None of us really knows what the future will hold, even when it comes to money and finances. However, that doesn’t stop us having a good go at making predictions! Bea sat down with Gemma Godfrey, former CEO of Moola and winner of Arnold Schwarzenegger’s show ‘The Apprentice’, as she put in her two cents about what she thinks is in store for the future of money. They discuss everything from ensuring a safe financial future, the increasing conversation about money and mental health, how long cash might stick around and how we can improve financial education. She even gives her tips on how to be ahead of the curve when it comes to trends in finances.

For help, details of organisations offering information and support with issues discussed, are available at bbc.co.uk/actionline.

You can join the conversation with the hashtag #Money101Pod. Gemma is on Twitter @GCGodfrey, Tristan is @trstnthms, Dilpreet is @DBhagrath and Bea is @beaduncan_.

The host is Bea Duncan. The producer is Renay Richardson. The assistant producers are Bea Duncan and Rez Marino. This is a Broccoli Production for BBC Sounds.