Financial freedom, wealth building, money mindset, and true happiness are not just about earning more money. Discover how to build lasting wealth, improve your relationship with money, and create a life filled with purpose and fulfillment.

Many ambitious professionals spend years chasing success, income, and achievements, only to realize they still feel financially stressed or unfulfilled. True wealth is not just about what you earn. It is about how your money supports the life you truly want.

In this episode with Dr. Nicholas E. Michels, CFP®, a former professional basketball player in Germany, best-selling author of Rich by Choice, Certified Financial Planner, entrepreneur, husband, father, and founder of Michaels Family Financial. For over 15 years, Dr. Michels has helped individuals and families create financial confidence, long-term security, and a meaningful life through intentional wealth planning.

Together, they explore the psychology of money, financial freedom, money habits, wealth-building principles, relationships and finances, and how to define success beyond your bank account.

In This Episode:

• The true meaning of wealth and financial freedom

Dr. Nicholas E. Michels shares lessons from professional sports, entrepreneurship, and years of financial advising to reveal why clarity, intentionality, and personal values are the foundation of a rich life.

Whether you are an entrepreneur, business owner, professional, or someone looking to improve your financial future, this conversation will give you practical strategies to take control of your money and build a life by design.

🎙️ Subscribe to the Perpetual Growth Podcast for more conversations on entrepreneurship, leadership, personal growth, mindset, relationships, and continual growth.

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00:00 The Truth About Money & Happiness

Business scaling, operational excellence, founder bottlenecks, leadership systems, and sustainable growth are the real drivers behind long-term success. In this episode of the Perpetual Growth Podcast, we uncover why so many businesses plateau despite investing heavily in marketing, advertising, and sales.

Most founders believe growth comes from better marketing. Michael Kleinmann argues the opposite.

After helping scale multiple seven and eight-figure companies and overseeing more than $800 million in direct-to-consumer revenue, Michael has seen the same pattern repeatedly: businesses don't break because of marketing. They break because the foundation underneath them can't support growth.

In this conversation, we explore:

• Why founders become the biggest bottleneck to growth

Michael Kleinmann is a founder, operator, advisor, and fractional executive with more than 25 years of experience building, scaling, and advising growth-focused businesses. Throughout his career, he has served as CEO, COO, President, Board Advisor, and Fractional Executive while helping companies generate hundreds of millions of dollars in revenue. His work has been featured in major publications including The New York Times and The Wall Street Journal.

If you're a founder, entrepreneur, business owner, operator, or executive looking to scale without chaos, this episode provides practical insights into what actually drives sustainable growth.

Subscribe for more conversations on business growth, leadership, entrepreneurship, personal development, operational excellence, and high-performance decision making.

Audio Chapters

00:00 Introduction

Most people think reinvention belongs to the young, but this discussion highlights that career reinvention is a skill for the willing, not just the young. 

Our guest, with 78 years of experience and seven careers, shares their journey of personal growth and how they continuously adapted through career change. 

This conversation emphasizes self discovery and finding your life purpose, illustrating how to reinvent yourself at any stage of life.

Coach Jay Sargeant is the author of Shift: The Gift of Reinvention and creator of The Shift Project. His work focuses on helping people recognize hidden behavioral patterns, break limiting narratives, and intentionally create a new chapter in life regardless of age or background.

This episode is for entrepreneurs, leaders, coaches, creators, and anyone navigating personal transformation, career reinvention, or major life transitions.

If you feel stuck, trapped in someone else’s definition of success, or ready for your next chapter, this episode will challenge the way you think about growth, opportunity, and personal evolution.

🌐 Website: https://www.theshiftproject.academy/

Connect with Zac Palmer

🌐 Website: https://www.thezacpalmer.com/

#Reinvention #PersonalGrowth #MindsetShift #EntrepreneurMindset #SelfImprovement #IdentityShift #HighPerformance #SuccessMindset

00:00 Why Reinvention Belongs to the Willing

Customer-centered innovation, business growth, leadership, entrepreneurship, problem solving, and operational strategy all come down to one thing: staying close enough to the problem to actually understand it.

Today, I sit down with Andrew Bish, founder of Bish Enterprises and President of the Hemp Feed Coalition.

Andrew shares how real innovation happens by listening deeper than most companies ever do. From solving practical agricultural challenges to navigating the future of hemp, this conversation explores why the best entrepreneurs focus less on hype and more on solving real-world problems that actually matter.

If you're a founder, operator, executive, or entrepreneur trying to grow your business while staying connected to what actually creates value, this episode will challenge the way you think about innovation and leadership.

Guest Information:

👤 Andrew Bish

Connect with Andrew Bish:

Follow Zac Palmer:

🎙️ Subscribe for more conversations on leadership, entrepreneurship, business strategy, personal growth, and high-performance thinking.

Audio Chapters:

00:00 Why Innovation Starts Close to the Problem

#BusinessGrowth #Entrepreneurship #Innovation #Leadership #CustomerExperience #ProblemSolving #BusinessStrategy #HempIndustry

Risk Taking, Courage, Meaning, Masculinity, and Personal Growth. Former U.S. Foreign Service officer John Graham shares hard-earned lessons from war zones, revolutions, mountain expeditions, and life-threatening experiences that completely transformed his understanding of manhood, leadership, emotional strength, and purpose.🔥

From surviving revolutions and navigating the realities of the Vietnam War to confronting the emptiness behind adrenaline-driven success, John unpacks the deeper psychology of courage, masculinity, self discovery, and meaningful living. 

This conversation explores what happens when a life built on danger and adventure collides with the search for compassion, service, emotional depth, and truth.

John shares raw stories about physical risk, leadership under pressure, personal transformation, emotional resilience, and why purpose matters more than comfort. This is not just a conversation about adventure or survival. It’s about becoming the kind of person who lives with intention, meaning, and impact.

Books & Resources:

📕 Book: Quest: Risk, Adventure, and the Search for Meaning

This episode will challenge the way you think about success, fulfillment, and what it means to truly grow! 

If this conversation resonated with you, subscribe to the channel and share it with someone navigating growth, leadership, purpose, or reinvention.

#RiskTaking #Courage #Meaning #Masculinity #Purpose #Leadership #PersonalGrowth #SelfDiscovery

00:00 Introduction

Breathwork for peak performance, emotional healing, mental clarity, and stress reduction—this conversation breaks down how mastering your breath can radically shift how you think, feel, and perform in business and life.

Most people take 20,000 breaths a day without ever being taught how to use them. That’s a missed advantage. In this episode, we unpack how conscious breathing directly impacts your nervous system, emotional regulation, decision-making, and long-term performance.

You’ll learn how to access deeper awareness, release stored stress, and operate with more clarity under pressure—without adding more complexity to your routine.

This isn’t surface-level wellness. It’s a practical framework for rewiring how you respond to stress, uncertainty, and high-stakes environments.

Our guest, Jessica Dibb, has spent over 40 years guiding individuals through deep personal transformation. She is the founding director of the Inspirational Consciousness School and Community and author of Breathwork and Psychotherapy: Clinical Applications for Healing and Transformation. Her work integrates psychology, breathwork, and contemplative practices to help people access higher levels of awareness and healing.

If you're serious about performing at a higher level, this is a skill set worth mastering.

Video Chapters

00:00 Why Breathwork Is the Most Overlooked Performance Tool

💡90% of real estate investors focus on finding deals… but only a small percentage ever master raising capital. 

That gap is exactly why most deals never get funded.

Capital is the real bottleneck. 

Not deals. Not opportunity. ⚠️

And the operators who understand how money actually moves are the ones who win.

📌 Inside this conversation, you’ll see how capital flows behind the scenes, what drives investor decision-making, and why most operators struggle to get deals funded even when the numbers look strong.

You’ll also uncover how to raise money from both individual investors and institutions, build a consistent capital pipeline, and avoid the subtle mistakes that quietly destroy investor trust.

If you're serious about scaling in real estate, private credit, or capital markets, this will reshape how you approach money, relationships, and long-term growth.

👉 Robert Costomiris is a capital markets and fundraising executive with over two decades of experience across Wall Street, private equity, and real estate investing. 

As President of MIOYM Equities, he leads capital formation, investor relations, and deal execution across distressed assets, fix-and-flip strategies, and ground-up developments.

🔗 Guest Info & Resources

• Company: MIOYM Equities

If you’re serious about scaling your business, raising more capital, and surrounding yourself with the right strategy and support, the fastest path isn’t figuring it out alone.

📅 Book a call and let’s map out what this actually looks like for you:

No fluff. No guesswork. Just clarity on your next move.

00:00 Real Estate Investing Mistakes

#RealEstateInvesting #CapitalRaising #PrivateEquity #RealEstateDeals #InvestorMindset #Entrepreneurship #WealthBuilding

Most leaders are trained to think their way through pressure. The best leaders? They train their body to handle it.

In this episode of the Perpetual Growth Podcast, we break down the real reason high performers stay calm, decisive, and fully present when it matters most. This conversation goes beyond mindset and into embodied leadership, revealing how your physiology directly shapes your emotions, decisions, and leadership presence.

If you’ve ever felt stuck in your head, overwhelmed under pressure, or disconnected in high-stakes moments, this will change how you lead.

Croft Edwards is an ICF Master Certified Coach, leadership advisor, and founder of Croft & Company. With over 9,500 coaching hours, he has worked with Fortune 500 executives, military leaders, and high-performance teams.

A retired U.S. Army Lieutenant Colonel, Croft brings decades of real-world leadership experience into his work on somatic and embodied leadership.

🔗LinkedIn: https://www.linkedin.com/in/croftedwards/ 

⏱️ Video Chapters

00:00 – Why Most Leaders Break Under Pressure

This is not a theory. This is practical leadership training for real-world performance.

High performance, intimacy, emotional blocks, sexual energy, and wealth creation are more connected than most people realize. In this episode, we break down why so many successful entrepreneurs and high achievers dominate in business but struggle in their relationships and personal fulfillment.

If you’ve built success but still feel disconnected, this conversation exposes the hidden patterns driving that gap and how to reclaim control.

Our guest, Katrina Wyrzykowski, is an international speaker and practitioner who works with high-performing individuals to clear subconscious emotional blocks that limit intimacy, pleasure, creativity, and personal freedom.

Her work sits at the intersection of mindset, energy, sexuality, and peak performance, revealing how the same internal drivers that fuel success can either expand or quietly sabotage your life.

Connect with Katrina:

00:00 – The hidden struggle of high performers

If you’re serious about elevating your performance, don’t ignore the part of your life that fuels everything else.

Mastery isn’t just what you build externally. It’s how aligned you are internally.

If this episode challenged your perspective, subscribe for more conversations that push beyond surface-level success and into real transformation.

Listen to the full episode, share it with someone who needs it, and start closing the gap between success and fulfillment.

🎬 More episodes here: https://www.youtube.com/@ThePerpetualGrowthPodcast 

🎧 Audio version coming soon to Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-zac7us-podcast/id1794170265 

#HighPerformance #PersonalDevelopment #EntrepreneurMindset #EmotionalIntelligence #IntimacyMatters #SuccessAndFulfillment #MindsetShift #PeakPerformance #WealthConsciousness #RelationshipGrowth

It's nearly impossible for families to facilitate their own family meeting because you don't know what you don't know. 

This video highlights the complexities of caregiving, especially when discussing topics related to senior care and aging parents. 

It emphasizes the challenge of navigating issues like nursing home options and understanding how medicare explained works, which can be overwhelming for those without prior knowledge.

This isn’t just about caregiving. It’s about staying in control when everything around you isn’t.

Hit play now, and take back clarity before crisis makes the decisions for you.

Video Chapters⬇️

00:00 – The Reality Most Families Avoid

🎬 More episodes here: https://www.youtube.com/@ThePerpetualGrowthPodcast  

🎧 Audio version coming soon to Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-zac7us-podcast/id1794170265