I don't have an IRA or a 401K. In fact, most people I know who are higher net worth do not. You see, what I'm realizing more and more as I continue to gradually climb up this wealth ladder is that there seems to be a separate set of rules at each stop. Don't get me wrong. I don't think there is anything wrong with the traditional retirement account paradigm. It's just that there are so many other options out there that 99% of people out there know nothing about. That's one of the reasons I love doing my podcast. I feel like a special agent from the professional world spying on the ultra wealthy and bringing back their secrets to share with you—I like playing financial James Bond! Some of these products and strategies I'm learning about are absolutely mind boggling and are actually things that you could be doing yourself. One of the guys who has been teaching me about some very interesting strategies is Christian Allen. Christian has worked with ultra high net worth individuals for years and he's now helping us professionals gains some of these perks. You are not going to want to miss this week's wealth formula podcast because he is going to reveal some of unbelievable strategies on this show. Make sure you don't miss this interview—it really could change your financial life.