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After all the holiday spending you did last month, you won't want to miss Nikki's conversation with Jen Smith, a personal finance expert and co-host of the top-rated Frugal Friends podcast. Tune in to hear from Jen why “frugal” is not another F word, and how to spend in alignment with your values and live for today while saving for tomorrow.

Check out Jen's FREE spending makeover and be sure to connect with her on Instagram or on her website. 

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