Your Wealthy Retirement: Reduce Risk & Grow Your Wealth With A Pension Styled Approach When New To Retirement

Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

Markets cheered when the Bank of Canada and the Federal Reserve lowered interest rates—but should you?

What looks like a boost for growth may actually be a warning sign. Rate cuts often mean the economy is weakening, unemployment risks are rising, and a dangerous wave of inflation could be right around the corner.

In this Weekly Wealth Update, you’ll learn:

1. Why falling interest rates are more like antibiotics for a sick economy than a sign of real strength.
2. How central banks’ aligned moves could create ripple effects for markets, jobs, and portfolios.
3. The inflationary storm that might be building as tariffs and low interest rates collide.

Tune in now to understand how today’s interest rate cuts could shape tomorrow’s economy—and what that means for your wealth decisions.

Have you ever considered what living to 95—or even 100—means for your money?

Longevity risk is one of the least discussed yet most impactful challenges in retirement planning. Many people still base their financial planning on outdated assumptions, risking a shortfall in their later years.

In this episode with Fraser Stark, President of the Longevity Retirement Platform at Purpose Investments, you’ll discover:

1. How longevity risk reshapes the way you should approach retirement planning.
2. Why the old “4% rule” may no longer hold up for modern financial planning.
3. Smart strategies—like risk pooling and CPP deferral—that can help you avoid running out of money.

Listen now to learn how to safeguard your financial future and make smarter retirement planning decisions that stand the test of time.

Visit The Longevity Pension Fund

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Are financial influencers reshaping how people make money decisions—and leaving financial advisors behind?

In this episode of Make Better Wealth Decisions, host John De Goey sits down with Mike Schwartze, co-founder of Basis Point Media, to unpack the growing role of financial influencers in shaping public opinion and trust. They dive into how everyday investors decide who to believe, what advisors can learn from influencer strategies, and why building trust at scale is no longer optional.

You’ll discover:

1. Why financial influencers build trust so quickly—and what advisors can borrow from their playbook.
2. The biggest mistake financial advisors make when creating content and how to avoid sounding transactional.
3. A practical way to balance education, engagement, and storytelling so your message resonates.

🎧 Listen now to learn how to cut through the noise, compete with financial influencers, and build lasting trust with your audience.

Think you need to buy a house to get into real estate? What if you could start making private real estate wealth decisions today—without becoming a landlord?

In a past conversation with Josh Will of Virtus, we break down how private real estate works and why securitized real estate investments let you own pieces of properties in small, affordable chunks. For those priced out of the housing market, this might be the smartest way to access the benefits of real estate without the stress of ownership.

Here’s what you’ll take away from this episode:

1. Why private real estate wealth decisions can be made without ever holding a deed.
2. How securitized real estate investments diversify your portfolio beyond stocks and bonds.
3. Practical ways to get started in real estate for as little as $5,000–$10,000.

If you’re ready to rethink how you build wealth and open the door to real estate investing, tune into this episode now.

For more about John

Are you making the right wealth decisions in today’s private real estate market?

With rising interest rates, shifting cashflows, and competing investor strategies, it’s harder than ever to know if you’re making the smartest move with your portfolio.

This week, industry veteran Josh Will—President of Virtus Capital Corporation—shares 20+ years of lessons on private real estate investing, from decision-making frameworks to navigating inflation, tariffs, and cross-border opportunities.

You’ll discover:

1. The 3 essential factors that drive smart private real estate wealth decisions beyond just “location.”
2. Why cashflow—not timing—should guide your investing strategy in today’s market.
3. How private real estate investing differs from public REITs and which approach fits your long-term wealth plan.

👉 Tune in now to learn how to make better wealth decisions with private real estate investing—and avoid the costly mistakes most investors overlook.

More about Virtus Diversified REIT

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Are you sitting on a valuable home but worried about how to fund your retirement?

In this episode, we explore the reverse mortgage option with insights from longtime Canadian personal finance expert Patricia Lovett-Reid. For those who are “house rich but cash poor,” this strategy could unlock hundreds of thousands — even millions — in home equity without forcing you to sell or move.

You’ll discover:

1. Who qualifies for a reverse mortgage in Canada and how it works.
2. The surprising flexibility this tool offers for lifestyle needs, family support, and emergencies.
3. Why reverse mortgages aren’t for everyone — and how to decide if it fits your retirement plan.

👉 If you’re planning for retirement and wondering how your home equity can support your lifestyle, this episode will give you the clarity you need to make smarter financial choices.

To know more about John:

https://www.johndegoey.ca/

Are your money habits keeping you from a true millionaire mindset?

So many people believe building wealth is about saving harder or working longer — but as financial journalist Patricia Lovett-Reid shares, it’s really about clarity, literacy, and intentional decision-making. In this episode, we explore what the millionaire mindset looks like in practice, how better wealth decisions can transform your financial future, and why financial literacy is the foundation of it all.

Here’s what you’ll take away:

1. The surprising habits millionaires share that anyone can adopt.
2. Why financial literacy matters more than income when it comes to wealth decisions.
3. How to shift your mindset so your money supports the life you want — not the other way around.

👉 Listen now to discover how you can strengthen your millionaire mindset and start making smarter wealth decisions today.

Are your financial decisions as intentional as they should be?

This episode explores how principles of military decision making—focus, discipline, and process—can dramatically improve the way you handle money and investments.

Good decision making isn’t about instinct or copying what friends are doing—it’s about having a framework. Drawing from insights shared by a U.S. Coast Guard Lieutenant Commander, we break down how you can borrow strategies used in high-stakes environments to bring clarity and purpose to your financial choices.

By listening, you’ll discover:

1. How applying focus and discipline can strengthen your financial decisions.
2. Why assessing risks, returns, liquidity, and tax consequences helps avoid costly mistakes.
3. A simple decision-making process you can use to reduce regret and improve outcomes.

👉 Tune in now to learn how to apply battle-tested decision making to your financial decisions and start building with clarity and confidence.

To visit John's website:

https://www.johndegoey.ca/

Are you making strong decisions—or just fast ones?

In this episode, Lieutenant Commander Lili Simon of the U.S. Coast Guard joins us to explore how the principles of military decision making can directly apply to your personal and financial life.

We dive into the often-overlooked concept of decision hygiene—the frameworks and habits that help you think clearly, reduce bias, and make better calls under pressure.

By tuning in, you’ll discover how to:

1. Apply decision hygiene to strengthen your everyday decision making.
2. Borrow high-stakes strategies from the military to reduce stress and improve outcomes.
3. Empower yourself to make confident decisions—even when information is incomplete.

👉 If you want to make smarter, more resilient choices in life and money, this is the episode you don’t want to miss.

To know more about John:

https://www.johndegoey.ca/

Do you know exactly what you’re paying for financial products and advice?

For years, investors have had only partial visibility into their true costs. That’s about to change with the arrival of total cost reporting in 2027.

This episode explores why the shift is happening, what it means for your investments, and how you can use this new transparency to your advantage.

Here’s what you’ll gain:

1. A clear understanding of what total cost reporting in 2027 will reveal about your fees.
2. How better disclosure could reshape your investment decisions.
3. Practical ways to prepare now so you’re ahead of the curve.

🎧 Listen today to learn how 2027 could mark a turning point in your financial clarity and confidence.

To know more about John:

https://www.johndegoey.ca/