Your Wealthy Retirement: Reduce Risk & Grow Your Wealth With A Pension Styled Approach When New To Retirement

Your Wealthy Retirement: Reduce Risk & Grow Your Wealth With A Pension Styled Approach When New To Retirement

By John De Goey (a podcast covering financial literacy, financial advisors & wealth)Business
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Your Wealthy Retirement: Reduce Risk & Grow Your Wealth With A Pension Styled Approach When New To Retirement episodes

  • #167 | Are You Missing Out on Structured Notes in Your Finance Plan? Here's What to Know - Financial Literacy, Financial Advisors & Wealth

    Do you really understand structured notes—or are you missing out on one of finance’s most flexible tools?

    Structured notes have exploded in popularity, yet remain misunderstood by many investors. This episode breaks down how they work, why they’re so adaptable, and how they help balance risk and return in volatile markets.

    In this conversation with Matthew Thomas, Director at National Bank Financial, you'll learn:

    1. How structured notes blend equity upside with downside protection for modern investors
    2. The key trade-offs—especially tax treatment—and where to use these products most effectively
    3. Why structured notes may help manage investor behavior and keep portfolios intact during market swings

    Discover how to use structured notes to confidently navigate risk, uncertainty, and investment decisions—tune in now.

    To visit John's website

    16 min
  • #166 | How Your Choice of Spouse Determines Your Wealth (And What To Do If It Falls Apart) - Financial Literacy, Financial Advisors & Wealth

    Is marriage really a wealth decision — or just a romantic one?

    In today’s episode, you'll uncover the uncomfortable truth about how who you marry shapes your financial future — and why using a mediator, not a courtroom, is critical if things go wrong.

    If you’ve never thought about marriage as one of your biggest wealth decisions, you’re not alone — but this episode will give you the perspective (and tools) you need to protect yourself. We break down why proactive planning beats painful surprises every time.

    You’ll discover:

    1. How marriage impacts your wealth, financial health, and long-term security.
    2. Why working with a mediator makes divorce financially and emotionally easier.
    3. What steps you can take today to safeguard your assets — even if you’re happily married.

    Want to make smarter marriage and wealth decisions that protect your future? Tune in now and build a plan you're proud of!

    To visit John's website

    5 min
  • #165 | How Mediation Saves You From Financial Disaster in Divorce – According to a Veteran Expert - Financial Literacy, Financial Advisors & Wealth

    What’s the real cost of divorce—emotionally and financially?

    If you’re married—or thinking about getting divorced—you might be missing the most important financial decision of your life: how you exit the relationship. This episode dives deep into how mediation can protect your wealth and minimize emotional chaos, especially when marriage ends.

    It’s easy to get swept into expensive court battles, but the truth is: most couples don’t need them.

    Divorce mediator Tom Davis shares how the wrong decisions early on can lead to unnecessary financial loss, extended legal battles, and emotional damage—especially when courts get involved too soon.

    Listen now to learn:

    1. How to avoid the biggest financial traps in divorce proceedings
    2. Why mediation is often the smarter (and cheaper) alternative to litigation
    3. The secret strategy that helps couples protect their assets and peace of mind

    Want to protect your marriage wealth and make smart financial decisions in divorce?

    Listen now and find out how to avoid unnecessary costs, chaos, and courtrooms.

    To visit John's website

    Tom Davis' website: https://myfamilymediation.com/

    26 min
  • #164 | How To Level Up Your Financial Literacy By Rethinking Your Wealth Decisions - Financial Literacy, Financial Advisors & Wealth

    Do you really know why you’re making the financial decisions you make?

    Whether you’re a financial advisor or someone trying to grow long-term wealth, understanding how you make decisions is just as important as the decisions themselves.

    In this thought-provoking episode, host John De Goey sits down with global finance executive Warren Collier to unpack how our mental shortcuts, cognitive biases, and default behaviors are quietly shaping our financial outcomes — often in the wrong direction.

    In this episode, you’ll discover:

    1. Why “thinking about how you think” is a critical skill for financial literacy
    2. How to spot confirmation bias and other traps that affect your wealth strategy
    3. A simple, powerful method to improve decision quality — using feedback from others

    If you want to build real wealth and make smarter decisions with your advisor, this episode is a must-listen.

    Start now — and rethink how you think.

    To visit John's website

    4 min
  • #163 | Finance Pros Can Make Better Wealth Decisions, Too - Financial Literacy, Financial Advisors & Wealth

    Have you ever stopped to ask yourself why you’re making the financial decisions you are or whether they’re even yours to begin with?

    Most of us like to believe we’re rational investors, but the truth is, 90–95% of our daily decisions are made unconsciously shaped by hidden patterns, personal history, and emotional biases.

    In a world of rising rates, global uncertainty, and complex investment choices, blindly following these internal scripts could be quietly sabotaging your financial future.

    In this episode, you’ll discover:

    1) Why understanding your own subconscious patterns is the secret weapon to smarter investing

    2) How to recognize and overcome the subtle biases that cloud your judgment

    3) The surprising role of technology in amplifying—or improving—your decision-making process

    Press play now to uncover the blind spots holding you back from making truly informed, confident wealth decisions.

    To visit John's website

    28 min
  • #162 | Are You Ignoring Insurance In Your Business Wealth Planning Strategy? - Financial Literacy, Financial Advisors & Wealth

    Have you ever wondered how wealthy business owners legally grow their wealth without paying huge personal taxes?

    If you're a small business owner or incorporated professional, you’ve likely been told to invest or save but rarely to use insurance as a strategic financial tool.

    This episode dives into a powerful, often-overlooked method that could help you protect your assets, plan your retirement, and access capital while minimizing taxes.

    In this episode, you will:

    1) Discover how overfunded permanent life insurance can act as a tax-efficient savings strategy within your corporation.

    2) Learn how to borrow against your policy while keeping your capital working for you.

    3) Understand how to overcome common misconceptions about insurance and use it as a legitimate wealth-building tool.

    Tune in now to uncover a niche but powerful strategy that could change how you manage and grow your corporate wealth.

    To visit John's website

    4 min
  • #161 | Insurance Can Help Build Wealth - Financial Literacy, Financial Advisors & Wealth

    What if your life insurance policy could double as a powerful, tax-advantaged investment tool without locking up your cash?

    If you're a business owner, investor, or high-income earner sitting on idle cash or looking for smarter ways to preserve wealth and create optionality, this episode will show you how a properly designed whole life insurance policy can do a lot more than just provide a death benefit.

    It could be the missing piece in your wealth strategy that gives you liquidity, tax efficiency, and long-term leverage.

    In this episode, you will:

    1) Discover how to use a high early cash value policy as a liquid emergency fund or source of tax-free retirement income.

    2) Learn how incorporated business owners can grow wealth faster using corporate-owned life insurance policies.

    3) Understand the real difference between outdated insurance strategies and today’s more flexible, investment-savvy approaches—and how to avoid the common pitfalls.

    Hit play to uncover the lesser-known wealth strategies that top-performing business owners and investors are quietly using to build tax-efficient, flexible portfolios.

    To visit John's website

    28 min
  • #160 | How Could New U.S. Tariffs Could Reshape Your Investment Strategy? - Financial Literacy, Financial Advisors & Wealth

    What if the world's largest economy just rewrote the rules of global trade overnight would your investments survive the fallout?

    Whether you're a seasoned investor or just trying to protect your savings, the sudden imposition of sweeping U.S. tariffs has triggered a seismic shift in global markets, alliances, and economic stability directly impacting your portfolio in ways you may not have imagined.

    In this episode, you will:

    1) Discover how these new tariffs signal a deeper geopolitical strategy that could permanently alter investment fundamentals.

    2) Understand which asset classes are most vulnerable—and which may offer surprising resilience—in this volatile new landscape.

    3) Learn how to position your investments to weather chaos, avoid common blind spots, and make sharper wealth decisions amid uncertainty.

    Hit play now to learn how to safeguard your portfolio in a world where economic logic is no longer guaranteed.

    To visit John's website

    6 min
  • #159 | How will Trump's Tariff's Affect Your Finances? - Financial Literacy, Financial Advisors & Wealth

    Are tariffs the start of a trade war or a signal that the global economy as we know it is fracturing?

    If you're trying to make smart wealth decisions right now, you must understand how the new U.S. tariffs especially those hitting Canada could radically reshape everything from your portfolio’s performance to global currency values.

    This episode unpacks why we're not just seeing a trade dispute, but a poly crisis that could blindside even seasoned investors.

    In this episode, you will:

    1) Gain insider insight from one of North America’s top trade lawyers on how these tariffs may escalate and what it means for Canada's economy.

    2) Understand the four future scenarios that could emerge—including a potential return to Fortress North America—and how each might impact your investments.

    3) Discover practical, grounded advice on navigating extreme market volatility, global uncertainty, and what Canada must do to survive—and thrive.

    Tap play now to hear the conversation that could change how you protect and grow your wealth in a world where the rules are being rewritten.

    The podcast delves into behavioral economics and personal finance, offering expert financial advice on managing money, investing, and navigating the stock market, while highlighting common blind spots of financial advisors to help you make better decisions for retirement and overall wealth management.

    To visit John's website

    33 min
  • #158 | Navigating Financial Blind Spots To Improve Decision Making - Financial Literacy, Financial Advisors & Wealth

    Did you know that financial advisors rely on a specialized press to stay ahead of industry changes and provide the best advice to their clients?

    While much focus is placed on consumer financial literacy, there’s an equally important side to the equation how advisors educate themselves to make better wealth decisions on your behalf.

    With shifting markets, evolving regulations, and new financial products emerging, staying informed is essential for professionals guiding your investments.

    In this episode, you’ll learn:

    1) How financial journalism tailored for advisors helps them make better recommendations.

    2) Why staying informed is a key part of a financial advisor’s professional responsibility.

    3) What role financial press plays in shaping the future of wealth management.

    Tune in now to gain insight into how financial advisors stay ahead—so you can benefit from smarter, well-informed wealth decisions!

    The podcast delves into behavioral economics and personal finance, offering expert financial advice on managing money, investing, and navigating the stock market, while highlighting common blind spots of financial advisors to help you make better decisions for retirement and overall wealth management.

    To visit John's website

    5 min

About Your Wealthy Retirement: Reduce Risk & Grow Your Wealth With A Pension Styled Approach When New To Retirement

From the publisher's feed

Have you thought about how our retirement planning can be derailed by having a portfolio built using principles that might no longer work?