Where are you today? Where do you want to be? Based on what you are doing right now, is there any chance that you are going to get there? Those are questions that I ask myself frequently—especially when I feel like I'm in a rut. Why is it important? Well, for those of us who are fortunate enough not to have the burden of worrying about where our next meal will come from, we have the opportunity to create our own destinies. But the fact that we don't have to hustle anymore also increases the likelihood that we go on auto-pilot and live a life of abundant mediocrity. If you don't care for more than that, more power to you. However, if where you are today does not match where you want to be, make sure you do something about it. If you want to win the lottery, you have to at least buy a lottery ticket! In my case, I would like the opportunity to influence the thinking of more professionals like you. I've done pretty darn well this year and it would be easy for me to sit on my laurels and congratulate myself in hopes of simply repeating my success in 2020. However, simply repeating the success I had in 2019 is not what I wish to to do. In order to get where I want to be, I need to touch more people. I am a firm believer in the words of Zig Ziglar, "You can get everything in life you want if you will just help enough other people get what they want". So the question I need to be asking myself is whether I am putting myself in a position to maximize how many more people I draw into our Wealth Formula Community. I need to make sure that I give myself the best chance to grow the brand and to spread its message. How about you? What are your goals? Maybe you want to add a zero to your net worth. If that's the case, can you get there just by doing what you are doing now or do you need to actively change your facts? What is it that you need to do? The people who do the most in this world do it by design. Very few people accidentally get rich. Professional athletes and entertainers work their asses off at their craft before they become rich and famous. People who get rich from their investments do so by investing in things that could possibly make them rich! Stocks, bonds and mutual funds are not going to make you rich. Listen, I'm not here to tell you that you have to change your life. I just want you to make sure that you are not moving through life like a zombie and regret that you didn't at least put yourself in a position where achieving your dreams was even possible. Remember—you can't win the lottery if you don't buy a ticket. Being a physician, dentist or engineer does not define you. You define yourself with your own efforts. My guest on Wealth Formula Podcast this week is a great example of that. David Phelps started focusing on real estate during dental school and went on to become a major influencer for his colleagues in personal finance. When people think of David, they don't think dentist, they think financial freedom. He is a great example of someone who has taken his destiny into his own hands despite coming from a typical professional background. You definitely want to hear what David has to say.