takes effort!  Just like wanting to build a business but not doing anything about it won't create the business, having a fulfilled life and not doing anything about it wouldn't change anything,  and containing to do that year over year, you'll wake up one day at 90 regretting you didn't put a little more effort into living life.
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This is the year that changed your life because you changed.

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Want more information about RADIANT Wealth Planning?  Schedule an introductory meeting with Randa @  https://go.oncehub.com/MeetGreet

https://www.RADIANTWealthPlanning.com

[email protected]

Instagram  @radiantranda
Facebook  @ /RadiantWealthPlanning
LinkedIn  @ randa-hoffman-ca
YouTube @ RADIANT Wealth Planning, LLC

Today's show is for the individual (not business).

 I cover a few tax documents that you should be on the lookout for based on things you had going on in 2021. Of course, this isn't an entire list, otherwise, we'll still be recording the show haha.

If you have any tax questions, don't hesitate to reach out!

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Want more information about RADIANT Wealth Planning?  Schedule an introductory meeting with Randa @  https://go.oncehub.com/MeetGreet

https://www.RADIANTWealthPlanning.com

[email protected]

Instagram  @radiantranda
Facebook  @ /RadiantWealthPlanning
LinkedIn  @ randa-hoffman-ca
YouTube @ RADIANT Wealth Planning, LLC

A lot of people have left their job to start a new business this year, if that's you here are a few things to do to have "all your ducks in a row" so that you're not scrambling come tax time, which can also save you money.

Talking about taxes and bookkeeping can be intense and deep, so this show is focused on self-employed folks that are either registered with the state as an LLC or not registered at all, and don't have a business partner.

1. Use a system to track your business income and expenses
I would recommend using an online system like Quick Books Online, or some other tool. I personally use Quick Books Online and that's the one I'm most comfortable with, but there are a lot of great ones out there. 

Why use an online version? Because you're more likely to get updates and upgraded features that can make the bookkeeping process easier.

2. What expense categories should you use?  
A good starting point is to match the expenses to what's listed on the Schedule C tax form.

3.  Do you need to issue 1099s?
Did you pay $600 or more for services?  This includes people who have an LLC and partnerships (excluding S- or C-Corporations) and is paid from your bank account, not a credit card (the credit card company will issue a 1099 if needed). 

You'll need to give them their 1099 by February 1st and submit it to the IRS by March 1st.

4.  Do you use your personal car for work?
I'm going to highly recommend you use an app that tracks miles, but if you haven't done that this year then look at your calendar and add the miles for the places you've gone to related to your business.  Don't forget to add up the expenses for vehicle maintenance.

5.  Did you use a part of your home for business?
There are two ways to calculate this:  Simplified Option or Regular Method.  The Simplified Option takes the square foot of the dedicated office space x a rate that's given by the IRS to calculate the expense amount.  Regular Method is tracking each allowable deductible expense separately.


Schedule C tax form (https://www.irs.gov/pub/irs-pdf/f1040sc.pdf)


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Want more information about RADIANT Wealth Planning?  Schedule an introductory meeting with Randa @  https://go.oncehub.com/MeetGreet

https://www.RADIANTWealthPlanning.com

[email protected]

Instagram  @radiantranda
Facebook  @ /RadiantWealthPlanning
LinkedIn  @ randa-hoffman-ca
YouTube @ RADIANT Wealth Planning, LLC