Paying off debt is essential to getting back on track with your finances. Not only will you remove a large expense every month, but the mental freedom is priceless. That's exactly what Whitney did by working two jobs and sticking to a tight budget. By being intentional and mindful of her spending, she was able to pay off all her debt and now owns a personal finance business. Her business now makes more money than her full-time job, which means she now gets to live on her terms and work on her business.

Whitney's hacks to paying off debt are unique and insightful, a huge help to anyone working towards paying back their debt.

Here are the main topics we talked about in the episode:

• Whitney's background
  • Her journey to managing money
  • How she paid off her $30,000 in debt in 10 months
  • Her online business

• Her journey to paying off debt
  • How she was working 2 jobs
  • Her different tricks to paying off debt
  • How she set her goals

• How to be intentional about your finances
  • Using a holistic overview
  • The importance of keystone habits
  • How to set SMART goals

• Investing when in debt
  • How it differs from case to case
  • Starting an emergency fund
  • Why it depends on how long you'll be paying off debt

• Her personal finance goals
  • Why she's leaving her full-time job
  • Her business goals
  • Getting started with real estate investing

Other related blog posts/links mentioned in this episode:

• Whitney's Blog
• The Money Nerds Podcast
• The Money Summit
• The Power of Habit by Charles Duhigg
• Dave Ramsey
• Leave me a voicemail- Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch my CBS News Segment
• Watch me on News12 Watch my latest segments on News12
• My One on One Money Coaching Services - Get my personalized 1on1 money coaching expertise to help you reach your financial goals

Connect with Whitney:

• Whitney on Twitter
• Whitney on Instagram
• Whitney on Facebook

Connect with me:

• Journey To Launch Instagram
• Journey To Launch Twitter
• Journey To Launch Facebook Page
• Join the private Facebook Group