Twenty Minute Travel News has now joined the MtM Podcast feed! This feed will be ending soon so make sure to subscribe on the MTM Travel Podcast feed or watch both shows on Youtube! 

Episode Description

This week rumors have been swirling about a potential new premium card offering from Chase. Will a business version of the Chase Sapphire Reserve card be coming and what can we expect from the welcome offer, annual fee and perks? Will this be a popular card for the market?   In other news Frontier & Spirit are talking merger again. It's probably the best move for both airlines. We also discuss: AA's new cheater tech, end of Ink's 90K offer, a Delta employee allegedly stealing and selling merch, Citi's interesting new hotel transfer partner and the most insane hotel pool in the United States.   Episode Guide

• 0:00 AA’s cool new “cheater” technology
• 1:20 Delta employee allegedly steals & sells merch
• 3:10 Frontier & Spirit trying to merge again
• 5:30 Hyatt taking over a Margaritaville
• 7:21 Chase Ink Unlimited 90K end is near
• 8:18 Chase Sapphire Reserve business rumor
• 11:40 Diving into Citi’s new ThankYou partner Preferred Hotels
• 14:10 How good are Preferred Hotels properties
• 15:18 Cool S - Most insane pool in the United States?

Twenty Minute Travel News has now joined the MtM Podcast feed! This feed will be ending soon so make sure to subscribe on the MTM Travel Podcast feed or watch both shows on Youtube! 

Episode Description

This week the Alaska/Hawaiian merger fallout moves forward as the company is trying to combine loyalty programs. Until that happens there may be an opportunity to double dip with credit cards, but is it a good play and which Hawaiian Airlines cards should you consider before they go away forever?   In other news Amex is back with 20K Pay Over Time offers. These can be the easiest points you'll ever earn if you are targeted. We also discuss: Spark Cash $750, the new United Mile Play offers, all of the many transfer bonuses right now, a hack to score an empty middle seat and where you can play Mario Kart in real life.   Episode Guide

• 0:00 Viral hack for ensuring an empty middle seat
• 0:47 Ultimate travel troll - Once in a lifetime experiencial travel
• 2:03 Mark’s incredible Choice “experience” redemption
• 4:00 Don’t overlook housesitting - Incredible way to save on travel & pet sitting
• 7:35 Hawaiian Airlines credit card play before it is too late
• 9:56 Cap One Spark Cash $750 welcome offer with waived annual fee
• 11:11 Amex Pay Over Time 20K Offers - Easiest points ever!
• 12:45 United Mile Play offers - Huge potential depending on your offer
• 14:30 Most credit card transfer bonuses ever?
• 17:53 BattleKarts some really cool “s” to seek out on your next trip

Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at [email protected]. 

You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

Twenty Minute Travel News has now joined the MtM Podcast feed! This feed will eventually be going away. Make sure to subscribe to the MTM Travel podcast feed or you can watch both shows on Youtube! 

Episode Description

This week American Airlines and Hyatt announced a ton of changes to their ongoing partnership. Points earning from the past is gone, but in its place are a ton of new "milestone rewards" and perks you can choose. Both Hyatt and AA members will be able to choose perks at various milestones plus will be able to purchase status for the day with points and more. Is this an improvement over the old Hyatt American Airlines partnership?   In other news it seems Uber is being sneaky again. Some data points seem to show them charging more for people with Uber Cash, but is it a game and who is winning? In other #news we cover some new card offers, go over three awesome bank bonuses to pursue, discuss a true American castle, show you how to fast track into Capital One lounges and fight over the Wendy's Spongebob popup.   Episode Guide

• 0:00 Wendy’s Spongebob popup
• 1:00 More evidence of Uber overcharging
• 3:46 How to fast track into Capital One lounges
• 6:32 Best ever AAdvantage Business card 75K offer
• 7:39 Last chance for Southwest 85K / companion pass timing
• 8:45 Bilt adds two new transfer partners
• 10:16 AA/Hyatt announce tons of partnership changes/milestone rewards
• 12:17 Do these new partnership rewards make sense as a choice?
• 13:40 AA status for a day - Is this going to be worth it?
• 15:27 Great bank bonuses for Chase, US Bank & Wells Fargo - Up to $900
• 19:05 American castles? Hammond Castle in Gloucester, MA

Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at [email protected]. 

You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

Episode Description:

As a reminder you can watch this show as well at: https://www.youtube.com/@20minutetravel - You can also find the show along with our sister show MTM Travel in the combined MTM Travel feed. More info here.

This week Chase was in the news a lot for a number of different reasons. To start, they added Air Canada lounge access for Sapphire Reserve cardholders. This is a good perk, but it has a huge downside. Chase also released their Q4 spending offers on cards with targeted deals giving 5-7X back on grocery and more. Finally, Chase also has newly increased offers on Sapphire Preferred and the World of Hyatt credit card. The latter is giving 5 free nights as a welcome offer. Is this better than points?

In other news after 5 years of ownership, American Express has announced they are killing off LoungeBuddy. RIP. We also discuss: a fire at Newark airport, the Albuquerque Balloon Festival, 2025 trending travel destinations, Virgin Atlantic going revenue based, the search for Ramada's "CEO" and the new show we are launching on this channel.

Episode Guide:

• 0:00 Newark can’t have nice things
• 0:36 You can be Ramada’s new “CEO”
• 3:15 Amex’s 2025 trending travel destinations
• 5:07 Hyatt Place paid breakfast spreading?
• 8:17 Sapphire Preferred’s new 60K offer with a twist
• 9:47 Hyatt’s new 5 free night welcome offer
• 11:37 Sapphire Reserve adds Air Canada lounge access
• 13:10 Amex shutting down LoungeBuddy
• 14:49 Lucrative targeted Chase spending offers for Q4
• 16:23 Virgin Atlantic revenue based redemptions - Good or bad?
• 17:58 Mark visiting the Albuquerque Balloon Festival
• 19:14 Our new show coming to this channel

About the Show:

We love to travel and love to laugh! 20 Minute Travel is designed to get you all of the info you need to supercharge your travel by utilizing credit cards, travel rewards and other tricks to pay pennies on the dollar. 

Shawn Coomer is the founder of Miles to Memories and has traveled all over the world with his family utilizing miles & points. He has been writing and podcasting about miles, points and travel since 2013 and has earned and spent millions of points & miles across dozens of programs.

Mark Ostermann is the former Managing Editor of Miles to Memories and is the Managing Editor at Travel on Points. He has been writing about his travel experiences since 2017 and loves to dive into the weeds so you don't have to. He also enjoys a good beer and a laugh or fifty.

Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. If you like this show check it out!

Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at [email protected].

Episode Description:

As a reminder you can watch this show as well at: https://www.youtube.com/@20minutetravel

This week American Express announced the death of several of their cards including the Cash Magnet and the popular Everyday cards. With the loss of Everyday, is Amex retooling their lineup in preparation of a new card or are they trying to push customers up to their more expensive Gold card?

In other news the Alaska/Hawaiian merger drama continued this week as transfers from American Express broke briefly, but then came back again. Some terms leave us a bit worried about the future of transfers, but the big question is whether it makes sense to move points now or not. We also discuss China's insane 10,000 drone show, where to use the Hilton Aspire credit, Aeroplan's new 100K welcome offer, 5% categories for the 4th quarter, Hyatt's fall promotion, a tricky Hyatt property and new Amex Offers you want to know about.

Episode Guide:

• 0:00 Saving money for travel
• 0:39 Alaska/Hawaiian transfer woes and developments
• 2:44 Will Amex to Hawaiian transfers remain & should you transfer now?
• 4:25 One Hyatt’s tricky “mandatory” charge
• 7:10 Chase Aeroplan’s new 100K welcome offer
• 8:30 RIP to Amex Everyday cards
• 10:05 Will Amex replace the Everyday cards in their lineup?
• 11:20 4th quarter 5% Categories for Chase, Citi and Discover
• 13:24 Hyatt’s new fall promotion is sort of terrible
• 14:37 Hilton Aspire Resort Credit - How to use it & where it works
• 15:56 New Amex Offers for Marriott, Hilton, Lowe’s & Google Pay
• 17:35 China’s INSANE 10,000 drone show

About the Show:

We love to travel and love to laugh! 20 Minute Travel is designed to get you all of the info you need to supercharge your travel by utilizing credit cards, travel rewards and other tricks to pay pennies on the dollar. 

Shawn Coomer is the founder of Miles to Memories and has traveled all over the world with his family utilizing miles & points. He has been writing and podcasting about miles, points and travel since 2013 and has earned and spent millions of points & miles across dozens of programs.

Mark Ostermann is the former Managing Editor of Miles to Memories and is the Managing Editor at Travel on Points. He has been writing about his travel experiences since 2017 and loves to dive into the weeds so you don't have to. He also enjoys a good beer and a laugh or fifty.

Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. If you like this show check it out!

Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at [email protected].

Episode Description:

As a reminder you can watch this show as well at: https://www.youtube.com/@20minutetravel

This week Alaska Airlines closed on their merger with Hawaiian Airlines. The government laid out a ton of rules for the new airline to follow including keeping the value of points and allowing points to be transferred 1:1 between programs. This has opened up some opportunities to get Alaska miles as Amex is now basically a transfer partner.

In other news tons of new increased card offers dropped this week including Southwest, Hilton and Marriott. We also discuss the new way to change your Southwest companion and the best strategy to get two years of the Companion Pass with these new offers. Other topics include: The Top Gun bar in San Diego, a suspended soccer field in China, how Citi is going hard for the AA card business, Jetblue's new lounges and how to get free points or coffee from Starbucks and Marriott

Episode Guide:

• 0:00 Hangovers are temporary travel meme
• 0:32 Alaska now a defacto Membership Rewards transfer partner
• 2:15 Government lays down several rules for Alaska merger
• 4:07 JetBlue announces airport lounges coming to two major airports
• 5:14 JetBlue’s new premium credit card?
• 6:03 Visiting the Top Gun bar in San Diego
• 8:31 Other takeaways from Mark’s San Diego trip
• 9:41 Southwest increased offers & companion pass strategy
• 12:03 Increased offers for Hilton cards as well
• 12:59 Playing the Amex upgrade/downgrade game
• 13:57 Bonvoy Business 5 free night offer returns
• 14:45 Citi is going hard for the AA credit card business
• 16:28 Big payday coming for American Airlines?
• 17:43 How to change your Southwest Companion online
• 18:38 Starbucks/Marriott partnership - Free points or coffee!
• 21:00 Suspended Chinese soccer field 600 feet above the ground

About the Show:

We love to travel and love to laugh! 20 Minute Travel is designed to get you all of the info you need to supercharge your travel by utilizing credit cards, travel rewards and other tricks to pay pennies on the dollar. 

Shawn Coomer is the founder of Miles to Memories and has traveled all over the world with his family utilizing miles & points. He has been writing and podcasting about miles, points and travel since 2013 and has earned and spent millions of points & miles across dozens of programs.

Mark Ostermann is the former Managing Editor of Miles to Memories and is the Managing Editor at Travel on Points. He has been writing about his travel experiences since 2017 and loves to dive into the weeds so you don't have to. He also enjoys a good beer and a laugh or fifty.

Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. If you like this show check it out!

Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at [email protected].

Get an easy $200 from Melio for making your first payment! (Affiliate link. Terms below) 

https://affiliates.meliopayments.com/travelonpointsteam

Episode Description:

As a reminder you can watch this show as well at: https://www.youtube.com/@20minutetravel

This week Southwest continued on its path towards huge changes with the announcement of a shakeup on their board. 6 members will leave and the chairman will retire as they move to make more money and change their model. Will this change the Southwest culture forever?

In other travel news some very popular benefits with Capital One and American Express are being changed, removed or downgraded. Specifically we are seeing changes with Priority Pass restaurants and Uber credits. Do you use these popular benefits? Other topics discussed include: hotel room oddities, strange room service, Carlsbad Caverns, the Concorde and supersonic jets, Hyatt's Guest of Honor double dipping and the MGM/Marriott transfers are a bit strange.

Episode Guide:

• 0:00 Standing up on an airplane
• 1:19 Cheetohs destroying Carlsbad Caverns
• 2:39 Why Carlsbad Caverns and New Mexico are underrated
• 3:51 Huge shakeup at Southwest - 6 board members leaving
• 6:18 Hotel room oddities - Strange things left behind
• 7:33 Room service craziness - Caviar hot dog?
• 8:30 Venture X Business losing Priority Pass restaurants
• 10:24 Why AAdvantage business accounts are surprisingly valuable
• 12:03 Marriott/MGM Rewards transfers are live…with a quirk
• 12:53 Hyatt Globalist double dipping in 2024
• 14:40 Changes coming to American Express Uber credits
• 16:22 Quick RebateKey payment update
• 17:00  A closer look at the Concorde and its Droop Snoot
• 18:39 The future of Supersonic travel and why its coming back

About the Show:

We love to travel and love to laugh! 20 Minute Travel is designed to get you all of the info you need to supercharge your travel by utilizing credit cards, travel rewards and other tricks to pay pennies on the dollar. 

Shawn Coomer is the founder of Miles to Memories and has traveled all over the world with his family utilizing miles & points. He has been writing and podcasting about miles, points and travel since 2013 and has earned and spent millions of points & miles across dozens of programs.

Mark Ostermann is the former Managing Editor of Miles to Memories and is the Managing Editor at Travel on Points. He has been writing about his travel experiences since 2017 and loves to dive into the weeds so you don't have to. He also enjoys a good beer and a laugh or fifty.

Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. If you like this show check it out!

Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at [email protected].

Melio Offer Terms: This is a business to business payment platform - no personal bills / payments. The offer is for new accounts only. If you sign up using the 20 Minute Travel link new members will get $200 cash back after making a $200+ payment via Melio pay. Gal from Melio will reach out to finalize the details of your payment. That is $6 in processing fees for a $200 bonus! After signing up and making your first payment with a vendor you will want to upload your bank info to your Melio account. Do it as the receiving method so you have a checking account set up to receive payments. You will then receive an email from (Gal) Melio saying you are eligible for the $200 bonus and it will tell you to set up your receiving method, or you can share your bank information if you prefer that.

Get an easy $200 from Melio for making your first payment! (Affiliate link. Terms below) 

https://affiliates.meliopayments.com/travelonpointsteam

Episode Description:

As a reminder you can watch this show as well at: https://www.youtube.com/@20minutetravel

This week the DOT announced they are going to be investigating the major U.S. airlines and their loyalty programs to ensure consumers are being protected. These programs have become huge profit centers for the airlines, but should they be investigated and exactly what will come from it?

In other news a new Tik Tok trend is holding up airport security lines. Is it a problem or a fun fad? We also discuss the "Gates of Hell", a new 4% cash back card, Chase's 90K Ink offer, how to save on your cell phone bill, RebateKey issues, redeeming your Dunkin' credit and parents stealing their children's credit to travel.

Episode Guide:

• 0:00 The age old problem of the travel hacker
• 0:51 Department of Transportation investigating airline loyalty programs
• 3:07 Are points & miles a form of savings?
• 4:19 Insane story - Parents opening credit cards in child’s name to travel
• 5:50 How to protect yourself from others using your credit
• 7:11 New Tik Tok trend - Organizing your TSA bin?
• 8:28 Another reason not to participate in this new trend
• 9:49 Chase Ink Business Unlimited - increased 90K offer
• 11:16 US Bank’s insane new 4% cash back card
• 12:45 Why ramping up spending at US Bank is tough
• 14:04 RebateKey - What is it and a warning about receiving payments
• 17:03 How to redeem the $7 Dunkin’ credit the right way
• 18:55 New Chase Offers including T-Mobile, Turo, Marriott and more
• 20:45 Gates of Hell in Turkmenistan

About the Show:

We love to travel and love to laugh! 20 Minute Travel is designed to get you all of the info you need to supercharge your travel by utilizing credit cards, travel rewards and other tricks to pay pennies on the dollar. 

Shawn Coomer is the founder of Miles to Memories and has traveled all over the world with his family utilizing miles & points. He has been writing and podcasting about miles, points and travel since 2013 and has earned and spent millions of points & miles across dozens of programs.

Mark Ostermann is the former Managing Editor of Miles to Memories and is the Managing Editor at Travel on Points. He has been writing about his travel experiences since 2017 and loves to dive into the weeds so you don't have to. He also enjoys a good beer and a laugh or fifty.

Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. If you like this show check it out!

Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at [email protected].

Melio Offer Terms: This is a business to business payment platform - no personal bills / payments. The offer is for new accounts only. If you sign up using the 20 Minute Travel link new members will get $200 cash back after making a $200+ payment via Melio pay. Gal from Melio will reach out to finalize the details of your payment. That is $6 in processing fees for a $200 bonus! After signing up and making your first payment with a vendor you will want to upload your bank info to your Melio account. Do it as the receiving method so you have a checking account set up to receive payments. You will then receive an email from (Gal) Melio saying you are eligible for the $200 bonus and it will tell you to set up your receiving method, or you can share your bank information if you prefer that.

Get an easy $200 from Melio for making your first payment! (Affiliate link. Terms below) 

https://affiliates.meliopayments.com/travelonpointsteam

Episode Description:

As a reminder you can watch this show as well at: https://www.youtube.com/@20minutetravel

This week an insane Tik Tok trend took off that invited people to take advantage of a "glitch" with Chase ATMs to score money. Chase says it amounted to fraud and people have had their bank accounts wiped out. Are these trends fundamentally changing our society?

In other news Wells Fargo may be implementing a tough new 5/24 rule that is similar to Chase. When did it start and what do we know? We also discuss: Chinese ghost cities, Bilt's new Walgreen integration, a meltdown at Denver airport, a new targeted Hyatt promo and why you should be aware of location tracking when posting to social media.

Episode Guide:

• 0:00 Perfect travel hacker meme
• 1:00 Social media travel posts and location tracking
• 3:05 Meltdown at Denver International Airport
• 6:07 Is hotel loyalty dying as brands choose owners over customers?
• 7:50 Why hotels are playing games with elite benefits more than ever
• 9:54 Chase Tik Tok trend - Glitch or fraud?
• 12:01 How Tik Tok has changed culture and how people do business
• 13:21 Wells Fargo implements their own 5/24 rule?
• 14:38 Last remind for Chase Ink Preferred 120K offer
• 15:03 Targeted Hyatt promo - 1K+ bonus per night
• 16:37 Bilt’s new Walgreen partnership - Cool HSA integration & bonus points
• 18:28 A look at Chinese ghost cities
• 20:17 Why many Chinese Ghost cities don’t stay abandoned

About the Show:

We love to travel and love to laugh! 20 Minute Travel is designed to get you all of the info you need to supercharge your travel by utilizing credit cards, travel rewards and other tricks to pay pennies on the dollar. 

Shawn Coomer is the founder of Miles to Memories and has traveled all over the world with his family utilizing miles & points. He has been writing and podcasting about miles, points and travel since 2013 and has earned and spent millions of points & miles across dozens of programs.

Mark Ostermann is the former Managing Editor of Miles to Memories and is the Managing Editor at Travel on Points. He has been writing about his travel experiences since 2017 and loves to dive into the weeds so you don't have to. He also enjoys a good beer and a laugh or fifty.

Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. If you like this show check it out!

Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at [email protected].

Melio Offer Terms: This is a business to business payment platform - no personal bills / payments. The offer is for new accounts only. If you sign up using the 20 Minute Travel link new members will get $200 cash back after making a $200+ payment via Melio pay. Gal from Melio will reach out to finalize the details of your payment. That is $6 in processing fees for a $200 bonus! After signing up and making your first payment with a vendor you will want to upload your bank info to your Melio account. Do it as the receiving method so you have a checking account set up to receive payments. You will then receive an email from (Gal) Melio saying you are eligible for the $200 bonus and it will tell you to set up your receiving method, or you can share your bank information if you prefer that.

Get an easy $200 from Melio for making your first payment! (Affiliate link. Terms below) 

https://affiliates.meliopayments.com/travelonpointsteam

Episode Description:

As a reminder you can watch this show as well at: https://www.youtube.com/@20minutetravel

This week Chase is making some big changes to their Ink business products. This includes the end of one of the best offers of the year with the 120K Ink Preferred offer coming to an end very soon. The bank is also cutting back their referral offers in half, but you still have a little bit of time. Should you tell friends about a better deal or cash in on a referral that pays you and gives them less?

In other news with the Amex to Hawaiian Airlines transfer bonus coming to an end, is this the time to gamble on the future Alaska merger? Find out why you might want to transfer points before the end of the month. We also discuss Europeans vs. Americans, more trouble for Boeing, travel alarms, Bilt's September Rent Day and new immersive sports venues that will make your jaw drop.

Episode Guide:

• 0:00 Travel alarm realities
• 0:55 Boeing’s problems continue - 777X grounded during testing
• 3:01 15 Thoughts on America from a European perspective
• 4:04 Why a singular experience in America isn’t the whole truth
• 6:42 Behind Shawn’s Washington/Idaho trip
• 8:46 Visiting Coeur d’Alene, Idaho, Silverwood & Flying Allegiant
• 11:49 Ink Business Preferred 120K welcome offer coming to an end
• 12:41 Chase cuts referral offer in half on Ink business cards
• 13:55 The hidden Southwest card perk you didn’t know about
• 15:20 Gambling on the Hawaiian Airlines 20% transfer bonus for Alaska?
• 16:22 How much should you transfer to Hawaiian with the hopes of it becoming Alaska
• 19:16 Bilt’s September Rent Day - 2 Transfer bonuses
• 20:59 Great Bilt redemption - One Bite Pizza Festival
• 22:10 New immersive sports/bar/stadium venues

About the Show:

We love to travel and love to laugh! 20 Minute Travel is designed to get you all of the info you need to supercharge your travel by utilizing credit cards, travel rewards and other tricks to pay pennies on the dollar. 

Shawn Coomer is the founder of Miles to Memories and has traveled all over the world with his family utilizing miles & points. He has been writing and podcasting about miles, points and travel since 2013 and has earned and spent millions of points & miles across dozens of programs.

Mark Ostermann is the former Managing Editor of Miles to Memories and is the Managing Editor at Travel on Points. He has been writing about his travel experiences since 2017 and loves to dive into the weeds so you don't have to. He also enjoys a good beer and a laugh or fifty.

Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. If you like this show check it out!

Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at [email protected].

Melio Offer Terms: This is a business to business payment platform - no personal bills / payments. The offer is for new accounts only. If you sign up using the 20 Minute Travel link new members will get $200 cash back after making a $200+ payment via Melio pay. Gal from Melio will reach out to finalize the details of your payment. That is $6 in processing fees for a $200 bonus! After signing up and making your first payment with a vendor you will want to upload your bank info to your Melio account. Do it as the receiving method so you have a checking account set up to receive payments. You will then receive an email from (Gal) Melio saying you are eligible for the $200 bonus and it will tell you to set up your receiving method, or you can share your bank information if you prefer that.