The Recalibration

#123 Why the Money Scripts You Inherited Still Run Your Life — and How to Break Them


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The money story you live by was written long before your first paycheck. In this episode, discover how inherited scripts shape your life — and how recalibration breaks the cycle of “never enough.”

By the time you earned your first dollar, your relationship with money was already decades old. Family, faith, and culture hand us money scripts — unspoken rules that quietly shape how we spend, save, and give.

Maybe you heard “We don’t have enough” so often it became your baseline reality. Maybe you were taught that money makes people selfish, so success feels heavy with guilt. Or maybe generosity was survival, so you still overgive until you’re empty.

These scripts don’t fade with age or achievement. They live in your nervous system, tagged as survival cues, and they run the show until you recalibrate them. That’s why success still feels fragile, even when the account says otherwise.

In this episode of The Recalibration, Julie Holly unpacks:

  • The science of money scripts: why they’re stored as implicit memory and not just “mindsets”
  • The ILR lens: why scripts are not habits but identity fragments
  • How Madam C.J. Walker rewrote inherited scarcity into generational impact as the first self-made female millionaire
  • Why visualization and budgeting can’t resolve inherited scripts — and why ILR is the tool that makes every other tool effective

Today’s Micro Recalibration:
“What money story did I inherit? And how does it show up in how I spend, save, or give?”

If you’ve felt the weight of inherited money stories — or noticed them bleeding into how you lead your team, nonprofit, or home — this episode will give you language for what you’ve carried and show you how to break the cycle.

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The RecalibrationBy Julie Holly

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