1000Houses.com Podcast

1000Houses.com Podcast

By Mitch StephenBusinessInvestingCareers
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1000Houses.com Podcast episodes

  • Episode 237: Keeping What You Make

    Garrett Gunderson is called a “financial genius” in entrepreneurial circles, but he wasn’t born with a silver spoon. In fact, Garrett’s blue-collar roots are what make him so passionate about helping entrepreneurs build Economic Independence.

    Garrett comes from a fourth generation coal mining family, raised in rural Utah. His great-grandfather left San Giovanni, Italy in 1913 to escape government corruption and excessive taxation. He came to America and was separated from his family for 7 years, living in a tent so he could build a better life for his family.

    Garrett’s approach to personal finance is firmly rooted in this history. His company, Wealth Factory, helps self-made business owners and entrepreneurs who understand hard work — but who haven’t been given the proper financial tools to build lasting wealth. Because even though Garrett’s great-grandfather understood the value of hard work, he never got to enjoy it. And without proper structures, hard work is like eating soup with a fork. You keep busy, but stay hungry.

    So Garrett imagined his great-grandfather was his client. How could he have helped him grow his wealth faster? And with that thought in mind, he built the kind of company that would have helped his great-grandfather build Economic Independence in 3-7 years instead of taking three generations to break the cycle of scarcity.

    The process Wealth Factory uses to help you is simple. First, they recover leaking money that’s rightfully yours. Next they connect you with experts who create a framework that preserves, protects and grows your money. And finally they build structures that help you live wealthy now while creating a lasting family legacy.

    This family legacy — and the burning desire to pass on what he’s learned to his children — are what drive Garrett to help others. He now spends his time innovating new financial tools and technologies that help small business owners and entrepreneurs like you build lasting wealth, live the life you love, and pass on a lasting family legacy of your own. He believes your legacy is defined not just by money, but by the values and contribution you pass along.

    Garrett lives in Salt Lake City with his wife, two children and a dog. When he’s not traveling, speaking, or spending time with his family, Garrett enjoys Crossfit, eats Paleo and makes people laugh at local stand up comedy clubs.

    What you’ll learn about in this episode:

    How Garrett started his first business at 15 years old and how it kick-started his financial education
    Why finding a good mentor and continuing your financial learning is critical for success
    Why it’s important to save as much money as possible on taxes and to have a new tax professional review your tax returns every three years
    How to build an effective tax team with four key people who can save you money and why you should meet with them quarterly
    Which questions you should be regularly asking the professionals on your tax team to turn expenses into deductions
    Why thinking outside the box and using the reclassification of income can find tax deductions you might have missed and save you money
    Examples of finding unconventional ways to get tax credits through the purchase and donation of artwork and historical building easements
    How to get a free copy of Garrett’s book “What Would The Rockefellers Do?”
    Why hiring a good team of tax professionals will more than pay for itself and shouldn’t be considered an expense
    Garrett’s advice for new entrepreneurs for keeping more of your money in your pocket
    Resources:
    REInvestorSummit.com/wwrd
    REInvestorSummit.com/noteservicing
    REInvestorSummit.com/privatelenders
    REInvestorSummit.com/100
    REInvestorSummit.com/101

    Love the show? Subscribe, rate, review, and share!
    • Here’s How »
    • Join the Real Estate Investor Summit Community:
      • reinvestorsummit.com
      • Real Estate Investor Summit Facebook
      • Real Estate Investor Summit Twitter
      • Real Estate Investor Summit YouTube
      • Mitch Stephen LinkedIn
      • 33 min
      • Episode 236: Larry Goins: Wholesaling

        Larry Goins has been investing in real estate for over 20 years. Previously, Larry served as president of the Metrolina Real Estate Investors Association in Charlotte NC, a not-for-profit organization that has over 350 members and is the local chapter of the National Real Estate Investors Association.

        Larry is an active real estate investor and travels throughout the United States speaking and training audiences at conventions, expos, and Real Estate Investment Associations on his strategies for buying and selling houses. Larry has also written several books on real estate investing that are available wherever books are sold. Larry and Kandas are also the host of the BRAG Radio Show. BRAG is all about using real estate to Be Rich And Generous.

        Between speaking engagements and mentoring other investors, Larry oversees the daily operations of his investing business that wholesales properties, seller finances properties and holds properties for investment.

        On a personal note, Larry and his wife, Pam, have two children, Linda and Noah. He also has a granddaughter, Ember. They are a member of New River Community Church in Lake Wylie, SC. As a husband, father, businessman, and real estate investor, Larry holds true to his core values and moral integrity. His personal and business motto is, “People and principles before profits.”

        What you’ll learn about in this episode:

        Larry’s Filthy Riches model for buying and selling cheap houses to make dramatic profits
        How to sell inexpensive houses with payments less than rent, using just a phone and an internet connection
        How to sell a home using unconventional tools like eBay and Craigslist
        Where to get funding to buy these houses without going out of pocket, using sources like private financing
        Why selling “nearly livable” properties as-is is generally superior to “fixing and flipping”
        How to get a free analyzer tool from Larry to evaluate deals easily and in seconds
        Why you should be selling the note only when you’re starting out, with the end goal of keeping the note for yourself
        Example deals Larry has made to highlight the returns he’s been able to achieve
        Why small towns are the ideal location to be looking for investment opportunities
        What you’ll learn and what tools you’ll get from Larry and Mitch’s webinar
        Resources:
        REInvestorSummit.com/riches
        REInvestorSummit.com/capital
        REInvestorSummit.com/live
        REInvestorSummit.com/101
        REInvestorSummit.com/coaching





        30 min
      • Episode 237: Keeping What You Make

        Garrett Gunderson is called a “financial genius” in entrepreneurial circles, but he wasn’t born with a silver spoon. In fact, Garrett’s blue-collar roots are what make him so passionate about helping entrepreneurs build Economic Independence.

        Garrett comes from a fourth generation coal mining family, raised in rural Utah. His great-grandfather left San Giovanni, Italy in 1913 to escape government corruption and excessive taxation. He came to America and was separated from his family for 7 years, living in a tent so he could build a better life for his family.

        Garrett’s approach to personal finance is firmly rooted in this history. His company, Wealth Factory, helps self-made business owners and entrepreneurs who understand hard work — but who haven’t been given the proper financial tools to build lasting wealth. Because even though Garrett’s great-grandfather understood the value of hard work, he never got to enjoy it. And without proper structures, hard work is like eating soup with a fork. You keep busy, but stay hungry.

        So Garrett imagined his great-grandfather was his client. How could he have helped him grow his wealth faster? And with that thought in mind, he built the kind of company that would have helped his great-grandfather build Economic Independence in 3-7 years instead of taking three generations to break the cycle of scarcity.

        The process Wealth Factory uses to help you is simple. First, they recover leaking money that’s rightfully yours. Next they connect you with experts who create a framework that preserves, protects and grows your money. And finally they build structures that help you live wealthy now while creating a lasting family legacy.

        This family legacy — and the burning desire to pass on what he’s learned to his children — are what drive Garrett to help others. He now spends his time innovating new financial tools and technologies that help small business owners and entrepreneurs like you build lasting wealth, live the life you love, and pass on a lasting family legacy of your own. He believes your legacy is defined not just by money, but by the values and contribution you pass along.

        Garrett lives in Salt Lake City with his wife, two children and a dog. When he’s not traveling, speaking, or spending time with his family, Garrett enjoys Crossfit, eats Paleo and makes people laugh at local stand up comedy clubs.

        What you’ll learn about in this episode:

        How Garrett started his first business at 15 years old and how it kick-started his financial education
        Why finding a good mentor and continuing your financial learning is critical for success
        Why it’s important to save as much money as possible on taxes and to have a new tax professional review your tax returns every three years
        How to build an effective tax team with four key people who can save you money and why you should meet with them quarterly
        Which questions you should be regularly asking the professionals on your tax team to turn expenses into deductions
        Why thinking outside the box and using the reclassification of income can find tax deductions you might have missed and save you money
        Examples of finding unconventional ways to get tax credits through the purchase and donation of artwork and historical building easements
        How to get a free copy of Garrett’s book “What Would The Rockefellers Do?”
        Why hiring a good team of tax professionals will more than pay for itself and shouldn’t be considered an expense
        Garrett’s advice for new entrepreneurs for keeping more of your money in your pocket
        Resources:
        REInvestorSummit.com/wwrd
        REInvestorSummit.com/noteservicing
        REInvestorSummit.com/privatelenders
        REInvestorSummit.com/100
        REInvestorSummit.com/101





        33 min
      • Episode 235: Virtual Whole-Tailing

        Michael Quarles started as an Entrepreneur when he was an adult teenager, buying an R2 lot and constructing a duplex. He didn’t know what the heck he was doing; all he knew was that he wanted to. He had an “S” on his chest mentality, which helped push him through the many unknown battles of real estate.

        Since that day, Michael has been involved with hundreds and hundreds of real estate deals. In 1991, he obtained his general building contractors license, building over 70 single family home and multifamily units from the ground up. In 2006, he was proud to obtain his broker’s license.

        After doing hundreds of deals on purpose and thru systemization, several people asked Michael how he did as many deals as he did. His answer then remains the same as it is now: it was a matter of marketing, understanding negotiation, and respecting systems.

        Subsequently, Michael began helping new and seasoned investors jumpstart their marketing and their careers through a variety of the businesses that he runs today, including, YellowLetters.com, Buy Sell Fix Flip Academy, 1800Sell4Cash, Call Text Technologies, Inc., Print Centers, Alex/Ryan Call Center, and The Michael Quarles Real Estate Show.

        During his career as an entrepreneur, Michael has come to realize that the difference between success and failure is our belief and understanding of the words Help, Want and Need and how those three words keep us from finding success.

        What you’ll learn about in this episode:

        How Michael began his career as an entrepreneur in his late teens and found success in multiple industries
        Why Michael believes in “making money for people he hasn’t met yet”
        Whole-tailing, and how it is one of the keys to real estate profits with minimal effort
        Michael’s “Alex Ryan Angel” call center and how it works in the background to make him money
        How Michael’s coaching programs work and how to get participate in his programs
        How Michael uses modern real estate technology to locate and complete deals all over the country
        Why effective scripts can push sellers to sell houses at the terms Michael requires
        Why Michael believes in hiring a team of ordinary people using his extraordinary system rather than hiring extraordinary people
        How Michael uses cluster marketing to attract as many sellers as possible using varied marketing methods
        Why entrepreneurs should always be looking to work on and improve their businesses to adapt to the changing market
        Why Michael has stopped using the words need, want, hope, and wish in his life and replaced them with the word require
        Resources:
        REInvestorSummit.com/Quarles
        REInvestorSummit.com/live
        REInvestorSummit.com/capital
        REInvestorSummit.com/aof
        REInvestorSummit.com/coaching





        49 min
      • Episode 231: Airbnb Other People’s Properties (OPP)
        Brian Page made his first million before the age of 30 in the wild world of real estate. During the historic crash of 2007, he lost it all. Starting over with no credit or savings to speak of he went on to start an Airbnb business, making over six figures in his first 6 months, using properties he doesn’t own.

        After automating and outsourcing nearly every aspect of his business, Brian has enjoyed traveling the world and managing his Airbnb empire from his laptop, seeing 16 countries so far just this year. He believes wealth is not merely having money, but also the time and freedom to enjoy it.

        Brian’s BNB Formula Masterclass reveals exactly how he started and grew his business so fast and how you can do the same in any of the 192 countries Airbnb operates in. BNB Formula is the only teaching of its kind showing entrepreneurs how to build a multi-listing six to seven figure Airbnb business – without having to own a single property as well as how to outsource and automate that business.

        Brian charges $5,000 per day to work with clients one on one, but his 8-week masterclass and live group coaching reveal the same techniques and simple step by step formula. Seize this outstanding opportunity and begin building your own Airbnb Empire today!

        What you’ll learn about in this episode:
        How Brian managed to recover from having bad credit and little cash flow after the real estate crash by finding success in the Airbnb market
        Leveraging the Airbnb business model successfully by making every transaction a win for everyone involved
        The importance of finding the right type of property to lease out on Airbnb
        Delegating tasks to different teams to keep yourself free to pursues new deals
        Earning the trust of property owners concerned about who will be renting their property and getting their payment on time
        Brian’s use of virtual online tools to eliminate his need for a full staff and save lots of time by eliminating most of his on manual tasks
        How Brian takes the time to educate students and owners of the profit available by leasing out Airbnb properties
        The opportunity provided by working with Airbnb property to those looking to run their own business
        Niches you can find to specialize in within the Airbnb market
        Using reviews left by users to find renters who will respect the property they’re staying in
        Why investing in taking out insurance helps land new listings by making owners feel more comfortable letting you manage their property
        How explaining his new business to friends led Brian down the path to becoming a teacher and mentor
        Resources:
        REInvestorSummit.com/airbnb
        REInvestorSummit.com/profitscalculator
        REInvestorSummit.com/PATLive
        REInvestorSummit.com/Grow
        REInvestorSummit.com/100
        REInvestorSummit.com/aof

        Love the show? Subscribe, rate, review, and share!

      • Here’s How »


      • Join the Real Estate Investor Summit Community:

      • reinvestorsummit.com

      • Real Estate Investor Summit Facebook

      • Real Estate Investor Summit Twitter

      • Real Estate Investor Summit YouTube

      • Mitch Stephen LinkedIn

      • 24 min
      • Episode 231: Airbnb Other People’s Properties (OPP)

        Brian Page made his first million before the age of 30 in the wild world of real estate. During the historic crash of 2007, he lost it all. Starting over with no credit or savings to speak of he went on to start an Airbnb business, making over six figures in his first 6 months, using properties he doesn’t own.

        After automating and outsourcing nearly every aspect of his business, Brian has enjoyed traveling the world and managing his Airbnb empire from his laptop, seeing 16 countries so far just this year. He believes wealth is not merely having money, but also the time and freedom to enjoy it.

        Brian’s BNB Formula Masterclass reveals exactly how he started and grew his business so fast and how you can do the same in any of the 192 countries Airbnb operates in. BNB Formula is the only teaching of its kind showing entrepreneurs how to build a multi-listing six to seven figure Airbnb business – without having to own a single property as well as how to outsource and automate that business.

        Brian charges $5,000 per day to work with clients one on one, but his 8-week masterclass and live group coaching reveal the same techniques and simple step by step formula. Seize this outstanding opportunity and begin building your own Airbnb Empire today!

        What you’ll learn about in this episode:

        How Brian managed to recover from having bad credit and little cash flow after the real estate crash by finding success in the Airbnb market
        Leveraging the Airbnb business model successfully by making every transaction a win for everyone involved
        The importance of finding the right type of property to lease out on Airbnb
        Delegating tasks to different teams to keep yourself free to pursues new deals
        Earning the trust of property owners concerned about who will be renting their property and getting their payment on time
        Brian’s use of virtual online tools to eliminate his need for a full staff and save lots of time by eliminating most of his on manual tasks
        How Brian takes the time to educate students and owners of the profit available by leasing out Airbnb properties
        The opportunity provided by working with Airbnb property to those looking to run their own business
        Niches you can find to specialize in within the Airbnb market
        Using reviews left by users to find renters who will respect the property they’re staying in
        Why investing in taking out insurance helps land new listings by making owners feel more comfortable letting you manage their property
        How explaining his new business to friends led Brian down the path to becoming a teacher and mentor
        Resources:
        REInvestorSummit.com/airbnb
        REInvestorSummit.com/profitscalculator
        REInvestorSummit.com/PATLive
        REInvestorSummit.com/Grow
        REInvestorSummit.com/100
        REInvestorSummit.com/aof

        Love the show? Subscribe, rate, review, and share!
        • Here’s How »
        • Join the Real Estate Investor Summit Community:
          • reinvestorsummit.com
          • Real Estate Investor Summit Facebook
          • Real Estate Investor Summit Twitter
          • Real Estate Investor Summit YouTube
          • Mitch Stephen LinkedIn
          • 26 min
          • Episode 231: Airbnb Other People’s Properties (OPP)

            Brian Page made his first million before the age of 30 in the wild world of real estate. During the historic crash of 2007, he lost it all. Starting over with no credit or savings to speak of he went on to start an Airbnb business, making over six figures in his first 6 months, using properties he doesn’t own.

            After automating and outsourcing nearly every aspect of his business, Brian has enjoyed traveling the world and managing his Airbnb empire from his laptop, seeing 16 countries so far just this year. He believes wealth is not merely having money, but also the time and freedom to enjoy it.

            Brian’s BNB Formula Masterclass reveals exactly how he started and grew his business so fast and how you can do the same in any of the 192 countries Airbnb operates in. BNB Formula is the only teaching of its kind showing entrepreneurs how to build a multi-listing six to seven figure Airbnb business – without having to own a single property as well as how to outsource and automate that business.

            Brian charges $5,000 per day to work with clients one on one, but his 8-week masterclass and live group coaching reveal the same techniques and simple step by step formula. Seize this outstanding opportunity and begin building your own Airbnb Empire today!

            What you’ll learn about in this episode:

            How Brian managed to recover from having bad credit and little cash flow after the real estate crash by finding success in the Airbnb market
            Leveraging the Airbnb business model successfully by making every transaction a win for everyone involved
            The importance of finding the right type of property to lease out on Airbnb
            Delegating tasks to different teams to keep yourself free to pursues new deals
            Earning the trust of property owners concerned about who will be renting their property and getting their payment on time
            Brian’s use of virtual online tools to eliminate his need for a full staff and save lots of time by eliminating most of his on manual tasks
            How Brian takes the time to educate students and owners of the profit available by leasing out Airbnb properties
            The opportunity provided by working with Airbnb property to those looking to run their own business
            Niches you can find to specialize in within the Airbnb market
            Using reviews left by users to find renters who will respect the property they’re staying in
            Why investing in taking out insurance helps land new listings by making owners feel more comfortable letting you manage their property
            How explaining his new business to friends led Brian down the path to becoming a teacher and mentor
            Resources:
            REInvestorSummit.com/airbnb
            REInvestorSummit.com/profitscalculator
            REInvestorSummit.com/PATLive
            REInvestorSummit.com/Grow
            REInvestorSummit.com/100
            REInvestorSummit.com/aof

            Love the show? Subscribe, rate, review, and share!
            • Here’s How »
            • Join the Real Estate Investor Summit Community:
              • reinvestorsummit.com
              • Real Estate Investor Summit Facebook
              • Real Estate Investor Summit Twitter
              • Real Estate Investor Summit YouTube
              • Mitch Stephen LinkedIn
              • 26 min
              • Episode 231: Airbnb Other People’s Properties (OPP)

                Brian Page made his first million before the age of 30 in the wild world of real estate. During the historic crash of 2007, he lost it all. Starting over with no credit or savings to speak of he went on to start an Airbnb business, making over six figures in his first 6 months, using properties he doesn’t own.

                After automating and outsourcing nearly every aspect of his business, Brian has enjoyed traveling the world and managing his Airbnb empire from his laptop, seeing 16 countries so far just this year. He believes wealth is not merely having money, but also the time and freedom to enjoy it.

                Brian’s BNB Formula Masterclass reveals exactly how he started and grew his business so fast and how you can do the same in any of the 192 countries Airbnb operates in. BNB Formula is the only teaching of its kind showing entrepreneurs how to build a multi-listing six to seven figure Airbnb business – without having to own a single property as well as how to outsource and automate that business.

                Brian charges $5,000 per day to work with clients one on one, but his 8-week masterclass and live group coaching reveal the same techniques and simple step by step formula. Seize this outstanding opportunity and begin building your own Airbnb Empire today!

                What you’ll learn about in this episode:

                How Brian managed to recover from having bad credit and little cash flow after the real estate crash by finding success in the Airbnb market
                Leveraging the Airbnb business model successfully by making every transaction a win for everyone involved
                The importance of finding the right type of property to lease out on Airbnb
                Delegating tasks to different teams to keep yourself free to pursues new deals
                Earning the trust of property owners concerned about who will be renting their property and getting their payment on time
                Brian’s use of virtual online tools to eliminate his need for a full staff and save lots of time by eliminating most of his on manual tasks
                How Brian takes the time to educate students and owners of the profit available by leasing out Airbnb properties
                The opportunity provided by working with Airbnb property to those looking to run their own business
                Niches you can find to specialize in within the Airbnb market
                Using reviews left by users to find renters who will respect the property they’re staying in
                Why investing in taking out insurance helps land new listings by making owners feel more comfortable letting you manage their property
                How explaining his new business to friends led Brian down the path to becoming a teacher and mentor
                Resources:
                REInvestorSummit.com/airbnb
                REInvestorSummit.com/profitscalculator
                REInvestorSummit.com/PATLive
                REInvestorSummit.com/Grow
                REInvestorSummit.com/100
                REInvestorSummit.com/aof





                26 min
              • Episode 232: Woessner Interviews Stephen

                Mitch Stephen has been a self-employed RE investor for 20+ years. His real estate investing career started at the age of 23 when he read “Nothing Down” by Robert Allen.

                REAL ESTATE INVESTOR: Mitch, together with his wife, Tommi, and his daughter, Shannon purchased their fair share of local houses. Their company, Independence Day, Inc., has bought and sold over 1,500 properties in and about San Antonio, Tx since 1996. This company specializes in buying distressed properties with OPM and the selling of those owner financed properties.

                AUTHOR:

                Mitch is the author 3 books:

                MY LIFE & 1,000 HOUSES:

                Failing Forward to Financial Freedom

                MY LIFE & 1,000 HOUSES:

                200+ Ways to Find Bargain Properties

                My Life & 1,000 Houses

                The Art of Owner Financing

                For more info about these books go to http://1000houses.com/the-book/

                EDUCATOR:

                Mitch offers Online Education, Group Coaching, and one-on-one Mentorships as it relates to all the aspects of Owner Financing and owner financed properties.

                Mitch forged the creation of a mass texting software, LiveComm.com to help solve problems that arise when you get numerous calls from bandit signs and other advertising efforts to sell your houses.

                The main reason Mitch wanted this system was to reduce the number of calls from potential buyers (that asked the same questions over and over) to a group of the most qualified buyers, saving time for the sales team. This solves that and much more to streamline your selling process.

                What you’ll learn about in this episode:

                Why Mitch believes so strongly in helping others discover their full potential, and how Mitch found his own financial freedom
                The story of how in 1996, Mitch was able to purchase 45 houses during his first nine months of investing
                How Mitch used all the setbacks and mistakes he’s made over the course of his career as learning opportunities
                Why Mitch began the Real Estate Investor Summit Podcast to empower his own learning and growth
                Why Mitch opens up his yearly vacation to the public to spend it with his listeners and fans
                How Mitch’s connection to his listeners has opened doors and created opportunities he never imagined
                Mitch shares anecdotes from interactions with his listeners and stories of how he makes money by helping others
                How Mitch has successfully monetized his expertise by ensuring that people get value from what they pay for
                How Mitch and Stephen have opened each other’s eyes to new opportunities
                Learn more about how you can attend a course in profitable podcasting being taught by Mitch and Stephen
                Resources:
                REInvestorSummit.com/Monetize
                REInvestorSummit.com/Livecomm
                REInvestorSummit.com/privatelenders
                REInvestorSummit.com/100
                REInvestorSummit.com/coaching





                52 min
              • Episode 233: Pay Off Your House in 5 to 7 Years

                Jordan Goodman has spent the past 40 years focused on one mission: to help Americans do better with their money. In a career spanning newspapers, magazines, books, radio, television, live events, teleseminars, and the Internet, he has helped millions of people to solve their financial problems and realize their financial dreams.

                What you’ll learn about in this episode:

                How to save tens of thousands of dollars on your mortgage and car payment
                What mortgage equity optimization is and how it can help you pay off your home in 5-7 years
                Why banks really make out with mortgages and accounts and how to make your money work for you instead of the bank
                What the blended strategy is, how you can use it to dramatically pay off your mortgage, and an example of how this strategy works with a $200,000 mortgage
                Three things that you need to have in order for this strategy to work and how it helps your money work for you every day of the year
                The average interest rates on home equity lines of credit
                Opportunities that are open to you once your house is paid off
                Other types of loans this strategy can work for
                Companies that are separating you from your money and not being honest about it
                Lowering your car loan payment
                What a defeat device is and how it affects car loans
                Getting errors and bad marks taken off your credit report
                How to earn passive income from real estate
                The importance of learning how money works and using it to your advantage
                What you need to do to actually become self sufficient and financially free
                How to solve a financial problem you didn’t even know you had
                Making sure your bank is handling your mortgage and escrow properly
                Resources:
                REInvestorSummit.com/HomeFree
                REInvestorSummit.com/Grow
                REInvestorSummit.com/sly
                REInvestorSummit.com/privatelenders
                REInvestorSummit.com/coaching





                38 min

              About 1000Houses.com Podcast

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              Real Estate Investor Summit Podcast is focused on teaching others to gain financial freedom through real estate. Interviews with investors, coaches, and instructors who tell amazing stories and…

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