Your Wealthy Retirement: Reduce Risk & Grow Your Wealth With A Pension Styled Approach When New To Retirement

Your Wealthy Retirement: Reduce Risk & Grow Your Wealth With A Pension Styled Approach When New To Retirement

By John De Goey (a podcast covering financial literacy, financial advisors & wealth)Business
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Your Wealthy Retirement: Reduce Risk & Grow Your Wealth With A Pension Styled Approach When New To Retirement episodes

  • #248 | Why Inflation Is Impacting Your Wealth & What the Canadian Economy Means for Your Money - Financial Literacy, Financial Advisors & Wealth

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

    Feeling like rising prices are squeezing your wallet more than ever?

    Inflation is hitting everywhere — groceries, bills, and daily essentials — leaving many Canadians frustrated and unsure how to respond. But what if you could turn this challenge into an opportunity by understanding the forces behind the Canadian economy?

    In this episode, we break down why inflation is impacting your wealth and show practical ways to use the Canadian economy to your advantage instead of feeling stuck. You’ll gain actionable strategies for navigating higher costs while making your money work smarter.

    Here’s what you’ll learn by listening:

    1. Why inflation is reshaping everyday finances and what it really means for your wealth
    2. How the Canadian economy creates investment opportunities during rising costs
    3. Simple steps to protect and grow your money instead of letting inflation eat away at it

    Listen now to discover how understanding the Canadian economy can help you stop reacting to inflation — and start capitalizing on it.

    John De Goey's Books. Grab your copy from Amazon:

    1. Bullshift: How Optimism Bias Threatens Your Finances
    2. STANDUP to the Financial Services Industry
    3. The Professional Financial Advisor IV

    3 min
  • #247 | What the Research Reveals About Financial Planning For Women And Why Women Retirement Planning Looks So Different

    Are women really facing the same retirement reality as men—or are planners missing something critical?

    Women live longer, earn less on average, and experience more career interruptions—yet retirement advice often assumes a one-size-fits-all approach. In this episode, we explore why financial planning for women requires a fundamentally different lens and how structural, behavioral, and educational factors shape women retirement planning outcomes in ways many advisors underestimate.

    In this conversation, you’ll discover:

    1. Why compounding life events—not behavior alone—put women at a retirement disadvantage
    2. How financial literacy and confidence directly influence women’s long-term wealth outcomes
    3. What planners can do differently to create more effective, empathetic retirement strategies for women

    If you want a clearer understanding of the real challenges shaping women’s financial futures—and how better planning decisions can close the gap—this is an episode you don’t want to miss.

    More about Tanya Staples: https://research.conestogac.on.ca/our-team/tanya-m-staples-cfp

    John De Goey's Books. Grab your copy from Amazon:

    1. Bullshift: How Optimism Bias Threatens Your Finances
    2. STANDUP to the Financial Services Industry
    3. The Professional Financial Advisor IV

    23 min
  • #246 | Does Kevin Warsh Really Threaten the Federal Reserve’s Independence and Inflation Control? - Financial Literacy, Financial Advisors & Wealth

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

    Are markets right to trust Kevin Warsh with the Federal Reserve—or is inflation the hidden risk no one’s pricing in yet?

    Investors, policymakers, and everyday market watchers are all reacting to Donald Trump’s nomination of Kevin Warsh, but the real story isn’t political—it’s about credibility, independence, and whether inflation stays contained. With markets already signaling cautious optimism, the question becomes whether that confidence is justified or dangerously premature.

    In this episode, you’ll discover:

    1. Why the market sees Kevin Warsh as less inflationary than expected—and what that reveals about Federal Reserve independence
    2. How Warsh’s reputation compares to past Fed leadership and why that matters for long-term credibility
    3. What could go wrong if political pressure overrides data-driven policy at the Federal Reserve

    If you want to understand how Kevin Warsh could influence inflation, the US dollar, and global market stability, this is an episode you don’t want to miss.

    John De Goey's Books. Grab your copy from Amazon:

    1. Bullshift: How Optimism Bias Threatens Your Finances
    2. STANDUP to the Financial Services Industry
    3. The Professional Financial Advisor IV

    4 min
  • #245 | Should You Add Electricity as an Asset Class If Electrification Is Reshaping Energy Investing? - Financial Literacy, Financial Advisors & Wealth

    Have you ever considered electricity as an asset class—or are you still thinking about energy investing the old way?

    Most investors talk about oil, gas, and renewables, but almost no one is framing electricity itself as a core asset class. As electrification accelerates through AI, data centers, electric vehicles, and global demand growth, that oversight could become a serious portfolio risk.

    In this episode, we explore why electricity is reaching an inflection point and how energy investing must evolve to reflect a world that is rapidly electrifying.

    You'll learn:

    1. Why electricity as an asset class has historically outperformed traditional energy investing
    2. How electrification creates a rare combination of defensive characteristics and long-term growth
    3. Where public and private markets fit when allocating capital to electricity infrastructure

    If you want to make better wealth decisions in a world being reshaped by electrification, this episode will fundamentally change how you think about energy investing. ⚡🎧

    More about Michel Sznajer: https://www.redwheel.com/uk/en/institutional/team-members/michel-sznajer/

    John De Goey's Books. Grab your copy from Amazon:

    1. Bullshift: How Optimism Bias Threatens Your Finances
    2. STANDUP to the Financial Services Industry
    3. The Professional Financial Advisor IV

    20 min
  • #244 | Why Most Canadians Are Unprepared for Rising Costs—And How Your Portfolio Can Win - Financial Literacy, Financial Advisors & Wealth

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

    Are you prepared for how Canada’s new affordability measures will affect your finances and portfolio?

    With the government introducing programs like the Canada Groceries and Essentials benefit, and tackling issues like shrinkflation, the financial landscape is shifting. Many Canadians aren’t considering how these changes impact their investments and long-term wealth.

    In this episode, you’ll discover:

    1. How government policies on affordability can directly influence your portfolio decisions
    2. Practical ways to adjust your investments to manage new economic risks
    3. Steps to ensure your family’s finances stay protected in a changing world

    Listen in to learn how to navigate Canada’s evolving financial landscape and safeguard your portfolio today.

    John De Goey's Books. Grab your copy from Amazon:

    1. Bullshift: How Optimism Bias Threatens Your Finances
    2. STANDUP to the Financial Services Industry
    3. The Professional Financial Advisor IV

    4 min
  • #243 | The Economy vs Stock Market Lie: Why This Isn’t the Recession You Fear in the US Stock Market - Financial Literacy, Financial Advisors & Wealth

    Is the economy actually headed for trouble—or are investors confusing it with what’s happening in the stock market?

    If you’ve ever felt uneasy watching headlines predict a recession while markets keep moving higher, you’re not alone. In this episode, John sits down with Dave Wahl of Franklin ClearBridge Investments to unpack the critical difference between the economy vs. stock market, why those two don’t move in lockstep, and what today’s data really says about a potential recession and the US stock market. This conversation challenges common assumptions, explores why optimism and fear often coexist, and explains how investors can think more clearly during uncertain times.

    What you’ll gain from this episode:

    1. Clarity on why the economy and the US stock market send different signals—and why that matters for real-world decisions.
    2. Perspective on recession indicators, including jobs, GDP, spending, and why most data still points to expansion.
    3. Insight into portfolio risk, global diversification, and why concentration in the US stock market may matter more than headlines suggest.

    Listen now to gain a clearer, calmer framework for understanding the economy vs stock market—and to make better wealth decisions without reacting to fear-driven narratives.

    More about Dave Wahl: https://www.clearbridge.com/team/david-wahl

    John De Goey's Books. Grab your copy from Amazon:

    1. Bullshift: How Optimism Bias Threatens Your Finances
    2. STANDUP to the Financial Services Industry
    3. The Professional Financial Advisor IV

    33 min
  • #242 | How Markets Reacted to Tariffs—and Why Clear-Eyed Investing Matters More Than Ever - Financial Literacy, Financial Advisors & Wealth

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

    Are you making investment decisions based on reality—or on how you wish the world still worked?

    Recent tariff announcements are once again rattling markets, driving uncertainty, and reminding investors that disruption is no longer the exception—it’s the norm. This episode breaks down why these moves shouldn’t surprise anyone, how markets are already responding, and why pretending this is temporary can be a costly mistake.

    By listening, you’ll learn:

    1. How tariffs signal deeper, ongoing shifts in the global order—not one-off events
    2. Why reacting emotionally to market swings undermines clear-eyed investing
    3. How to make realistic decisions that align with the world as it actually is today

    If you want to protect your decision-making from denial, surprise, and false hope, listen to this episode and reset your mindset for clear-eyed investing in a changed world.

    John De Goey's Books. Grab your copy from Amazon:

    1. Bullshift: How Optimism Bias Threatens Your Finances
    2. STANDUP to the Financial Services Industry
    3. The Professional Financial Advisor IV

    3 min
  • #241 | Why Most Financial Advice Fails Without Better-Trained Financial Planners Making Wealth Decisions - Financial Literacy, Financial Advisors & Wealth

    Are you confident that the financial advice you receive is actually helping you make better wealth decisions?

    Many people rely on financial planners without ever understanding how those professionals are trained, what shapes their judgment, or why some advice feels more trustworthy than others. In this episode, we pull back the curtain on financial advice by exploring how financial planners are educated, how income influences decision-making more than gender, and why real-world experience matters just as much as technical knowledge.

    By listening, you’ll discover:

    1. Why income—not gender—plays the biggest role in financial behavior and wealth decisions
    2. How financial planners are trained and why career paths impact the quality of financial advice
    3. What to look for in a financial planner if you want long-term confidence in your wealth decisions

    Listen now to gain clarity on financial advice and feel more confident about the wealth decisions you’re making.

    More about Dr. Daniel Richards: https://profiles.laps.yorku.ca/profiles/danwrich/

    John De Goey's Books. Grab your copy from Amazon:

    1. Bullshift: How Optimism Bias Threatens Your Finances
    2. STANDUP to the Financial Services Industry
    3. The Professional Financial Advisor IV

    25 min
  • #240 | Why the End of Globalization Could Break the Canada Pension Plan - Financial Literacy, Financial Advisors & Wealth

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

    Are we sleepwalking into a pension crisis as globalization unravels?

    For decades, Canada benefited from globalization, stable trade routes, and predictable demographics—but those assumptions are breaking down fast. With immigration slowing, housing shortages mounting, and population growth stalling, the long-term sustainability of the Canada Pension Plan is becoming a serious question few are willing to confront.

    In this episode, you’ll discover:

    1. How the end of globalization changes the math behind immigration and pension sustainability
    2. Why Canada’s demographic challenges pose real risks to the Canada Pension Plan
    3. What happens to jobs, markets, and public finance if population growth stalls

    If you care about the future of Canada’s economy, immigration policy, and whether the Canada Pension Plan can actually deliver when you retire, this is an episode you don’t want to miss.

    John De Goey's Books. Grab your copy from Amazon:

    1. Bullshift: How Optimism Bias Threatens Your Finances
    2. STANDUP to the Financial Services Industry
    3. The Professional Financial Advisor IV

    4 min
  • #239 | Why Private Real Estate Debt Is Changing How You Earn Interest Income With Alternative Investments - Financial Literacy, Financial Advisors & Wealth

    Are bonds and GICs really the best way to generate reliable interest income anymore?

    If you’ve been relying on traditional fixed income, you may be missing a lesser-known corner of alternative investments that institutions have used for decades. Private real estate debt offers a different approach to earning interest income—one backed by physical assets, shorter lending terms, and structural protections that many investors never consider.

    In this episode, John sits down with Spencer Hurley of Trez Capital to unpack how private real estate debt actually works, why it’s often misunderstood, and where it fits (and doesn’t fit) in a modern portfolio.

    In this episode, you’ll learn:

    1. How private real estate debt generates interest income and why it behaves differently than bonds or GICs
    2. The two biggest risks investors need to understand—and how proper due diligence can reduce them
    3. Where private real estate debt fits within alternative investments across different market cycles

    If you want to make better wealth decisions and understand whether private real estate debt belongs in your interest income strategy, this episode will give you the clarity you need — listen now.

    More About Spencer Hurley: https://www.trezcapital.com/our-team/spencer-hurley

    John De Goey's Books. Grab your copy from Amazon:

    1. Bullshift: How Optimism Bias Threatens Your Finances
    2. STANDUP to the Financial Services Industry
    3. The Professional Financial Advisor IV

    27 min

About Your Wealthy Retirement: Reduce Risk & Grow Your Wealth With A Pension Styled Approach When New To Retirement

From the publisher's feed

Have you thought about how our retirement planning can be derailed by having a portfolio built using principles that might no longer work?