Your Wealthy Retirement: Reduce Risk & Grow Your Wealth With A Pension Styled Approach When New To Retirement

Are you really diversified — or just following outdated portfolio models?

If you've never considered music royalties as part of your investment strategy, you're not alone — but you're likely missing out. In this episode, John talks with David Vankka, President and CFO at ICM Asset Management and lead manager of the Crescendo Music Royalty Fund. They explore how this niche asset class delivers surprising stability and strong, uncorrelated returns.

In this episode, you’ll discover:

1. How music royalties work — and how you can earn steady income from them.
2. Why streaming trends and catalog deals are changing the way wealth is built.
3. The unique diversification power of royalties that don’t care what the market is doing.

Want stable, low-volatility returns from something people consume daily?

Listen now and see how music royalties can strengthen your portfolio.

ICM Asset Management

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Who really gets access to good financial advice — and who’s left behind?

Financial resilience shouldn't be a privilege. In this episode, we explore how underserved and underrepresented communities — from LGBTQ+ individuals to visible minorities — are often excluded from the guidance they need most.

You’ll discover:

1. Why traditional financial systems overlook the people who need them most
2. How organizations like CAFE are bridging the advice gap for underserved communities
3. What financial advice really means when your background didn’t include wealth or security

Listen now to learn how we can all support better wealth decisions — for everyone, not just the wealthy.

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The Canadian Association for Financial Empowerment (CAFE)

Are you only thinking about financial literacy in terms of dollars and cents—and missing the people behind the numbers?

This episode dives deep into how financial literacy and empowerment are evolving in Canada, especially for marginalized, neurodivergent, and underserved populations. John welcomes William Moores, President of CAFE (Canadian Association for Financial Empowerment), to discuss how trauma-informed, inclusive financial education is changing lives—and saving them.

CAFE isn’t just an organization; it’s a movement grounded in equity, social responsibility, and access. With stories that range from systemic reform to saving lives through counseling, William shows us what a human-first approach to financial empowerment truly looks like.

What you’ll learn in this episode:

1. Why financial literacy must be trauma-informed and equity-centered to be effective in Canada
2. How marginalized communities can access meaningful, bias-free financial advice
3. What real reform in financial services looks like—from the front lines to global influence

Listen now to learn how you can support—and participate in—a more empowered financial future for all Canadians.

To visit John's website

The Canadian Association for Financial Empowerment (CAFE)

Are you trusting your financial advisor to guide you through uncertainty — without ever questioning their integrity?

In an era defined by volatility, uncertainty, complexity, and ambiguity (VUCA), it’s not just strategy that matters. It’s who you trust to deliver it. In this episode, we explore why honesty and integrity are non-negotiable traits in financial advisors and how these character qualities impact your long-term wealth decisions.

Here’s what you’ll learn:

1. Why attitude and character matter more than credentials in your advisory relationship.
2. How to evaluate your advisor’s ability to navigate complexity and uncertainty — not just sell confidence.
3. The power of thinking through risk without a bias toward action — and why it leads to better wealth outcomes.

Listen now to rethink how you choose — and work with — the people who guide your financial future.

Do you really need a financial planner—or can you do it yourself and still build lasting wealth?

If you’ve ever second-guessed the value of hiring a certified financial planner, this episode might change your perspective. In this deeply personal and practical conversation, consultant and speaker Doug Dvorak shares how decades of professional success didn’t protect him from making common financial mistakes—until he partnered with a fiduciary advisor.

You’ll learn:

1. Why going it alone with your finances can be a costly (and stressful) mistake
2. What successful professionals actually want from their financial advisors
3. How to use humor, humility, and honesty to improve your money mindset and reduce emotional risk

If you're ready to build smarter wealth with less stress, this episode is your next best decision.

Tap play now to hear why even top consultants don’t go it alone.

Are you asking the right questions before taking financial advice?

Most people assume their financial advisor is giving well-researched guidance — but is it actually backed by data, or just dressed-up sales?

In this episode, we explore the major difference between selling financial products and offering evidence-based financial planning. With insight from expert Jason Watt, we unpack how financial planning is finally being treated like a real profession — and why you need to know the difference.

You’ll learn:

1. Why licensing doesn’t guarantee qualified financial advice
2. What questions to ask to make sure your advisor is using evidence-based strategies
3. How financial planning is evolving into a peer-reviewed, research-driven profession

If you want smarter decisions and more reliable financial planning, this episode is a must-listen.



What if the most important wealth decision you ever make isn’t about what you invest in—but when and why?

In this compelling episode, financial educator Jason Watt breaks down the myths and evidence around RRSP vs TFSA decisions, why deferring CPP to age 70 may be the smart default, and how flawed planning assumptions can destroy wealth faster than a bad investment ever could.

You’ll discover:

1. Why RRSP contributions often create more downstream tax benefits than TFSAs—especially for parents.
2. How to avoid common behavioral pitfalls in financial planning (and why good planners consider your values, not just your goals).
3. What advisors and consumers alike get wrong about active management—and how to spot high-fee traps.

🎧 Listen now to learn how to make better financial planning choices and avoid costly wealth decisions, with insights you won’t hear from your average advisor.

Who gets real financial advice—and who gets left behind?

In this episode of Make Better Wealth Decisions, we dive into the powerful mission behind the Canadian Foundation for Financial Planning (CFFP). John De Goey shares how this volunteer-driven organization is tackling one of the biggest blind spots in financial services: the lack of access to quality advice for underserved communities.

You’ll learn:

1. How the CFFP is mobilizing certified financial planners across Canada to offer pro bono advice.
2. Why basic financial education—from credit cards to budgeting—is still out of reach for many.
3. What you can do to support financial literacy and equity, either by volunteering or donating.

Discover how financial planning can be a force for good—and how you can help close the advice gap.

https://www.cffp.ca/

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Are wealth decisions only for the wealthy?

What happens when financial planning is out of reach for the communities that need it most? In this episode, we dive deep into the launch of a bold new initiative changing that reality—the Canadian Foundation for Financial Planning (CFFP).

Financial resilience isn't about having more—it's about knowing more.

John welcomes Carolyn Fallis, Chair of the CFFP, to discuss how this new charity is bringing qualified, pro bono financial planning to underserved communities across Canada—starting with newcomers and expanding into wider DEI groups. If you've ever thought financial advice was a luxury, this episode will challenge that assumption.

Here’s what you’ll learn:

1. Why financial planning—not just financial literacy—is key to improving wealth decisions.
2. How the CFFP is building a scalable, volunteer-powered model for reaching marginalized Canadians.
3. Real-world outcomes from early workshops—and what’s next as the foundation grows nationally.

Start making better wealth decisions—no matter your background—by hearing how the CFFP is changing lives. Listen now.

To know more about Carolyn Fallis and the CFFP

https://www.johndegoey.ca/

Is investing the best way to build wealth—or is there something more powerful?

This week, we unpack a different perspective: how networking—not just investing—can have the greatest long-term impact on your wealth, career, and life. Inspired by The Ripple Effect by David Tsubouchi, this episode looks at how meaningful relationships, community service, and helping others can open doors money alone can’t.

Here’s what you’ll take away from this episode:

1. Discover why wealth is built through people, not just portfolios
2. Learn how to start networking—even if you're introverted or unsure where to begin
3. Understand why marginalized groups benefit the most from strategic relationship-building

If you’re ready to level up your financial future, start by investing in the right people—listen now.

📘 Book Mentioned: The Ripple Effect by David Tsubouchi

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