In the April 19, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy shares the top ten financial mistakes that can cost individuals between $50,000 and $500,000 over a lifetime. From procrastinating on savings to poor debt decisions and overlooking tax planning, Roy breaks down each pitfall with relatable examples and clear solutions. He then transitions into smart investing strategies, explaining how stocks, bonds, annuities, and money market funds all serve different purposes in a diversified plan. Whether you’re just getting started or nearing retirement, Roy emphasizes the importance of creating financial "buckets" tailored to your goals, risk tolerance, and timeline.