Your Wealthy Retirement: Reduce Risk & Grow Your Wealth With A Pension Styled Approach When New To Retirement

Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

Are you relying on outdated investing assumptions while the world is fundamentally changing?

For decades, investors have been taught that history always repeats itself and that “this time is different” is a dangerous mindset. But what if blindly applying past frameworks is exactly what’s preventing you from seeing today’s risks clearly? In this episode, we challenge conventional investing wisdom and explore why demographics, climate change, geopolitical fragmentation, and exploding public debt are converging in ways we’ve never experienced before.

By listening, you’ll learn how to:

1. Identify when historical investing patterns still apply—and when they no longer do
2. Understand how polycrisis dynamics can simultaneously amplify multiple economic risks
3. Filter financial decisions through a modern lens to make better wealth decisions in uncertain times

If you want to navigate investing with clarity instead of complacency, this episode will help you think more critically and make better wealth decisions starting now.

John De Goey's Books. Grab your copy from Amazon:

1. Bullshift: How Optimism Bias Threatens Your Finances
2. STANDUP to the Financial Services Industry
3. The Professional Financial Advisor IV

Are you confident that the financial advice you’re getting is actually helping you make better money decisions?

Most people focus on what financial advice they receive—but far fewer think about who is delivering it and how they were trained. In a world of rising debt, longer retirements, emotional money decisions, and financial stress, choosing the right financial planner can be one of the most important decisions you ever make.

In this episode, we go behind the scenes of the financial planning profession to explore how financial planners are educated, what separates good advice from truly helpful advice, and why human judgment matters just as much as technical knowledge when life gets complicated.

In this episode, you’ll learn:

1. How a financial planner is trained to help real people make better money decisions—not just solve textbook problems
2. Why emotional intelligence and behavioral understanding matter as much as numbers in financial advice
3. What everyday Canadians should look for when choosing a financial planner they can trust

Listen now to learn how the right financial planner can help you make better money decisions with clarity, confidence, and peace of mind.

John De Goey's Books. Grab your copy from Amazon:

1. Bullshift: How Optimism Bias Threatens Your Finances
2. STANDUP to the Financial Services Industry
3. The Professional Financial Advisor IV

Are you heading into the new year in 2026 hoping your finances improve — without a clear plan?

As the new year approaches, optimism is high, but uncertainty is real. This episode encourages you to pause, reflect, and use the momentum of a new year in 2026 to clarify your money goals and build simple saving money habits that fit your real life.

In this episode, you’ll learn:

1. How to set money goals that actually work for your situation in 2026
2. Why saving money is easier when someone holds you accountable
3. How small, written promises can lead to better financial decisions all year

Listen now to start the new year in 2026 with clear money goals and a practical approach to saving money that you can stick with.

Plan with STANDUP Advisors: https://johndegoey.ca/

John De Goey's Books:

Bullshift:

https://www.amazon.ca/Bullshift-Optimism-Bias-Threatens-Finances-ebook/dp/B09YWVQMN6

STANDUP to the Financial Services Industry:

https://www.amazon.com/STANDUP-Financial-Services-Industry-Well-Intended-ebook/dp/B07R8WHCGM

The Professional Financial Advisor IV:

https://www.amazon.ca/Professional-Financial-Advisor-IV/dp/1554831733

Are you building a portfolio based on stories, headlines, and hot picks—or on what actually works?

Most investors believe smart investing means finding the right stock, the right fund, or the right manager. But decades of real-world evidence suggest something very different. In this episode, John sits down with veteran financial professional Patrick Frigon to unpack what Nobel Prize–winning research reveals about building a portfolio, reducing investment risk, and diversifying investments in a way that actually improves long-term outcomes.

You’ll hear why stock picking is so difficult, how markets absorb information almost instantly, and why trying to outsmart everyone else often leads investors to beat themselves instead.

By listening, you’ll learn how to:

1. Build a portfolio using evidence-backed principles instead of predictions and opinions
2. Reduce investment risk without sacrificing long-term returns
3. Diversify investments in a way that smooths volatility and minimizes costly mistakes

If you want to stop guessing and start making smarter, calmer, and more reliable wealth decisions, this episode will change how you think about investing—press play and listen now.

Start planning with STANDUP Advisors:

https://johndegoey.ca/

Are you ready to make your financial plans for 2026—but worried about missing key tax and contribution rules in Canada?

Understanding tax brackets, RSP, and TFSA contribution limits can dramatically affect how much you keep and grow next year. Whether you’re a high earner or just starting to save, knowing the numbers now sets you up for success.

In this episode, you’ll learn:

1. How the new Canadian federal tax brackets in 2026 impact your income strategy.
2. The exact RSP and TFSA contribution limits and how to maximize them before deadlines.
3. What to know about Old Age Security clawbacks and planning for retirement contributions.

Tune in to plan your 2026 finances smarter, save on taxes, and make the most of your RSP and TFSA opportunities.

Start planning with STANDUP Advisors today:

https://johndegoey.ca/

Are you confident that your decision making actually leads to an impactful decision—especially when the stakes are high?

In this episode, we unpack how decision making really works when lives, wealth, and long-term outcomes are on the line. Drawing from healthcare, entrepreneurship, and leadership under pressure, this conversation reveals why clarity, human capital, and trust matter just as much as data when striving to make an impactful decision.

What you’ll learn from this episode:

1. How to structure decision making under pressure so it consistently leads to an impactful decision
2. The hidden blind spots that sabotage impactful decisions in leadership, investing, and scaling businesses
3. A practical way to balance intuition, data, and human dynamics when every decision counts

Listen now to learn how stronger decision making becomes the difference between reactive choices and truly impactful decisions.

More about Sabrina Runbeck: https://sabrinarunbeck.com/

Plan with STANDUP Advisors: https://johndegoey.ca/

Are you basing your financial planning on recent market gains—without accounting for how stock market valuations change investment risk?

Many investors assume that strong past returns mean strong future returns. But history shows that when stock market valuations rise, investment risk quietly increases and expected returns often fall. If your financial planning doesn’t reflect this reality, you may be taking on far more risk than you realize.

In this episode, you’ll discover:

1. How stock market valuations directly influence investment risk and long-term expected returns
2. Why reversion to the mean matters more for financial planning than recent performance
3. How to think more realistically about risk when markets appear calm but valuations are stretched

Listen now to learn how understanding stock market valuations can help you manage investment risk and build more resilient financial planning for the years ahead.

Start Planning With Your STANDUP Advisors: https://www.johndegoey.ca/

Uncertainty is rising — but your decision-making doesn’t have to fall apart with it.

In this conversation with keynote speaker, consultant, author, and behavioral scientist Sam Sivarajan, we explore the mindset, tools, and frameworks that help people stay calm, think clearly, and make better decisions in the face of unpredictable change.

Sam’s new book, The Uncertainty Edge, reveals why the ability to navigate uncertainty—not just risk—is now one of the most important skills for investors, leaders, and anyone navigating life’s transitions.

You’ll learn:

• Why confusing risk with uncertainty leads to poor financial decisions
• How goal fixation (in climbing, investing, or leadership) can be fatal
• The EDGE framework: Establish, Diagnose, Go, Evolve
• How to identify what’s in your control — and what isn’t
• Why AI is today’s biggest uncertainty (and possibly bubble)
• How personal resilience is built through process, not outcomes

🎧 Listen now to learn how the Uncertainty Edge can help you make better wealth decisions with clarity, composure, and confidence.

Know more about Sam Sivarajan: https://www.samsivarajan.com/

STANDUP Planning with John De Goey: https://johndegoey.ca/

Are your finance decisions being quietly distorted by AI’s massive—and possibly unsustainable—market influence?

The surge of AI dominance has reshaped everything from valuations to investor behavior, and it’s created a level of concentration risk the world hasn’t seen before. If you hold the Magnificent Seven, follow AI-driven narratives, or simply want to protect your long-term portfolio, this episode hits close to home.

You’ll walk away with clarity on:

1. How AI’s extreme market concentration could impact your future finance decisions
2. Where hidden risks—like power constraints and circular funding—could trigger major AI slowdowns
3. What you can do today to make smarter, more resilient finance decisions heading into 2026

Take control of your financial future—listen now to strengthen your finance decisions before the AI tide shifts.

STANDUP planning with John De Goey: https://www.johndegoey.ca/

What if someone in your family qualifies for the disability tax credit — and you’ve never set up an RDSP?

Most people who receive the disability savings tax credit have never been told how powerful an RDSP really is. In this episode, advisor Eldon Dunseith breaks down exactly how the system works, why so many families miss out, and how simple the process can be once you understand it.

You’ll walk away knowing what the disability savings tax credit actually unlocks, who can open an RDSP, and why this program quietly delivers some of the largest government benefits available in Canada.

In this episode, you’ll learn:

1. How the disability savings tax credit opens the door to up to $90,000 in government grants and bonds
2. Why children and adults can both set up RDSPs — and why most people don’t know this
3. How families can catch up on missed years and quickly boost long-term disability savings

Listen now to discover how to use the disability savings tax credit to build real, long-term financial security for someone you care about.

Visit John De Goey's website: https://johndegoey.ca/

More about Eldon Dunseith: http://simardandassociates.com/personnel/eldon-dunseith/