In the news - The New York Times recently published a fairly bleak outlook for interest rates. In "The World Economy Just Can't Escape Its Low-Growth, Low-Inflation Rut", Neil Irwin suggests that there is no underlying economic reason for interest rates to rise in the near term. Mark, Will and Paul discuss his perspective and what this means for near-retirees and retirees dependent upon savings interest rates to cover daily living expenses. One solution that could help optimize interest rates in this environment is a multi-year guaranteed annuity. This fixed annuity is a relatively simple product that can generate predictable interest income over a fixed period of time. If you are presenting this option to a client, however, there are many different features you should understand. The hosts walk you through a number of the most important ones you should know today. Connect with That Annuity Show at https://twitter.com/ThatAnnuityShow, https://www.facebook.com/thatannuityshow, https://www.instagram.com/thatannuityshow/. Visit our website at https://thatannuityshow.com. Visit Nassau Financial Group on the web at http://www.nfg.com. Connect with Ramsey Smith on https://www.linkedin.com/in/ramseydsmith or https://twitter.com/RamseyDSmith1. Visit https://alex.fyi on the web. This podcast is intended for general informational purposes only and is not a solicitation of any insurance product. The discussion is not meant to provide any legal, tax, or investment advice with respect to the purchase of an insurance product. A comprehensive evaluation of a consumer's needs and financial situation should always occur in order to help determine if an insurance product may be appropriate for each unique situation.