In this episode, The Annuity Man and Dennis Miller discusses:

• What ROMEO is and how it influences Dennis and his writing.
• Why inflation is a personal thing.
• Diversifying for income guarantee and reducing risk.
• Answering the questions Dennis's readers are asking.

Key Takeaways:

• You must diversify if you are going to survive as a retiree and not rely solely on any one income stream, including Social Security.
• Plan for Social Security, in some form, but when you're running the numbers it is not a guaranteed number.
• Once you retire, your mindset towards money changes.
• If it sounds too good to be true, you're better off continuing to do your research.

"I took annuities, CDs, bonds, dividend paying stocks, preferred dividend paying stocks, and I sliced every one of those just to what was really guaranteed. Are they guaranteed to beat inflation? What I'm telling my readers today is, if you're going to survive as a retiree and make your money last, you've got to diversify and combine them." — Dennis Miller

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