Agents for Life!

#077: (sales) Accidental Death, AKA Traditional Mortgage Protection


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Have you ever come across confusion about the difference between mortgage protection and life insurance? I can't tell you how many times I have had to explain (in a respectable way) that they're basically the same thing. Yet people have it in their minds that there's this magical policy out there. It's offered by the banks and pays off the house if you die regardless of health conditions.

Sound familiar?

To help with this, I believe one of the most overlooked tools in our bag is Americo's Accidental Death. It's the only ADB we can write without a health license and the only type of life insurance policy that doesn't require a look into health conditions.

I also had a realization this week about how we position the whole concept of "Mortgage Protection" as it relates to this policy. I think we're leaving money on the table. I know I am. 

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Agents for Life!By Matthew Wilson, Agent for Life

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