Zurich Insurance

O dinheiro continua a ser um dos temas que mais preocupação gera no dia a dia, mas será que falamos o suficiente sobre o impacto que tem no nosso bem-estar? Neste episódio da terceira temporada do podcast Por ti, Rodrigo Pratas conversa com o jornalista e especialista em finanças pessoais, Pedro Andersson, sobre a importância da literacia financeira e de como pequenas decisões podem fazer uma grande diferença na nossa qualidade de vida.

Uma conversa prática e sem fórmulas mágicas sobre hábitos, prioridades e a serenidade que pode resultar de uma relação mais consciente com o dinheiro.

Subscreva o canal e não perca os próximos episódios! Assista à terceira temporada do podcast Por ti nas plataformas de podcast, nos canais de comunicação da Zurich e ao conteúdo original publicado no Expresso online: https://expresso.pt/iniciativaseprodutos/projetos-expresso/2026-10-14-pedro-andersson-gerir-bem-as-nossas-financas-pessoais-e-o-primeiro-passo-para-que-tudo-o-resto-comece-a-funcionar-bee436b7 

Could Japan's "widow-maker" trade finally be coming to an end?
 
For decades, Japan was defined by near-zero interest rates and persistent deflation. Now, inflation expectations are changing, wages are rising and Japanese bond yields have moved sharply higher.
 
In this episode of the Topical Thoughts podcast entitled, "Sayonara Zero", Head of Asian Market Strategy & Economics Ha Nguyen and Chief Market Strategist & Economist Guy Miller unpack Japan's economic normalization.
 
- Rising Japanese government bond yields
- Continued pressure on the yen
- The Bank of Japan's delicate policy balance
- The gradual repatriation of Japanese capital
- The potential consequences of global bond markets

In this episode, Zurich's Head of Macroeconomics Charlotta Groth, Head of Market Strategies Puneet Sharma and Chief Market Strategist & Economist Guy Miller discuss key findings from their latest Topical Thoughts paper, "The AI revolution: a snapshot in time."
 
Together, they explore whether the trillions being invested in AI today can translate into stronger productivity, sustainable economic growth and attractive opportunities for investors.
With hyperscalers such as Amazon, Alphabet, Meta and Microsoft leading a wave of unprecedented spending, the debate is shifting from AI adoption to AI impact. Can artificial intelligence accelerate scientific discovery, reshape industries and unlock a new era of economic growth, or will the benefits fall short of the investment?
 
The key question is no longer whether AI will be adopted, but whether it can transform the way businesses, economies and societies operate.

What happens when the bond market starts pushing back?

The U.S. Treasury has made an unusual move: doubling long-end bond buybacks to contain rising long-term yields. But the bigger story is not the buybacks themselves but what they signal.

As debt burdens rise and fiscal risks move center stage, the key question becomes:

Can debt management substitute for fiscal discipline?

What does the future of insurance look like – and what will it take to lead it?

As climate risks intensify, AI accelerates and customer expectations evolve, the role of insurance is changing. Increasingly, insurers are being called on not only to respond to risk, but to help prevent it.

In the latest Zurich Talks conversation, Hannah Gurga, Director General of the Association of British Insurers (ABI), joins us to discuss the industry's evolving role, the opportunities ahead, and the skills future leaders will need to succeed.

What does Kevin Warsh’s first meeting as Federal Reserve Chair signal for investors? In this Topical Thoughts conversation, Chief Market Strategist & Economist Guy Miller and Head of US & UK Market Strategy Thomas Liebi unpack the Fed’s hawkish shift, the renewed focus on price stability and why markets may need to prepare for less forward guidance and more volatility.

The discussion explores the five Fed task forces, including communications, balance sheet policy, inflation framework and the use of more real-time data. It also looks at how AI-driven productivity could shape the longer-term outlook for inflation, interest rates and monetary policy.

If you follow the Federal Reserve, US interest rates, inflation, bond markets or macro investing, this episode breaks down what Kevin Warsh’s early moves could mean for policy credibility and market pricing.

Markets are sending a clear signal: The bull run is not over.

In Part 2 of our Mid-Year Outlook podcast, Zurich's Investment Management team unpack what’s really driving financial markets and where the opportunities (and limits) lie.

Key takeaways:

• Equities remain the top conviction call
• AI is more than hype, it's a structural driver
• Credit markets: Solid, but limited upside
• Regional divergence is widening
• Bonds: Volatility is back and that's healthy

We may be witnessing one of the largest global capital spending cycles in decades, driven by AI, energy transition and defense modernization.

Despite geopolitical tensions, energy price shocks and persistent inflation, Zurich’s Investment Management team remain constructive on the global outlook for the second half of 2026.

Key takeaways from our Mid-Year Outlook podcast:

• Global growth remains broadly trend-like and resilient
• The AI investment boom continues to accelerate, supported by strong credit markets and unprecedented capital expenditure
• Fiscal spending, defense investment and renewable energy projects are providing additional growth support
• The US economy continues to outperform expectations, backed by solid consumer spending and AI-driven investment
• Europe faces headwinds, but Spain and Southern Europe are proving surprisingly resilient
• China remains a global stabilizer, balancing export strength with longer-term investments in technology and innovation
• Central banks may stay more hawkish than expected, but a prolonged tightening cycle remains unlikely

Tulsi Naidu, CEO APAC, Zurich Insurance, and Jennifer Richards, CEO APAC,
Aon, explore how Asia Pacific's fast-growing economies can better manage rising climate risk.

They discuss the region's widening protection gap, the role of insurance and data in making projects bankable, and why shifting the focus from risk transfer to resilience and risk reduction can unlock competitive advantage for companies.

More on Zurich Talks: https://www.zurich.com/zurich-talks

AI-driven data centers are pushing energy demand to new extremes – raising urgent questions for risk managers, policymakers, and business leaders alike. How can energy systems adapt without increasing fragility and emissions? Hear from experts including Google, the IEA, a scientist and Zurich Resilience Solutions.