Credit score-havers Ann, Hillary, and Meredith have all slid down the slippery slope of credit card debt, so today we’re reflecting on the whys (we were poor, duh), the hows (guys, don’t link your credit card to your bank), and the whats (all of Target) that got us there. But never fear, it’s not all stories of anxiety and low-level check kiting! We’re also talking about what we did to rehabilitate our financial report cards, how we practice healthy credit habits now, how boob health correlates to credit score, and how to find your perfect card. Plus, Hillary has entered the carpet-love phase of her life, your preferred beverages, and we get to the bottom(?) of the poinsettia pronunciation debate.

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