Wondering how to finance your first rental property? You’re not alone — this is one of the most common questions new investors ask.

In this episode, Jonna Weber breaks down the most popular financing options for first-time real estate investors, including conventional loans, FHA and VA house-hack strategies, DSCR loans, and creative approaches like partnerships and private money.

You’ll learn:

• The pros and cons of common loan types for investors
• How much down payment lenders typically require
• Why your financing choice should match your investing goals
• How DSCR loans can help you qualify based on the property’s income — not just your own
• Smart ways to start even if you don’t have a huge savings account yet
  
   

💡 Bonus: Jonna also recommends checking out her earlier conversation with Patrick Penner, (episode 18), about DSCR options. 

https://podcasts.apple.com/us/podcast/real-estate-investing-for-life-simple-strategies-for/id1769646250

Looking for resources? 

Connect with me at www.jonnaweber.com

Instagram: jonna_weber

LinkedIn: Jonna Weber

In Idaho?  Please check out our Idaho Real Estate Investor Network - We are where Idaho Investors grow.  

Website: https://www.idahorein.com/  

If you enjoyed this show,  the biggest gift you can give me is to subscribe and leave a positive review!  

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

If you’ve ever wondered, “How much money do I actually need to start investing in real estate?” This episode is for you. 

Jonna breaks down the real numbers and shares what it truly costs to buy your first rental property, from down payments and closing costs to cash reserves and emergency funds.

You’ll learn:

• What percentage down payment most investors put into their first property
• Why having cash reserves is more important than finding a “no money down” deal
• How to build a financial foundation that reduces risk and increases your confidence
• The difference between being ready emotionally and being ready financially
   

Whether you’re saving for your first rental or looking to invest more strategically, this episode will help you plan wisely and invest with clarity.

Looking for resources? 

Connect with me at www.jonnaweber.com

Instagram: jonna_weber

LinkedIn: Jonna Weber

In Idaho?  Please check out our Idaho Real Estate Investor Network - We are where Idaho Investors grow.  

Website: https://www.idahorein.com/  

If you enjoyed this show,  the biggest gift you can give me is to subscribe and leave a positive review!  

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

Jonna shares practical, time-tested strategies for managing your rental properties while still enjoying your freedom, peace of mind, and even a little travel time. She shares what has helped her successfully self-manage rentals for more than 20 years and how you can create systems that reduce stress and protect your time.

Connect with me at www.jonnaweber.com

Instagram: jonna_weber

LinkedIn: Jonna Weber

In Idaho?  Please check out our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

If you enjoyed this show,  the biggest gift you can give me is to subscribe and leave us a positive review - I am so appreciative! 

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

Jonna reflects on the lessons and inspiration that come after attending a real estate investing conference. She shares how taking time to pause, reflect, and realign your goals can turn motivation into meaningful action. Anyone can grow in any business (including real estate and even in life!) as long as it comes from consistent steps forward, not from staying busy.

Connect with me at www.jonnaweber.com

Instagram: jonna_weber

LinkedIn: Jonna Weber

If you enjoyed this show,  the biggest gift you can give me is to subscribe and leave us a positive review - I am so appreciative! 

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

Jonna explains why flipping and wholesaling should not be confused with long-term real estate investing. She highlights the risks and challenges of these short-term businesses and contrasts them with the lasting wealth that comes from buy-and-hold strategies. Drawing on her own experience and real-world examples, Jonna shows how even one rental can be the seed of financial independence and why true investing is a marathon, not a sprint.

Connect with me at www.jonnaweber.com

Instagram: jonna_weber

LinkedIn: Jonna Weber

In Idaho?  Please check out our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

If you enjoyed this show,  the biggest gift you can give me is to subscribe and leave us a positive review - I am so appreciative! 

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this episode, Jonna breaks down three of the biggest myths that keep new investors from getting started. She shares why you don’t need tons of money to begin, how smart deal selection matters more than market timing, and why landlording is not the nightmare many imagine. Drawing from over two decades of experience, Jonna offers practical insights, creative financing ideas, and encouragement to see real estate as a pathway to long-term financial freedom.

Connect with me at www.jonnaweber.com

Instagram: jonna_weber

LinkedIn: Jonna Weber

In Idaho?  Please check out our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

If you enjoyed this show,  the biggest gift you can give me is to subscribe and leave us a positive review - I am so appreciative! 

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

Jonna introduces the newly rebranded Real Estate Investing for Life podcast and shares how real estate can provide freedom, security, and long-term wealth. She highlights upcoming strategies, stories from everyday investors, and lessons to avoid common mistakes, all with a focus on simple guidance and encouragement for building a stronger financial future.

Connect with me at www.jonnaweber.com

Instagram: jonna_weber

LinkedIn: Jonna Weber

In Idaho?  Please check out our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

If you enjoyed this show,  the biggest gift you can give me is to subscribe and leave us a positive review - I am so appreciative! 

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this solo episode, Jonna Weber reflects on what she has learned from creating and growing the Idaho Real Estate Investor Network. She shares five key lessons about the power of community, the importance of genuine connections, and why collaboration always beats competition. Jonna also talks about the need for skin in the game, the role of accountability, and how even one connection can change the course of your investing journey.

00:00 Intro

00:47 Building a Real Estate Investing Community

01:06 Lessons Learned from the Community

04:48 The Importance of Networking and Connections

07:30 Collaboration Over Competition

10:05 The Value of Commitment

17:26 Upcoming Changes and Future Plans

19:33 Conclusion and Final Thoughts

📅 Idaho REICon 2025 is Coming!  

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

Use my special code for listeners:  JONNA10 for 10% off! 

✨ Be in the room. Expand your network. Level up your investing journey.

📧 For more info—or to find out how you can sponsor the event—email: [email protected]

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Connect with Jonna at www.jonnaweber.com

Join our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/idahorein/

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this episode, Jonna Weber sits down with Paul Anderson, a lifelong Idahoan and lending expert with deep experience in real estate development. Paul shares how his background in lending and construction financing gives him a unique perspective on Treasure Valley growth, from Boise’s infill projects to the expansion in Caldwell, Kuna, and beyond.

00:00 Introduction

00:55 Meet Paul Anderson: Lending Expert

02:20 The Importance of Idaho Recon

03:40 Paul Anderson's Journey in Real Estate

05:03 The Power of Networking in Real Estate

05:48 Paul's Lending Focus: Horizontal and Vertical Lending

06:50 Boise's Real Estate Growth and Development

11:48 Garden City's Transformation

15:23 Exciting Developments in Eagle, Star, and Middleton

18:45 Exploring Caldwell's Transformation

19:47 Canyon County's Economic Boom

23:39 Nampa's Rapid Growth

25:52 Kuna's Industrial Expansion

28:01 Real Estate Market Trends and Predictions

31:07 Investment Strategies and Opportunities

32:54 Connecting with Local Experts

34:08 Conclusion and Final Thoughts

Contact Paul at www.verticalfundingcapital.com

📅 Idaho REICon 2025 is Coming!  

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

Use my special code for listeners:  JONNA10 for 10% off! 

✨ Be in the room. Expand your network. Level up your investing journey.

📧 For more info—or to find out how you can sponsor the event—email: [email protected]

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Connect with Jonna at www.jonnaweber.com

Join our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/idahorein/

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this episode, Jonna Weber sits down with Craig Curelop, a real estate investor, author, and co-living entrepreneur best known for popularizing the house-hacking strategy. Craig shares how his journey from a grueling W2 job to working at BiggerPockets led him to financial independence through creative real estate investing.

00:00 Introduction

00:45 Meet Craig: The House Hacking Expert

02:48 Is Getting a Real Estate License Worth It?

04:43 Join Idaho REIN Today!

05:21 Craig's House Hacking Journey

07:45 Understanding House Hacking

08:53 Financial Independence and Real Estate

11:03 Exploring Co-Living as an Investment Strategy

15:59 Practical Aspects of Co-Living Investments

17:57 Advertising and Tenant Management in Co-Living

25:00 Future Plans and Vision for Co-Living

26:36 Craig's Connection to Idaho

27:46 The Importance of Real Estate Conferences

29:39 Conclusion and Contact Information

Reach Craig at @thefiguy on Instagram!

📅 Idaho REICon 2025 is Coming!  

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

Use my special code for listeners:  JONNA10 for 10% off! 

✨ Be in the room. Expand your network. Level up your investing journey.

📧 For more info—or to find out how you can sponsor the event—email: [email protected]

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Connect with Jonna at www.jonnaweber.com

Join our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/idahorein/

For Educational and Informational Purpose Only

The information provided on The Idaho Real Estate Investor Show does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.