In this episode, The Annuity Man discusses:

• How annuity companies are more regulated than banks
• Where annuity companies are required to put your money
• The US 10 Year Treasury Note and the role is plays with annuities
• The reason for surrender charges on deferred annuities

Key Takeaways:

• Fixed annuity companies have 100% of your money available day one
• Life expectancy drives the pricing train with lifetime income guarantees
• All lifetime income payments are a combination of return of principal plus interest
• Annuity companies are shouldering the risk you are transferring to them

"Life insurance companies have big buildings for a reason because they know when we are going to die, so they price their products accordingly. " — The Annuity Man

Connect with The Annuity Man:

Website: TheAnnuityMan.com

Email: [email protected]

YouTube: Stan The Annuity Man