Is getting into debt for travel worth it? According to studies, Americans spend, on average, $2,830 per household on summer vacations, an all-time high. As inflation continues to negatively impact travel, and airfare costs soar, vacation budgets are causing some to give up travel completely, while others take on debt to fund these experiences.

If you’re hoping to travel this year, there are plenty of ways to save money and avoid going into debt. Uncover 10 practical strategies to vacation debt-free.

Want to travel more and live free from debt? 

🎧 Binge my Debt-Free Travel Stories Playlist and get inspired by real journeys, practical tips, and money-saving hacks for your own adventures! 

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This episode is created in partnership with Medjet, an air medical transport membership that gets you home.

Whether you are hospitalized while traveling or feel threatened, you can call them. There are never any claims, out-of-pocket expenses (outside your membership), or surprise bills afterward. 

Click here for the full write-up about Medjet to learn why standard travel and medical insurance sometimes isn’t enough and scenarios where having a Medjet membership would be beneficial.

Read the full blog post: https://thoughtcard.com/debt-free-vacation/ 

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✨ Book a Travel Savings Strategy Session!

In this 1:1 session, we’ll map out a savings plan based on your travel goals, timeline, and budget—whether it's a dream trip or more frequent getaways.

👉 Let’s chat: https://thoughtcard.com/strategy-session

 

✈️ Travel Smarter & Spend Wiser

➡️ Start saving now with the Jumpstart Your Vacation Fund Challenge – a 5-day action plan to build your dream trip fund!

➡️ Get inspired with my book Affording Travel – practical strategies to make travel a financial priority.

➡️ Grab the Vacation Ready Financial Checklist – Your go-to guide to prep your finances for your next trip.

 

Listen to these episodes next:

• How To Start a Travel Fund and Why You Need One - Episode 2
• Financial Things To Do Before Vacation - Episode 108 

 

Read My Books: 

1. We Are Financially Savvy Travelers 
2. Affording Travel: Saving Strategies For Financially Savvy Travelers
3. Traveling With a Full-Time Job

 

Work With Me:

Email [email protected] for brand partnerships and business inquiries.